Pay with RuPay Credit card via UPI & 30 - 500 Cashback on Ajio min order 1000

Pay with RuPay Credit card via UPI & 30 - 500 Cashback on Ajio min order 1000

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bankipad What is the offer?

Pay with RuPay Credit card via UPI & win up to ₹500 Cashback* on Ajio

Offer is valid for Ajio transaction with RuPay Credit card via UPI

Cashback amount can vary between ₹30 & ₹500 on eligible transactions

Minimum transaction amount to avail this offer is ₹1000

What is the eligibility criteria?

Payment to be made through UPI only. No other payment instruments (Wallet / Credit Card / Debit Card) are applicable on this offer

For example, if a payment of ₹1000 is paid using ₹500 PhonePe Wallet / Gift Card balance and ₹500 through UPI, the offer will not be applicable

To make UPI payments using your RuPay credit card, users do not need to enter CVV or wait for OTP SMSes. Simply select your credit card, enter your UPI PIN and avail the offer

This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.

What is the offer duration?

From 00:00 hrs 21st May 2024 to 23:59 hrs 22nd June 2024

How many times will I be awarded Scratch card?

Offer can be availed on 3 transactions (per device, per user, per month) during the offer period

How do I get the Scratch card?

Go to Profile section by cliking on the top left corner of the PhonePe home page

Scroll to find “Link Rupay Credit Cards on UPI" under Payment Settings”

Select your Rupay Credit Card issuer bank and set 4/6 digit UPI PIN and start making payments

Note: in case you have wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use your wallet balance.

How do I redeem the Scratch card and get cashback?

On a successful transaction via UPI Linked RuPay Credit Card you get the scratch card

In the PhonePe app, click on View My Rewards section

Find the unscratched card and swipe to redeem the rewards

Once redeemed scratch card cashback will be credited within 24 hours

Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / iOS version and above. Upgrade your app to redeem cashback

When do I get the Scratch Card?

Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction

What happens in case of refund/cancellation of my transaction?

In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)

Refunded amount less of cashback will be credited to back to the source of funds used while making payment.

Other Terms and Conditions:

A user can earn up to ₹9,999 cashback in the PhonePe Gift Card per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.

Redeem the Scratch Card within a month to avail the Cashback. Post that your Scratch Card will expire.

Your PhonePe Gift Card balance has a validity of 1 year from the date of issue, post which it will expire

Offer is applicable on both iOS and Android devices.

Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.

Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.

Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.

The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app

PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.

PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.

Customers' participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.

In case of any dispute, PhonePe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.
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