7.9% 400 days senior citizens Fed Bank
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Fed Bank is giving above mentioned rates in my city without opening account. Is that lucrative or other are offering more interest.
Kindly suggest
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if with a/c this debit card has lot of offers on bigbasket, amazon ,swiggy
It is, if you are OK dealing with fed bank. Even major banks offer more than 7.5% for senior citizens. Why not choose them ? 0.4% is not worth dealing with these players. Premature charges should be considered as well.
Equitas small finance bank gives 8.5% for 444 days, for senior citizens it should be 9%, I think.
Utkarsh offers 8.5% for 2 years, for seniors it should be 9% as well.
That is, if you don't mind investing with small finance banks.
Otherwise just go with the major four, sbi, hdfc, icici and kotak. Au is also OK I guess.
Are this small finance bank good? Nd sbi was giving 8.2% on scss... Dont know if it is same or gone down
federal is notorious for freezing accounts. check the news
Bandhan offers 8.35% for senior citizen for 500 days
What is a review or any idea about the Stable Money platform, for FD investment, I use it but ask for SMS permission every time.
Is it safe?
Thank you not willing to open yet another bank account for this