Amazon Pay ICICI Credit Card monthly cashback reduced.

48°
Missing
Deal Cadet
144
456
2

I am using Apay ICICI cr card, earlier each time i do any txn on amazon including wallet load/gift voucher purchase i used to get 5% cashback. but now suddenly i am receiving 2% cashback. note from starting i am having prime account. did you guys face the same issue ?

2 Comments  |  
3 Dimers
Missing
Analyst
84
4442
158

It’s time to get rid of icici amazon pay credit cards completely.

I just got a call 1 hour back from ICICI Bank for my Amazon pay card literally threatening me as if I don’t pay my bill on time they will damage my CIBIL credit score.

I screamed at the lady as “are you threatening me?” my due date is still 7 days away!
Never defaulted on any Payment!

But still got a threat call?

Amazon has been raising the minimum spending with lower cash back so switched over to Dmart and buy what’s needed compared to making a bill of 2k on Amazon.

It’s good I got that call. My new year resolution is getting rid of all loans and credit cards. So Jan will be cancelling my Amazon pay cc and 3 other cards. It’s like addiction.

Please watch Dave Ramsey and act on being debt free. Thought the CIBIL score was an asset in emergency but it’s not!

It’s only a way bank can threaten me. So might as well get rid of CIBIL score completely though might be uncomfortable for next few months not using CC.
Missing
Deal Cadet
207
798
8
dharmanath481 wrote:

It’s time to get rid of icici amazon pay credit cards completely.

I just got a call 1 hour back from ICICI Bank for my Amazon pay card literally threatening me as if I don’t pay my bill on time they will damage my CIBIL credit score.

I screamed at the lady as “are you threatening me?” my due date is still 7 days away!
Never defaulted on any Payment!

But still got a threat call?

Amazon has been raising the minimum spending with lower cash back so switched over to Dmart and buy what’s needed compared to making a bill of 2k on Amazon.

It’s good I got that call. My new year resolution is getting rid of all loans and credit cards. So Jan will be cancelling my Amazon pay cc and 3 other cards. It’s like addiction.

Please watch Dave Ramsey and act on being debt free. Thought the CIBIL score was an asset in emergency but it’s not!

It’s only a way bank can threaten me. So might as well get rid of CIBIL score completely though might be uncomfortable for next few months not using CC.

Even I got the same call. I ignored it earlier but looks like there is something more to it.

Missing