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100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too) (All users)

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abhishek012

(All users) 100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too):

Now you have a website https://apply.pnbcard.in/ using which you can raise a credit card request, submit the documents online and use a not so efficient VKYC portal https://videokyc.pnbcard.in/ to complete your VKYC.

Apply for PNB RuPay Select Credit card to get Free, spa, gym etc benefit. currently also offer first year free.

  • Annual fee – NIL ( if card is used one in a quarter) even 1rs of transaction is enough.

After VKYC complete, PNB bank takes 2 weeks to 1 month to issue you Credit card.

You can track status in PNB Genie app (as far as I know only their existing customers can use the PNB Genie app) -

Screenshot_20220901-132809619_2

Screenshot_20220902-182814_PNB_Genie

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Top Comments
Mobile Guru Mobile Guru
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Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

Complimentary Domestic and International lounge
    Mobile Guru Mobile Guru
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    abhishek012 wrote:

    This is also depend on banks.

    Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

    Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

    RuPay Select card now also Planning to add

    OTT Entertainment

    Watch Unlimited Movies, TV Shows, & Original Content

    Cab & Travel

    Get picked up at your doorstep anytime, anywhere

    We wouldn't be talking about additional benefits/services if the card is beneficial / usage is justified in other ways. Yes, it is free but its going to remain as a trophy card for an indefinite period of time (Like the OneCard during the initial 15-18 months). 
    I mean its not because it is a RuPay card but i don't see how i can benefit from a PNB card (at least via 10% bank offers on FK/Amazon)
    Mobile Guru Mobile Guru
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    abhishek012 wrote:

    PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

    PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

    RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

    @getready

    Rupay select program is a gimmick. One session per year for Golf & Spa, A week or two gym trial (Not bad though if the card is free but i feel many would skip availing these one-time offers too)
    66 Comments  |  
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    Like Magnet Like Magnet
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    You have now become a Rupay GOLD DIGGER and literally KGF of DD. Kudos for this research plus1
    Deal Subedar Deal Subedar
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    Require any income proof? 

    Pro Blogger Pro Blogger
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    YoYoDesiBeat wrote:

    Require any income proof? 

    Yes or ITR. Infact sometimes after Vkyc complete, after few weeks PNB ask you to submit some extra documents via email.
    Cool Cool
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    @abhishek012 ji is card k benefits bhi bataiye
    Mobile Guru Mobile Guru
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    Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

    Complimentary Domestic and International lounge
      Pro Blogger Pro Blogger
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      raman12 wrote:
      @abhishek012 ji is card k benefits bhi bataiye

      PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

      PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

      RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

      @getready

      Mobile Guru Mobile Guru
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      abhishek012 wrote:

      PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

      PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

      RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

      @getready

      Rupay select program is a gimmick. One session per year for Golf & Spa, A week or two gym trial (Not bad though if the card is free but i feel many would skip availing these one-time offers too)
      Pro Blogger Pro Blogger
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      getready wrote:
      Rupay select program is a gimmick. One session per year for Golf & Spa, A week or two gym trial (Not bad though if the card is free but i feel many would skip availing these one-time offers too)

      This is also depend on banks.

      Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

      Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

      RuPay Select card now also Planning to add

      OTT Entertainment

      Watch Unlimited Movies, TV Shows, & Original Content

      Cab & Travel

      Get picked up at your doorstep anytime, anywhere

      Mobile Guru Mobile Guru
      Link Copied
      Expand
      abhishek012 wrote:

      This is also depend on banks.

      Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

      Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

      RuPay Select card now also Planning to add

      OTT Entertainment

      Watch Unlimited Movies, TV Shows, & Original Content

      Cab & Travel

      Get picked up at your doorstep anytime, anywhere

      We wouldn't be talking about additional benefits/services if the card is beneficial / usage is justified in other ways. Yes, it is free but its going to remain as a trophy card for an indefinite period of time (Like the OneCard during the initial 15-18 months). 
      I mean its not because it is a RuPay card but i don't see how i can benefit from a PNB card (at least via 10% bank offers on FK/Amazon)
      Critic Critic
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      can we apply c2c
      Wingman Wingman
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      abhishek012 wrote:

      PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

      PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

      RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

      @getready

      Which check up
      Wingman Wingman
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      abhishek012 wrote:

      This is also depend on banks.

      Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

      Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

      RuPay Select card now also Planning to add

      OTT Entertainment

      Watch Unlimited Movies, TV Shows, & Original Content

      Cab & Travel

      Get picked up at your doorstep anytime, anywhere

      When coming any date approximately to get idea?
      Pro Blogger Pro Blogger
      Link Copied
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      getready wrote:
      We wouldn't be talking about additional benefits/services if the card is beneficial / usage is justified in other ways. Yes, it is free but its going to remain as a trophy card for an indefinite period of time (Like the OneCard during the initial 15-18 months). 
      I mean its not because it is a RuPay card but i don't see how i can benefit from a PNB card (at least via 10% bank offers on FK/Amazon)
      Yup but some people want Lifetime free RuPay credit card to use only for RuPay credit card offers.
      Deal Cadet Deal Cadet
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      Why virtual? Won't we get any physical credit card?

      Community Angel Community Angel
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      Half knowledge is provided here please provide minimum ITR value

      Pro Blogger Pro Blogger
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      arkashit wrote:

      Why virtual? Won't we get any physical credit card?

      Physical card also issue bro.
      Deal Subedar Deal Subedar
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      PNB RuPay Select Credit card has a joining fee of 500

      Deal Newbie Deal Newbie
      Link Copied

      PNB ke card ka kya karoge? Kuch fayeda nhi hai

      Critic Critic
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      arkashit wrote:

      Why virtual? Won't we get any physical credit card?

      In India no financial institution can issue a 100% virtual regular/typical credit card without any physical copy.
      Commentator Commentator
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      IamRage wrote:

      PNB RuPay Select Credit card has a joining fee of 500

      @abhishek012 You said that PNB RuPay Select Credit card is offering first year free. Is it still Free?

      Commentator Commentator
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      During VKYC getting a blank page with following message "PNB CreditCard API Base Test" @abhishek012 
      Pro Blogger Pro Blogger
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      G0LDENHEART wrote:
      @abhishek012 You said that PNB RuPay Select Credit card is offering first year free. Is it still Free?

      Officially charge Rs500 but some users got wavier on Rs500 issue fees.

      Infact pnb online credit card launching video showing wavier Rs500 issue fees.

      Deal Cadet Deal Cadet
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      getready wrote:

      Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

      Complimentary Domestic and International lounge

        they charged aprox 3% of amount while adding in wallet accounts apps , if due date end , they charged high interest 

        Mobile Guru Mobile Guru
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        beatsaudio wrote:

        they charged aprox 3% of amount while adding in wallet accounts apps , if due date end , they charged high interest 

        Which wallets?
        Deal Newbie Deal Newbie
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        @abhishek012 can you confirm if this pnb card is accepted in lounge key portal and no of free visit showing internationally?

        Pro Blogger Pro Blogger
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        ariman wrote:

        @abhishek012 can you confirm if this pnb card is accepted in lounge key portal and no of free visit showing internationally?

        LoungeKey is offer by JCB International Card.

        This is Discover/Diners club International Card.
        Deal Newbie Deal Newbie
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        can this rupay platinum card be used for amazon load money 20% off offer?

        Pro Blogger Pro Blogger
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        ash0 wrote:

        can this rupay platinum card be used for amazon load money 20% off offer?

        No
        replyuser
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