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4th axis credit card

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rahulsoni070...
Fellow dimers i already hold 3 axis credit cards flipkart and neo LTF and paid airtel axis, axis ace option is showing in my gpay app from past few months and now gpay is offering Rs 500 cashback for successful ace application so want to know has someone hold 4 axis credit cards simultaneously if not than i am thinking of closing axis airtel than will apply for ace. Problem with axis airtel is that the cashback tracking is not accurate and now ola is also bot giving 10% plus i only have 1 airtel prepaid so the current card is not suiting me as for ace if i successfully get it will be good for my offline spending. So i request dimers to give some suggestions
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One more thing if axis ace banner is showing in gpay than does it mean preapproved or not??
Generous Generous
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Axis Neo

5% CB upto 150 on Paytm on Recharge

10% CB upto 30 on FC on Recharge

5 % CB Upto 150 on AZ on Recharge

Which is the true fact ?

Blogger Blogger
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Close the 3rd card and apply.

Tried many times in the last 6 months for the 4th card (Magnus). Very difficult to get the 4th card.
Last month closed Freecharge plus and got Magnus the next day.

Once u call and request for closure of card, they will transfer the call to retention team and they will raise a SR to close it. Next day i received SR completion SMS and immediately called and got Magnus.
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Finance Ninja Finance Ninja
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Very Few People Managed to get 4 but Remember VERY FEW

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If the odds are not high than will not apply for 4th card straightaway cause don’t want an unnecessary cibil hit and rejection

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Generous Generous
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Close Airtel and apply - simple

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Any waiting period between closure of axis airtel and application of axis ace??

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Deal Subedar Deal Subedar
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Showing Rs. 500 cashback for me as well. Will we be able to utilise joining fees waiver benefit alongside too?

Critic Critic
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As far as I know axis ace banner in gpay only means pre-qualified not pre-approved but almost 100% chances of rejection if applied outside of gpay nowadays for ace.
Benevolent Benevolent
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never seen someone with 4 Axis cards; branch and online cc always told max 3 so I closed myzone to get ACE back then

Critic Critic
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There is someone here who got 4th axis card but then I think his total relationship value with axis was touching almost 1 crore.
Generous Generous
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1)if you're an privileged axis bank customer (like burgundy) you can get 4th card by offline route. Else NO MEANS EXCEPT PREAPPROVED IN AXIS APP . Atleast I have not heard anybody getting 4th card by online apply.

2)even if you close your airtel card & apply for ace, still axis may reject your ace application. Yes! & recent rejections for ace card are very high. + thirdly you'll lose unutilised(or pending) cashback. 

Savings Mentor Savings Mentor
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Give one of the cards to me!!!! smile

Just kidding. Usually they deny to those having 3 cards.

P.S. I have failed to get even a single Axis card, they rejected my application of Flipkart, LIC, Freecharge and Myzone cards for no good reason. sad Even though I have SBI, ICICI, HDFC, BOB, IDFC, RBL and PNB RuPay. Axis is the thorn in my CC conquest.

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same here

Deal Cadet Deal Cadet
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With Citibank getting merged with Axis, will that card be considered as 4th Axis card, if we already have 3?

Blogger Blogger
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Still not revealed by Axis/Citi. We have to wait and see.
Benevolent Benevolent
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Don't lose hope @guest_999 kyuki darr k aage jit hai biggrin

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@Scorpion before we call for card closure total outstanding must be 0?

Blogger Blogger
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Yes ofcourse.

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I applied for 4th and after waiting few days it went declined

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Tried applying myzone card as third, they tried mindwashing me to get axis privilege card. I told them I'll think about it. I wanted myzone for sole purpose of bogo movies on paytm

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