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https://www.idfcban...m/
Got this email communication from IDFC Bank,
When your referred friends/family members open an account with us, they receive an e-voucher worth Rs. 250 each too. (redeemable on Amazon, BookMyShow or Shoppers Stop.)
This is the registration link – https://www.idfcfirstbank.com/content/idfcsecur...? – but you will not get the Gift Voucher unless referred.
Kindly Personal message me for referrals I will instantly share you link don’t ask for referrals in comments
IDFC offers Rs.250 Bookmyshow GV to all the account holders every month + maximum saving interest rate of 7% on saving account in the market.
So Total benefit is 12×250 (BMS voucher) = 3000 + 250 (Amazon Voucher on opening account via referral) = Rs.3250
Additionally minimum 6% interest rate on the amount in the bank and upto 7% on balance above Rs.1 Lakh
Offer Applicable for Savings Account with Average monthly balance of Rs.10000 (Rural Locations) and Rs.25000 (For Metro Cities) , you will get the option to choose from in one of the registration page , depending on the city you are choosing.
Total Breakup and Benefits for Savings Account With AMB of Rs.25000
BMS Voucher Worth Rs.3000 + Amazon Gift Voucher Worth Rs.250 + 6% Interest on 25000(Rs.1500), So Total benefit is
3000 + 250 + 1500 = Rs.4750 , which is equivalent to 19% Interest Rate for 1st year and 18% for 2nd Year onwards
Step By Step Process Below :
1. Click on the referral link i will share with you in PM , you will be redirected to the Account opening Page ,
Please consider pinging for Referral as a kind gesture from your side towards my efforts in explaining the details.
I Will reply Instantly , in worst case if i am out for food or something else I will reply within Half Hour.
2. Select the Options as shown in the image above and click on the “Next” button.
3. You Will be taken to the below screen where you have to select the state or city ,
depending on the state or city you are staying in or want to have account with you will get 2 option to select account from which are Rs.10000 MAB Savings account and Rs.25000 MAB Savings Account , please refer the image below to see the difference in the account options when Agartala and Bangalore are selected for Agartala you get the choose from Rs.10000 Account as well as Rs.25000 Account , while for Bangalore you get the option for only Rs.25000 account , But dont worry i have personally confirmed with IDFC that you will get the Gift Voucher in both the cases.
https://imgur.com/o...7Q , https://imgur.com/U...AV
4. After selecting the account type click on the Button “Open Your Account Now”
5. You will be taken to next screen where you have to Fill your Aadhar and PAN details along with your Phone number and Email Id , also there is a box mentioning Promo Code(Optional) , Dont Worry about filling Promo Code in this box , I have personally verified and confirmed with IDFC that they use it sometime for account opening when they visit campus of Big companies or a company is having special corporate tieup with IDFC , its not required for account opening using this referral program. You will get your Gift Voucher without filling this detail.
6. You are done with all the background formalities , once account is opened you will get a mail from IDFC for confirmation and seeding the account with Initial money depending on the option you have choosen out of Rs.10000 or Rs.25000 account .
7. Sit tight and wait for you Gift Card to be sent by IDFC , which you will be able to redeem on Gyftr.com on this link – https://www.gyftr.com/idfcre...s/
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Referral
Sent
Is adhaar registered with mobile necessary?
You can apply without aadhar too but it’s easy with aadhar and mobile for instant otp verification
Send me referral.
Also is the bank safe for Rs 25k? Heard the name for the first time
Sent
What to enter in promo code? Pls pm complete process
I will use his/her referral who will pl me complete process 😬
No need to enter anything there
Pm me for referral please
Sent
Pm me referral please
Min balance??
Average monthly balance of Rs.25000
See Schedule of Charges :
https://www.idfcbank.com/notice-boar...ml
Minimum Bal :25K
No charges if miminum balance not maintain
Charges are applicable for non maintenance of min balance
If any1 need referral link.. Pm me. Will explain all offers or doubts in detail
If anyone needs referral link then you can ping me..will provide additional info about maximizing benefits which you can earn after opening the account.
bro please mention minimum balance is 25k
already mentioned in the post bro..
