10% Instant Discount with HDFC Bank Credit Cards & Credit Card EMI Transactions upto INR 750 on Realme Mobiles

Check out with your HDFC Bank Credit Card & Credit EMI Transactions to avail discount.

1. The Offer is valid from 26^th to 30th November,2021.

2. Under this Offer, Cardholders will get an instant discount as per the below mentioned details on the purchase of a select range of products sold on the Platform during the offer period. The discount will be applied to the Net Cart Value (NCV). NCV shall mean the total value of only the eligible product/s in the cart after all applicable discounts and exchange offer redemptions

*Max Discount per HDFC Bank Credit card is INR 750.

Detailed Terms and Conditions:

1. All HDFC Bank Cardholders, with no outstanding of more than 30 days are eligible for this Offer. 

2. The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance

3. If the customer fails in timely payment of EMI, there may be additional interests/penalty which may be levied by the bank which may be higher than the discount offered under this scheme

4. The bank will not charge a processing fee for availing EMI option. Bank may however charge processing fee or cancellation charges as per the bank’s policies. Such charges shall be paid by me and will not be refundable even in the event of return/cancellation of the order

5. Customer may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied for the same

6. This Offer is NOT applicable on transactions made through Internet Banking/ Phone Pe payment option.

7. The Offer is not applicable for Card-on-delivery transactions or orders converted from Cash On Delivery to Prepaid. 

8. In case of cancellation of your order, the transaction will not qualify for the Offer. If You cancel part of Your order, You will qualify for the Offer only on the net amount You pay basis eligibility. 

9. The Bank/Flipkart reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for availing the benefits under the said Offer or otherwise by use of the Card. 

10. Any person availing this Offer shall be deemed to have accepted these terms and conditions. 

11. The Bank and Flipkart reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether. 

12. Delinquent and over-limit Card and Cardholders will not qualify for this Offer. 

13. Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary, and the Offer is being made purely on a best effort basis. 

14. Nothing herein amounts to a commitment by Bank/ Flipkart to conduct further, similar or other offers. 

15. The above Offer is by way of a special offer for Bank Credit Card holders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement. 

16. You understand that Flipkart may share Your transactional data with the Bank and Flipkart for purposes of this Offer and for checking Your eligibility for their products and services and by participating in this Offer, You expressly consent to this sharing of Your data for these purposes. 

17. Any query regarding the Offer will be entertained only till 8th September 2021. Post such date Bank and Flipkart will not entertain any correspondence or communication regarding this Offer from any persons. 

18. All the existing offers, gifts, discounts etc. that are being offered can be availed by the Cardholders as part of this exclusive offer as mentioned in the communication. 

19. Pictures of products shown in the communication sent to the customer either through mailers or advertised on the website, are representative only and may not bear a resemblance to the actual products.  None of the parties shall under any circumstances be responsible towards the same. 

20. Products offered under this Offer are subject to availability . The bank will not be liable for this.

21. Under no circumstance will the Offer/discount being offered under this Offer be settled with cash in lieu by Bank or by Flipkart. 

22. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.

23. Flipkart should not be liable for any failure by the Bank to honor the transaction and for any technical issues attributable to the Bank because of which the transaction made by the Cardholder was not successful. The Bank shall indemnify and hold Flipkart harmless against any claims by the Cardholder for unsuccessful completion of the transaction. Further, the Bank shall solely be liable to the Cardholder for wrongful remittance of the amounts by it, without any reference to Flipkart.

24. By participating in this Offer You agree to be bound by these terms and conditions of the Offer, standard terms and conditions, terms of use, privacy policy (as amended from time to time) of the Platform, any other documents as may be applicable while using the Platform and the terms and conditions of the respective seller shall be applicable on the Cardholder. 

25. The Cardholder shall indemnify and hold Flipkart, the Bank and/ or seller(s) harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorneys fee) that may be suffered by Flipkart, the Bank and/ or seller as a consequence of (i) violation of these terms and conditions, of the terms of user agreement, privacy policy (subject to change) published on the Platform, by Cardholder; (ii) violation of applicable laws by Cardholder; and (iii) any action or inaction resulting in willful misconduct or negligence on the part of the Cardholder. 

26. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer. 

27. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority. 

28. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be jointly appointed by the Bank and Flipkart for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai for the Bank and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against the Bank. 

29. This Offer is valid only in India. The minimum age of such Cardholder shall be 18 years. 

30. Further, as required by applicable law, in the event that the Cardholder makes a purchase of an amount equal to or above Rs. 2,00,000, the Cardholder will be required to upload a scanned copy of his/her PAN card on the Platform, within 4 days of making the purchase, failing which, the purchase made by the Cardholder will be cancelled. The requirement to submit the PAN card arises only once and if it has been submitted once by the Cardholder, it need not be submitted again. The order of the Cardholder will be cancelled if there is a discrepancy between the name of the Cardholder and the name on the PAN Card. 

31. This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.