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100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too) (All users)

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abhishek012

(All users) 100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too):

Now you have a website https://apply.pnbcard.in/ using which you can raise a credit card request, submit the documents online and use a not so efficient VKYC portal https://videokyc.pnbcard.in/ to complete your VKYC.

Apply for PNB RuPay Select Credit card to get Free, spa, gym etc benefit. currently also offer first year free.

  • Annual fee – NIL ( if card is used one in a quarter) even 1rs of transaction is enough.

After VKYC complete, PNB bank takes 2 weeks to 1 month to issue you Credit card.

You can track status in PNB Genie app (as far as I know only their existing customers can use the PNB Genie app) -

Screenshot_20220901-132809619_2

Screenshot_20220902-182814_PNB_Genie

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Top Comments
Mobile Guru Mobile Guru
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Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

Complimentary Domestic and International lounge
    Mobile Guru Mobile Guru
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    abhishek012 wrote:

    This is also depend on banks.

    Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

    Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

    RuPay Select card now also Planning to add

    OTT Entertainment

    Watch Unlimited Movies, TV Shows, & Original Content

    Cab & Travel

    Get picked up at your doorstep anytime, anywhere

    We wouldn't be talking about additional benefits/services if the card is beneficial / usage is justified in other ways. Yes, it is free but its going to remain as a trophy card for an indefinite period of time (Like the OneCard during the initial 15-18 months). 
    I mean its not because it is a RuPay card but i don't see how i can benefit from a PNB card (at least via 10% bank offers on FK/Amazon)
    Mobile Guru Mobile Guru
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    abhishek012 wrote:

    PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

    PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

    RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

    @getready

    Rupay select program is a gimmick. One session per year for Golf & Spa, A week or two gym trial (Not bad though if the card is free but i feel many would skip availing these one-time offers too)
    67 Comments  |  
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    Deal Cadet Deal Cadet
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    Did anyone got Rupay Select card and using its benefits?

    Deal Cadet Deal Cadet
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    Was anyone able to actually finish the application for this credit card? On the page where we upload docs, it logs me out saying session timed out even though I do it instantly. Seems to be some issue related to cookies or redirect.

    Pro Blogger Pro Blogger
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    some1anywhere wrote:

    Was anyone able to actually finish the application for this credit card? On the page where we upload docs, it logs me out saying session timed out even though I do it instantly. Seems to be some issue related to cookies or redirect.

    Try any other browser, you can also send documents via email.
    Deal Cadet Deal Cadet
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    abhishek012 wrote:
    Try any other browser, you can also send documents via email.
    Tried with Google Chrome, Edge (the old crap) as well as the new Edge, Firefox, Vivaldi, Opera. It logs out back to the PAN/first page upon pressing Upload button for any document on the page to upload docs.
    Helpful Helpful
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    some1anywhere wrote:

    Was anyone able to actually finish the application for this credit card? On the page where we upload docs, it logs me out saying session timed out even though I do it instantly. Seems to be some issue related to cookies or redirect.

    As per people who applied it.. Keep the size of the documents well under 300kb.. Then it will be successful..

    PS: Haven't applied for this one.. so can't be sure of the above
    Deal Subedar Deal Subedar
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    Is select having 500 fee for first ywar or free? Platinum is showing free joining and annual fee but select is only giving free annual fee but minimum 500 joining fee
    Pro Blogger Pro Blogger
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    legend101 wrote:
    Is select having 500 fee for first ywar or free? Platinum is showing free joining and annual fee but select is only giving free annual fee but minimum 500 joining fee
    Yes, PNB RuPay Select credit card - joining fee Rs500+GST 

    No annual charges, if you use quarterly 1 time.
    Deal Subedar Deal Subedar
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    abhishek012 wrote:
    Yes, PNB RuPay Select credit card - joining fee Rs500+GST 

    No annual charges, if you use quarterly 1 time.
    So is it worth the 590 rs for select over platinum?
    And is just select or select wellness which gives all benefits of gym spa checkup and all?
    Deal Cadet Deal Cadet
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    when does cibil hit while applying ?

    also is itr and salary slip must ?

    Deal Cadet Deal Cadet
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    sujith8786 wrote:
    As per people who applied it.. Keep the size of the documents well under 300kb.. Then it will be successful..

    PS: Haven't applied for this one.. so can't be sure of the above

    Wasn't about file size which was well below what they state (2 MB).It turns out it was crapping out due to PNG file format even it stated it accepted PNG smile  Converting to JPG did the trick.

    Helpful Helpful
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    some1anywhere wrote:

    Wasn't about file size which was well below what they state (2 MB).It turns out it was crapping out due to PNG file format even it stated it accepted PNG smile  Converting to JPG did the trick.

    Glad the jpg worked..
    Analyst Analyst
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    some1anywhere wrote:

    Wasn't about file size which was well below what they state (2 MB).It turns out it was crapping out due to PNG file format even it stated it accepted PNG smile  Converting to JPG did the trick.

    Since you seem to have applied it successfully, can you please list the workaround that you had to do to make sure that if a first timer applies, it gets in one shot only... Like JPG you mentioned, similarly file size, and any other auch precautions to take... Will be helpful.

    Pro Blogger Pro Blogger
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    legend101 wrote:
    So is it worth the 590 rs for select over platinum?
    And is just select or select wellness which gives all benefits of gym spa checkup and all?
    Select Wellness
    Deal Cadet Deal Cadet
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    BlueFlash wrote:

    Since you seem to have applied it successfully, can you please list the workaround that you had to do to make sure that if a first timer applies, it gets in one shot only... Like JPG you mentioned, similarly file size, and any other auch precautions to take... Will be helpful.