If any1 need referral link.. Pm me. Will explain all offers or doubts in detail
Vu
Pm me the referral
Sent
PM me for the referral , will provide you a trick too..
Pls. Provide refferal link
if any one required referral ask me in pm
No offence to op, but here are my 2 bits. Or maybe 4…
I think its incorrect & too immature to think of BMS offer as actual cash, even though its cashback, or consider it as a equal monetary benefit as ‘bank interest’. Because if we go by that logic, it would be better to get a basic ICICI account & take Coral or Rubyx debit card.
For Coral card, total benefit will be (assuming you maintained ₹25k balance):
₹500 (₹250 off twice) x 12 + ₹1000 (4% of ₹25000) – ₹589 (yearly fee) = ₹6411, equivalent to ~25% interest rate!
For Rubyx card (assuming you maintained ₹25k balance):
₹600 (₹300 off twice) x 12 + ₹1000 (4% of ₹25000) – ₹1179/₹885 (1st year fee/2nd year onwards) = ₹7021/₹7315, equivalent to ~28-29% interest rate!!
Yes, I know there are tradeoffs, like IDFC card offer is applicable on even 1 ticket & ICICI offer would be on 2 tickets, but imo these extra offers can balance that:
+ Extra interest amount in ICICI since bms offer is instant off, so that money stays in your account & earns interest, although small amount. But you lose out on that in cashback offers.
+ You also get Airport lounges in ICICI cards.
+ Not just bookmyshow, you also get bogo on inox & carnival cinemas (both offline also!), which I’ve not even counted.
+ You don’t actually need to maintain ₹25k balance as well, since you can take a privilege account for ₹10k balance as well and that would be a huge jump on overall interest rate! I mean take a coral card + maintain 10k balance, and get (theoretically) overall interest amount of:
₹6000 (bms) + ₹6000 (carnival) + ₹3000 (inox) + ₹400 (actual interest) – ₹589 (card fee) = ₹14811, so an overall maximum possible interest rate of whopping ~148%!
But we know it doesn’t work like that, right? Plus who would watch 5 movies every month anyway?
PS: I don’t have any special love for ICICI, its just an example, you may find such other banks offering discounts on what you might actually need apart from movies. But my point is bookmyshow offer can’t be equated to actual interest.
+ Don’t open a new bank account just for the sake of 250 amazon voucher.
+ Remember, every additional bank account is an overhead while filing ITR.
+ But if you’re really looking for 6% bank interest rate and 8.5% FD rates, go for it. But not for these referrals or 250 amazon vouchers.
Pm me for referral link
Refer me
Sent
send me referral
Sent
If u want refer link pm me I HAVE LINK
@san.meher472 – sent , check PM
Ping me for referral link
PM me referral link.
Sent
only for 250 voucher if you are opening account with mini balance 25000 and it is not amb…. amb is 25000×30= 7,50000 so don’t confuse saying that 25000 amb
all who are opening a account will be charged a lot means about 3k in month be careful
where you got this information regarding AMB and Min balance , this account should be opened with 25k and must be maintained to avoid any penalty , how you are calculating amb as 25000 × 30 = 7500000
Please note- This bank does not provide any customer support..
Once your account is open, you are on your own..
Its FD rate is 8.5%, might sound tempting, but be a bit cautious..
This bank tops the charts in terms of probability of its closure.
I dont know how you came to this conclusion… i always get proper assistance whenever required over their free customer care number
remove this post…. others will loss a lot…. opening a bank account with 25000 mini balance is not an easy task…….please admin take care
I don’t think you can generalise this.. Its not difficult for everyone.
But yeah, novices who do not read carefully about all charges or have less knowledge of banking system might have issues later.
please refer me..