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Ace or Magnus - Which one is better Axis Credit Card?

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Dev7162

I received call from axis

They are offering Ace or even Magnus

Which is better ?

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Deal Cadet Deal Cadet
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You want to compare between Rs 500 and Rs 10000 fee cards?

Helpful Helpful
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maybe he is getting both LTF 😉

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Benevolent Benevolent
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Magnus is complicated card with high annual fees

if u can spend 1lac per month then its very good card as u get Rs5000 worth RP (each month)

Ace is simple card with nominal fee

Axis is notorious not to credit EDGE rewards and u can not follow up with them, they act dumb really dumb

Had very bad exp with priority debit card RP, and heard others with Liberty also have had lot of issues

In January end they credited 500 Edge points to my account for Axis Active reward 182 times and deducted immediately(came to know this thru Edge txns history) Crazy people out there

Cool Cool
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does this 1 lac per month includes utility transactions ? 

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Community Angel Community Angel
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Ace is discontinued or available?

Deal Subedar Deal Subedar
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available

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Cool Cool
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My magnus is approved.. earlier they had rejected ACE and now this one is Approved. May be they welcome one who want to pay higher fees 😄

Finance Ninja Finance Ninja
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How did you apply?

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Deal Lieutenant Deal Lieutenant
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Is there a way to get Magnus LTF ? @vithanidevesh725 are you paying annual fees ?

Cool Cool
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Its not LTF, i will pay annual fees

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Deal Newbie Deal Newbie
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There’s a huge problem with magnus
Axis bank forgot to update magnus credit card’s (Visa version) bin number with the merchants and thus the discounts on any merchant platforms are not getting applied on magnus. This includes Amazon,Flipkart,Makemytrip,Cred, gyftr edge, etc

Helpful Helpful
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My axis my zone on visa platform is not eligible for discounts on swiggy because of the same issue.

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Cool Cool
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Its Visa Infinite – So my first Visa Infinite card. Can anyone tell me what are the major benefit of VIsa infinite ?

Deal Cadet Deal Cadet
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 None at all. I have IDFC Wealth on Visa Infinite. It’s a great card but there is nothing special on Visa Infinite at all.

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Deal Newbie Deal Newbie
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Bloody Chor bank. I have their Flipkart card. Was told there’s a joining fee of 500, and in lieu of that you will get a Flipkart voucher worth 500 as soon as you make an online transaction. When the card arrived I tried to make several online transactions and every time it failed. Customer care said my mobile number is not updated in their present address column but is visible in the permanent address, so please visit a branch and get it rectified and it will work. I have an Ace card too, I asked them how is that working and not this, they don’t bloody have a clue. I figured rather than burning petrol going to the bank to correct thier mistake, I might as well cancel this, and they refused to reverse my joining fee. Paid up and now waiting for cancellation.





Deal Lieutenant Deal Lieutenant
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Just send them a DM on twitter and tell them card not working. And wait for 24 hours, it should work
It’s a generic bug from their end i guess …. May be it takes 1-2 days or someone does something from my tweet.

Deal Newbie Deal Newbie
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Have they started offering Ace again?

Deal Cadet Deal Cadet
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Just got Axis My Zone LTF card today…i applied it mainly for movie tickets as it has buy one get one offer on paytm

Deal Cadet Deal Cadet
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The best card for that is RBL Insignia but it is invite only for top tier customers. You get a ticket upto Rs 500 completely free with no need to buy 1 and get the second one free. You can buy any number you want and simply get a discount of Rs 500. I have sometimes gotten 2 tickets for completely free apart from a small fee but I hardly use it as I don’t really like watching movies at the hall. 

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Deal Cadet Deal Cadet
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Discount capped on movies is 200 Rs per month with Axis My Zone card..Want to know if anybody tried booking 4 or more tickets using 2 mobile phones (2 tickets on 1 phone and 2 tickets on another phone) with same same card. I tried and discount applies on both phones but not done the payment as if one failed and one transaction done, it will not be useful.

Post Emperor Post Emperor
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Vu

Deal Newbie Deal Newbie
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I will go with Ace because it has a nominal fee than Magus, which has a higher annual fee.

Helpful Helpful
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axis ace is best card so far for me 

They issued card in Feb’21 so far received cashback till Feb’22…90k+


Deal Subedar Deal Subedar
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that means you spent 18 lacs with this card if we assume cashback rate @ 5%?

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Deal Cadet Deal Cadet
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Axis ACE is the best card, 

never before ever after 

Deal Cadet Deal Cadet
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from my experience .. nobody in axis knows how their software works .. i faced issue in my account and I escalated all levels till MD .. but nobody could explain some entries in my account (which were reversed later)…  axis customer service on email is always clueless.. you just get tired explaining them your question itself and stop …. and the RMs only know about selling investment products and insurance

Deal Cadet Deal Cadet
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Plz assist for salaried 1 lkh plus

Deal Cadet Deal Cadet
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Credit card you need will depend on your usage patterns. There’s no “1 size fits all” for credit cards and that’s why banks provides multiple variants to suit the customer base

Deal Cadet Deal Cadet
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AXIS ACE is the BAAPP of all cards

Cool Cool
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Not getting any edge reward points on Axis Magnus. Complained to CC and they are trying to solve 😢

Benevolent Benevolent
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update?
Cool Cool
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Looks like now its getting credited but Not sure about monthly reward, its getting credited but they dont mention its for which month so I am unsure if any month is missed

Cool Cool
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Nope.. even after Nodal Officer involvement, reward points are stuck. They take action once and credit manual then again it stops. Nodal officer reply is same - we already taken request and working on that and blah blah

replyuser
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