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Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges

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Finance Ninja
abhishek012

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=c...

Now signup and login, complete full kyc.

Note: If any dnt know anything about Snapay app then please visit herehttps://www.desidime.com/discussions/snapay-cre...

@Knight11  has a PHD degree on Snapay app. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

1) How to pay Amazon gift voucher to Bank/Credit card bill pay at 2.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 2" -

Screenshot20240504-075951

Here you see Snapay will charge you 2.5% and proceed to pay -

Screenshot20240504-080011

Choose "Wallet" option here -

Screenshot20240504-080034

Choose Freecharge Wallet option here -

Screenshot20240504-080049

Now login your Freecharge account and enter here any dummy AMEX Card number.

For example - 

enter dummy Amex card number start with 3700 2281 and enter any 7 digit number.

last digit change 0 to 9 and you will get any genuine card number.

Enter any expiry date and 4 digit AMEX CVV code and proceed.

Screenshot20240504-080205

Here, Freecharge is not accept Amex card or you entered wrong Amex card number.

This page will open -

Click on back option on payu page here -

Screenshot20240504-080411

Here you will see more wallet options -

Screenshot20240504-080418

Trick 1 - Choose Amazon pay gift voucher wallet and pay -

Trick 2 - There is another trick for 5% SBI Cashback card via Phonepe wallet gateway, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback but i am not verified yet on here through new payment gateway (first time try Rs100 and check you will get 5% cashabck or not after 3-4 days). 

All details about phonepe explain here but this time we choose "Wallet 2" option on Snapay app - https://www.desidime.com/discussions/5-sbi-cash...

Screenshot20240504-080429

2) How to pay Amazon gift voucher/5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -

Screenshot20240306-185349

How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay Amazon gift voucher/5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name Credit Card IFSC Code Branch
Au Small Finance Bank AUBL0CCARDS Jaipur
Axis Bank UTIB0000400 Mumbai
Bank of Baroda BARB0COLABA Mumbai
Bank of India BKID0000101 Mumbai
Canara Bank CNRB0001912 Bangalore
CITI Bank CITI0000003 Chennai
Federal Bank FDRL00CARDS Kerala
HDFC Bank HDFC0000128 Chennai
HSBC Bank HSBC0400002 Mumbai
ICICI bank ICIC0000103 Mumbai
IDBI BANK IBKL0NEFT01 Mumbai
IDFC First Bank IDFB0010225 Mumbai
IndusInd Bank INDB0000018 Mumbai
Kotak Mahindra Bank KKBK0000958 Mumbai
Punjab National Bank PUNB0112000 New Delhi
RBL Bank RATN0CRCARD Mumbai
State Bank of India SBIN00CARDS Mumbai
Syndicate Bank SYNB0002915 Bangalore
Union Bank of India UBIN0580104 Mumbai
Yes Bank YESB0CMSNOC Mumbai


Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
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It may lead to account block and as your refund will be in pay balance - getting pay balance back will be a big challenge for you.

Helpful Helpful
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@ abhishek013 still working or not?? as i am unable to see amazonpay option
Finance Ninja Finance Ninja
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Trick 1 - over

Trick 2 - working, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback on sbi cashback credit card.
153 Comments  |  
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Finance Ninja Finance Ninja
Blaze Blaze
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Thank you very much for the tag, bhai, Successfully redeemed Apay balance back.

Vu. plus1

Kg+ pray

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Deal Cadet Deal Cadet
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just curious, do we need IFSC for CC bill payment on Snapay, not getting why u shared them

Blaze Blaze
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Normal cc bill payment doesn't require IFSC. But if you want to use this trick to pay CC bill then the cc has to be added as beneficiary which requires IFSC. Hope this helps.

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Finance Ninja Finance Ninja
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@nikhil9702

We enter Credit card and IFSC code details on bank account section to pay via Amazon gv or 5% SBI Cashback credit card.

Open Snapay app >> Utility payment >> Add New >> here enter your Credit card number and IFSC code.

Deal Cadet Deal Cadet
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Thank you for this boss. Gosats isn't allowing new users for this freecharge trick. I was going to list my Amazon GV in deals section. Finally Snapay came to the rescue. 

Deal Captain Deal Captain
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Card showing invalid for me, can u please dm me ur fake card no or any suggestions, which was/will be accepted

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Deal Captain Deal Captain
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Invalid card bata rha h, 37002281 ke bad kuch v number dalte h to

Finance Ninja Finance Ninja
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Last me 0 to 9 k bich change karte raho tab na koi genuine number aayega.

Yeh lo ek full number - 3700 228167 56890

Deal Cadet Deal Cadet
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Method 1 is xlusively for sbi people who are wiiling to pay 2.5% to snapay but get 5% via sbi+amazan wallet & still earn 2.5 right ?


am i missing anything ?

Deal Cadet Deal Cadet
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Yes. But they get around 5% cashback for that payment. So after 2.5% charges, they can keep remaining 2.5%. 
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Deal Cadet Deal Cadet
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vai hamne konsa pap kiya jo hom ko tag nahi mila.

gama ke mela me sabko invitationwa mila par sasura humeh chodkaar.

abhishek012 babua toka malum nahi ka hamra chcha bidhayak hey

gajab bejati

Deal Newbie Deal Newbie
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Great trick @abhishek012

Deal Cadet Deal Cadet
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@abhishek012 any workaround if freecharge account is not there?

