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100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too) (All users)

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Finance Ninja
abhishek012

(All users) 100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too):

Now you have a website https://apply.pnbcard.in/ using which you can raise a credit card request, submit the documents online and use a not so efficient VKYC portal https://videokyc.pnbcard.in/ to complete your VKYC.

Apply for PNB RuPay Select Credit card to get Free, spa, gym etc benefit. currently also offer first year free.

  • Annual fee – NIL ( if card is used one in a quarter) even 1rs of transaction is enough.

After VKYC complete, PNB bank takes 2 weeks to 1 month to issue you Credit card.

You can track status in PNB Genie app (as far as I know only their existing customers can use the PNB Genie app) -

Screenshot_20220901-132809619_2

Screenshot_20220902-182814_PNB_Genie

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68 Comments  |  
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Hunk Hunk
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You have now become a Rupay GOLD DIGGER and literally KGF of DD. Kudos for this research plus1
Helpful Helpful
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Require any income proof? 

Finance Ninja Finance Ninja
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Yes or ITR. Infact sometimes after Vkyc complete, after few weeks PNB ask you to submit some extra documents via email.
Helpful Helpful
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@abhishek012 ji is card k benefits bhi bataiye
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Mobile Guru Mobile Guru
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Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

Complimentary Domestic and International lounge
    Deal Cadet Deal Cadet
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    they charged aprox 3% of amount while adding in wallet accounts apps , if due date end , they charged high interest 

    View 1 more reply
    Critic Critic
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    can we apply c2c
    Deal Cadet Deal Cadet
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    Why virtual? Won't we get any physical credit card?

    Finance Ninja Finance Ninja
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    Physical card also issue bro.
    View 1 more reply
    Community Angel Community Angel
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    Half knowledge is provided here please provide minimum ITR value

    Coupon Connoisseur Coupon Connoisseur
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    PNB RuPay Select Credit card has a joining fee of 500

    Commentator Commentator
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    @abhishek012 You said that PNB RuPay Select Credit card is offering first year free. Is it still Free?

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    Deal Newbie Deal Newbie
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    PNB ke card ka kya karoge? Kuch fayeda nhi hai

    Commentator Commentator
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    During VKYC getting a blank page with following message "PNB CreditCard API Base Test" @abhishek012 
    Deal Newbie Deal Newbie
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    @abhishek012 can you confirm if this pnb card is accepted in lounge key portal and no of free visit showing internationally?

    Finance Ninja Finance Ninja
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    LoungeKey is offer by JCB International Card.

    This is Discover/Diners club International Card.
    View 1 more reply
    Deal Cadet Deal Cadet
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    can this rupay platinum card be used for amazon load money 20% off offer?

    Finance Ninja Finance Ninja
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    No
    Deal Cadet Deal Cadet
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    Did anyone got Rupay Select card and using its benefits?

    Savings Mentor Savings Mentor
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    Was anyone able to actually finish the application for this credit card? On the page where we upload docs, it logs me out saying session timed out even though I do it instantly. Seems to be some issue related to cookies or redirect.

    Finance Ninja Finance Ninja
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    Try any other browser, you can also send documents via email.
    View 6 more replies
    Deal Lieutenant Deal Lieutenant
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    Is select having 500 fee for first ywar or free? Platinum is showing free joining and annual fee but select is only giving free annual fee but minimum 500 joining fee
    Finance Ninja Finance Ninja
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    Yes, PNB RuPay Select credit card - joining fee Rs500+GST 

    No annual charges, if you use quarterly 1 time.
    View 2 more replies
    Helpful Helpful
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    when does cibil hit while applying ?

    also is itr and salary slip must ?

    Savings Mentor Savings Mentor
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    "Dear customer, your PNB credit card application is lying discrepant." If you get this SMS, call them on phone numbers listed here: https://pnbcard.in/reachu...ml . Most probably they will be wanting further docs like more years ITR or salary slip but it could be some other reason too like signature mismatch, photo not clear, some document not uploaded or couldn't be verified. Customer care will tell you why application is stuck. If its income docs related, email those to [email protected] and another copy to [email protected] for application to be processed further. All this info told by customer care.

    UPDATE: Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB

    Deal Cadet Deal Cadet
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    So have u received pnb cc or not i have applied today online rupay select cc 

    View 12 more replies
    Generous Generous
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    PNB card do get some here and there offer on swiggy

    Deal Cadet Deal Cadet
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    Vkyc link not working any other solution please

    Finance Ninja Finance Ninja
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    Try in any device or visit pnb site and click on vkyc option.
    View 3 more replies
    Helpful Helpful
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    I am not able to proceed further after entering aadhar OTP.. anyone able to apply?

    Helpful Helpful
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    I have filled the application form 5-6 days back and UARN number is generated.. do i need to wait or do the video KYC as well. If i am entering this UARN in video KYC.. it's failing..

    Anyone knows what next?

    @abhishek012

    Finance Ninja Finance Ninja
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    Complete Vkyc, try through any other browser.
    Deal Newbie Deal Newbie
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    Credit card give me 

    replyuser
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