    That's the only workaround I needed. Convert PNG uploadables to JPG and make sure they were below 2 MB (mine were around 300 KB).

    Keep your PNB account number handy if you have a savings account, keep your phone handy for multiple OTPs, Aadhaar, PAN number and keep your Income tax return filing website password handy (if you wish to allow login to it), and keep your ITR PDF ready besides photo, ID proof (Aadhaar), address proof JPG etc

    Oh btw video KYC is bypassed/not required/not applicable for PNB savings account customers? It says this in the PNB Genie app:

    PNB

    Also if I try to enter the UARN (WC number) in video KYC, it says number not valid.

    Deal Cadet Deal Cadet
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    "Dear customer, your PNB credit card application is lying discrepant." If you get this SMS, call them on phone numbers listed here: https://pnbcard.in/reachu...ml . Most probably they will be wanting further docs like more years ITR or salary slip but it could be some other reason too like signature mismatch, photo not clear, some document not uploaded or couldn't be verified. Customer care will tell you why application is stuck. If its income docs related, email those to [email protected] and another copy to [email protected] for application to be processed further. All this info told by customer care.

    UPDATE: Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB

    Deal Cadet Deal Cadet
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    some1anywhere wrote:

    "Dear customer, your PNB credit card application is lying discrepant." If you get this SMS, call them on phone numbers listed here: https://pnbcard.in/reachu...ml . Most probably they will be wanting further docs like more years ITR or salary slip but it could be some other reason too like signature mismatch, photo not clear, some document not uploaded or couldn't be verified. Customer care will tell you why application is stuck. If its income docs related, email those to [email protected] and another copy to [email protected] for application to be processed further. All this info told by customer care.

    UPDATE: Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB

    So have u received pnb cc or not i have applied today online rupay select cc 

    Deal Cadet Deal Cadet
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    vimalbpatel82 wrote:

    So have u received pnb cc or not i have applied today online rupay select cc 

    Yes received 2 months back.
    Deal Newbie Deal Newbie
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    some1anywhere wrote:
    Yes received 2 months back.
    are you able to link it to upi?
    Deal Cadet Deal Cadet
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    dippy44 wrote:
    are you able to link it to upi?
    Yes and received cashback via 10% RuPay offer too on UPI on CC.
    Deal Cadet Deal Cadet
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    some1anywhere wrote:
    Yes and received cashback via 10% RuPay offer too on UPI on CC.

    Have to link cc on bhim UPI right?

    Generous Generous
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    PNB card do get some here and there offer on swiggy

    Deal Cadet Deal Cadet
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    vimalbpatel82 wrote:

    Have to link cc on bhim UPI right?

    Yes. Also the BHIM app is incredibly unstable on my phone, crashes a lot.
    Deal Cadet Deal Cadet
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    Vkyc link not working any other solution please

    Pro Blogger Pro Blogger
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    karan.chawla001 wrote:

    Vkyc link not working any other solution please

    Try in any device or visit pnb site and click on vkyc option.
    Deal Cadet Deal Cadet
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    abhishek012 wrote:
    What's the problem ? page open successfully -

    dtredt

    Bro np , i just tagged so u can update in main post
    Deal Subedar Deal Subedar
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    some1anywhere wrote:

    "Dear customer, your PNB credit card application is lying discrepant." If you get this SMS, call them on phone numbers listed here: https://pnbcard.in/reachu...ml . Most probably they will be wanting further docs like more years ITR or salary slip but it could be some other reason too like signature mismatch, photo not clear, some document not uploaded or couldn't be verified. Customer care will tell you why application is stuck. If its income docs related, email those to [email protected] and another copy to [email protected] for application to be processed further. All this info told by customer care.

    UPDATE: Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB

    Hey,

    After how many days you got update on your credit card application after talking to customer care and sending documents by email? 

    Deal Cadet Deal Cadet
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    gdeal wrote:

    Hey,

    After how many days you got update on your credit card application after talking to customer care and sending documents by email? 

    I finished online application process on 18th, no video KYC was required since I have PNB savings account but got the discrepant SMS on 21st Nov since they wanted additional docs (ITR of 2 years). I sent documents same day by email. Card was approved on 22nd (got SMS about it), virtual card activated by me on 23rd (for urgent RuPay discount offer I wanted to use) smile via PNB Genie app and physical card dispatched on 25th Nov and delivered on 28th Nov. So all within a week.
    Deal Subedar Deal Subedar
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    some1anywhere wrote:
    I finished online application process on 18th, no video KYC was required since I have PNB savings account but got the discrepant SMS on 21st Nov since they wanted additional docs (ITR of 2 years). I sent documents same day by email. Card was approved on 22nd (got SMS about it), virtual card activated by me on 23rd (for urgent RuPay discount offer I wanted to use) smile via PNB Genie app and physical card dispatched on 25th Nov and delivered on 28th Nov. So all within a week.

    Thanks for reply bro.


    Here is my timeline.

    Applied on 23 Jan, I too have saving account with them.

    Got discrepant message on 24 Jan.

    Called them and checked missing docs, they said ITR of 2 years(same as you), sent same day.

    Today 30 Jan, Just now(10 min) got acknowledgement of my email that received my documents, also it is mentioned 'It will be processed soon'. 

    replyuser
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