Finance Ninja Finance Ninja
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No kyc required, just signup on freecharge account and use.
Deal Cadet Deal Cadet
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direct cc to snpay to bnk acnt option ?

Blaze Blaze
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Possible. But remember 2.5% are huge charges

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Benevolent Benevolent
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My free charge account is blocked since that idfc bbps trick🤣. Even RBI Ombudsman Complaint couldn't get it unblocked.

Deal Subedar Deal Subedar
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VU+ for the nice trick smile

Deal Subedar Deal Subedar
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any way to get Snapay KYC done without aadhaar?

Deal Subedar Deal Subedar
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I mean with voter ID and PAN
Helpful Helpful
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@abhishek012 for me transaction not going through at last step it asks for otp , than shows wait for 60 seconds for generating new otp after 60 seconds it just redirects to amazon login page
Finance Ninja Finance Ninja
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Try after some time.
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Helpful Helpful
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Whats the limit per month to get 5 percent cashback on amazon gift card from HDFC Millennia Cc? @abhishek012

Helpful Helpful
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1k rp for 20k gv
View 1 more reply
Helpful Helpful
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Far better than waiting for PhonePe method.

Nobel prize do inko (or whoever found this).

Deal Subedar Deal Subedar
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@abhishek012 bhai muzhe bhi tag kr dete😡

1000017497

Finance Ninja Finance Ninja
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Try after sometime.
Deal Cadet Deal Cadet
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After so long I got Phonepe Pvt Ltd on first attempt using wallet 1 as option. Thanks @abhishek012 for the tag.

Deal Cadet Deal Cadet
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I'm getting Merchant Name -FX Mart Pvt. Ltd... does it give the cashback?

Blaze Blaze
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No. Cancel immediately

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Generous Generous
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Wow. I have done it.. just had trouble finding amex wrong number.. then i remembered i have icici amex dustbin card.. them i have done. Balance transfer at 2.5%  .

Finance Ninja Finance Ninja
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Comment me already dummy Amex card number - 3700 228167 56890 daala tha ek.
Generous Generous
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Hame tag kyo nahi kiya? angry

Finance Ninja Finance Ninja
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Jo log pichle post me interested hote hai usi ko mai tag karta hu.
View 6 more replies
Deal Subedar Deal Subedar
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@abhishek012 gosats use kr rhe Hain to refer code do apna

Helpful Helpful
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Payment failing after amazon payment page. May be over?? Others please confirm

Finance Ninja Finance Ninja
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Failing means money debited or payment not working ?

Try Rs100 or try after sometime.
View 7 more replies
Community Angel Community Angel
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A so called self proclaimed CEO of an unknown company giving too much time in creating chindi dirty trick threads and replying every comment 

Blaze Blaze
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You are almost always in fight mode with @abhishek012 .

I don't understand why! I feel that he is helping others in very unselfish way. Does he gain anything by posting tricks. He is sharing with others which might be useful for few people. Remember even if he doesn't share there will always be someone else who will share it or post it on YouTube to gain subscribers and likes. Desidime doesn't monetize unlike YouTube.

IMHO.

The Alpha The Alpha
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Wallet option gone ? Not visible to me on any mode ..

Finance Ninja Finance Ninja
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Where ? Snapay ?

Choose T+1 option on Snapay app
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The Alpha The Alpha
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Is hdfc millennia credit card giving 5% cashback on buying Amazon pay gv from Amazon website? @abhishek012

Finance Ninja Finance Ninja
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Yes and 5% cashback credit on monthly. Dnt count billing cycle date of your HDFC millennia Credit Card.

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Deal Subedar Deal Subedar
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@abhishek012 freecharge ki ye wali MCC kya hai bhai

Finance Ninja Finance Ninja
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Freecharge se direct Utility hoga.
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Finance Ninja Finance Ninja
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Here many people are ordering some products from Amazon and immediately cancel the order and choose refund to Amazon gv and also receive 5% SBI Cashback credit card -

Source - Telegram, try at your own risk. Dnt cancel too much transaction on per Amazon account. 

There are infinite images available on Telegram.

Note - i am not recommended to cancel multiple orders from same Amazon account. Few orders cancel is ok. 

amazon11

photo2024-05-0521-46-57

photo2024-05-0515-01-40

Deal Subedar Deal Subedar
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mhm this is too much of a trick:) might lead to suspension of amazon account or SBI Cashback credit card soon:) based on turnover value of money used I think (so be aware of it if anyone is gonna try)


just adding a side note:) in addition to @abhishek012 note of not recommendation


Abhishek012 Note - i am not recommended to cancel multiple orders from same Amazon account. Few orders cancel is ok.

Deal Subedar Deal Subedar
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It may lead to account block and as your refund will be in pay balance - getting pay balance back will be a big challenge for you.

Finance Ninja Finance Ninja
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Amazon will not block your account, If you do it within a limit.

I have done this many times but max 2-3 orders cancel approx 10k+ order and refund to Amazon gv. 😀

Warning - do it within a limit. Dnt do too much cancel orders or better to use multiple Amazon account if you have. I have multiple Amazon accounts. Also immediately transfer through Snapay after refund to Amazon gv.
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