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Ace or Magnus - Which one is better Axis Credit Card?

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Dev7162

I received call from axis

They are offering Ace or even Magnus

Which is better ?

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Deal Cadet Deal Cadet
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You want to compare between Rs 500 and Rs 10000 fee cards?

Cool Cool
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Maver1ck wrote:

You want to compare between Rs 500 and Rs 10000 fee cards?

maybe he is getting both LTF 😉

Deal Cadet Deal Cadet
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Maver1ck wrote:

You want to compare between Rs 500 and Rs 10000 fee cards?

YESBUT ONLY TO THE EXTENT NORMAL PEOPLE CAN GET BENIFITS 


NO LOUNGE ACESS OR GOLF ANY OTHER SUPER PREMIUM BENFITS

Benevolent Benevolent
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Magnus is complicated card with high annual fees

if u can spend 1lac per month then its very good card as u get Rs5000 worth RP (each month)

Ace is simple card with nominal fee

Axis is notorious not to credit EDGE rewards and u can not follow up with them, they act dumb really dumb

Had very bad exp with priority debit card RP, and heard others with Liberty also have had lot of issues

In January end they credited 500 Edge points to my account for Axis Active reward 182 times and deducted immediately(came to know this thru Edge txns history) Crazy people out there

Deal Cadet Deal Cadet
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caks2006407 wrote:

Magnus is complicated card with high annual fees

if u can spend 1lac per month then its very good card as u get Rs5000 worth RP (each month)

Ace is simple card with nominal fee

Axis is notorious not to credit EDGE rewards and u can not follow up with them, they act dumb really dumb

Had very bad exp with priority debit card RP, and heard others with Liberty also have had lot of issues

In January end they credited 500 Edge points to my account for Axis Active reward 182 times and deducted immediately(came to know this thru Edge txns history) Crazy people out there

does this 1 lac per month includes utility transactions ? 

Deal Subedar Deal Subedar
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Dev7162 wrote:

does this 1 lac per month includes utility transactions ? 

Every spend i think. Utility is genuine spend

Benevolent Benevolent
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Dev7162 wrote:

does this 1 lac per month includes utility transactions ? 

Mostly yes;
I do not own ‘Magnus’ card
my feed back is based on reading out of curiosity



Deal Lieutenant Deal Lieutenant
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Dev7162 wrote:

does this 1 lac per month includes utility transactions ? 

All spends included (currently) excluding wallet loads.

Deal Lieutenant Deal Lieutenant
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narayana1dd249 wrote:

so ola loading eligible for CB or not?

Sorry bro, I don’t have this card. Can’t confirm on this. 

However Loading Ola probably will be treated as an wallet and excluded for CB. 

Deal Cadet Deal Cadet
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My magnus is approved.. earlier they had rejected ACE and now this one is Approved. May be they welcome one who want to pay higher fees 😄

Finance Ninja Finance Ninja
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Dev7162 wrote:

My magnus is approved.. earlier they had rejected ACE and now this one is Approved. May be they welcome one who want to pay higher fees 😄

How did you apply?

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:

How did you apply?

They called for Flipkart card – I asked for magnus and they approved on basis of my existing card

Deal Newbie Deal Newbie
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There’s a huge problem with magnus
Axis bank forgot to update magnus credit card’s (Visa version) bin number with the merchants and thus the discounts on any merchant platforms are not getting applied on magnus. This includes Amazon,Flipkart,Makemytrip,Cred, gyftr edge, etc

Deal Cadet Deal Cadet
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shreyanshsn wrote:

There’s a huge problem with magnus
Axis bank forgot to update magnus credit card’s (Visa version) bin number with the merchants and thus the discounts on any merchant platforms are not getting applied on magnus. This includes Amazon,Flipkart,Makemytrip,Cred, gyftr edge, etc

My axis my zone on visa platform is not eligible for discounts on swiggy because of the same issue.

Cool Cool
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narayana1dd249 wrote:

My axis my zone on visa platform is not eligible for discounts on swiggy because of the same issue.

Did you check with Axis CC and what did they say?

Cool Cool
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narayana1dd249 wrote:

It’s better to close the card than talk to them

Oh, were they not supportive to understand your query and help you? (or) you are not able to reach to them entirely which shall not be mostly true

Deal Cadet Deal Cadet
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Its Visa Infinite – So my first Visa Infinite card. Can anyone tell me what are the major benefit of VIsa infinite ?

Deal Newbie Deal Newbie
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Bloody Chor bank. I have their Flipkart card. Was told there’s a joining fee of 500, and in lieu of that you will get a Flipkart voucher worth 500 as soon as you make an online transaction. When the card arrived I tried to make several online transactions and every time it failed. Customer care said my mobile number is not updated in their present address column but is visible in the permanent address, so please visit a branch and get it rectified and it will work. I have an Ace card too, I asked them how is that working and not this, they don’t bloody have a clue. I figured rather than burning petrol going to the bank to correct thier mistake, I might as well cancel this, and they refused to reverse my joining fee. Paid up and now waiting for cancellation.





Deal Subedar Deal Subedar
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mohanswamy wrote:

Bloody Chor bank. I have their Flipkart card. Was told there’s a joining fee of 500, and in lieu of that you will get a Flipkart voucher worth 500 as soon as you make an online transaction. When the card arrived I tried to make several online transactions and every time it failed. Customer care said my mobile number is not updated in their present address column but is visible in the permanent address, so please visit a branch and get it rectified and it will work. I have an Ace card too, I asked them how is that working and not this, they don’t bloody have a clue. I figured rather than burning petrol going to the bank to correct thier mistake, I might as well cancel this, and they refused to reverse my joining fee. Paid up and now waiting for cancellation.





Just send them a DM on twitter and tell them card not working. And wait for 24 hours, it should work
It’s a generic bug from their end i guess …. May be it takes 1-2 days or someone does something from my tweet.

Deal Cadet Deal Cadet
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BBal wrote:

Oh, were they not supportive to understand your query and help you? (or) you are not able to reach to them entirely which shall not be mostly true

they are the most unsupportive, unscrupulous, lie selling reps most of the time. They either genuinely do not understand the issue (in which case, they are not qualified to be working there) or they pretend that they didn’t understand the issue and give canned responses from clipboard. 

Cool Cool
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freddyspops wrote:

they are the most unsupportive, unscrupulous, lie selling reps most of the time. They either genuinely do not understand the issue (in which case, they are not qualified to be working there) or they pretend that they didn’t understand the issue and give canned responses from clipboard. 

hmm, sad to hear that never been in such situation. Till now just tried for card upgradation and no major issues. Hope they will improve their service in the future.😔

replyuser
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