Amazon pay ICICI credit card showing No income Document required. Is this pre approved?

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TechPrayog
I had applied for this card in January then was asking for income document but then I did not even have ICICI savings account. But just a month ago I have opened an account of ICICI Bank, I am now getting show no income document required for credit and kyc approval. Is this pre approved? But my earlier application also got stuck. He is still asking for income documents. I spoke to ICICI Help for this they say that they are canceling the earlier application, it will take 7 working days. https://cdn0.desidime.com/attachments/photos/791934/medium/IMG_20220727_124405.jpg?1658906057
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Wait.. you are able to apply again even while previous application is stuck 😲

Deal Cadet Deal Cadet
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Snapz wrote:

Wait.. you are able to apply again even while previous application is stuck 😲

Is this pre approved?
Benevolent Benevolent
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TechPrayog wrote:
Is this pre approved?
may not be pre-approved; they cheated a friend like this where amazon pop up said no income no other docs etc but finally they asked everything including company email
better apply for ICICI platinum since u anyway opened SB a/c then go for ApayICICI which will be truly pre-approved
Deal Cadet Deal Cadet
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caks2006407 wrote:
may not be pre-approved; they cheated a friend like this where amazon pop up said no income no other docs etc but finally they asked everything including company email
better apply for ICICI platinum since u anyway opened SB a/c then go for ApayICICI which will be truly pre-approved
This option is showing only after open SB ACCOUNT WITH ICICI, Earlier this banner was not visible.
Deal Cadet Deal Cadet
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I recently got my Amazon ICICI card.I am not holding any account in ICICI and I was not asked for any income documents.Just did normal video kyc and card got delivered within a week
Deal Cadet Deal Cadet
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7dipanshugulati561 wrote:
I recently got my Amazon ICICI card.I am not holding any account in ICICI and I was not asked for any income documents.Just did normal video kyc and card got delivered within a week
Did you see the same banner as above?
Blaze Blaze
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7dipanshugulati561 wrote:
I recently got my Amazon ICICI card.I am not holding any account in ICICI and I was not asked for any income documents.Just did normal video kyc and card got delivered within a week
Same for me
Deal Subedar Deal Subedar
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This banner was showing for me too. I applied and still it asked for all income documents like ITR and salary slip. 

Deal Cadet Deal Cadet
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romilq wrote:

This banner was showing for me too. I applied and still it asked for all income documents like ITR and salary slip. 

Fresh apply or early already applied application?
Deal Subedar Deal Subedar
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TechPrayog wrote:
Fresh apply or early already applied application?

Earlier applied. I did not have income documents.  So I got the application cancelled. Now the ‘Apply Now’ button is available again with the same banner. I think this banner is shown for everyone. But they decide case by case whether to ask for income documents or no. 

Deal Cadet Deal Cadet
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romilq wrote:

Earlier applied. I did not have income documents.  So I got the application cancelled. Now the ‘Apply Now’ button is available again with the same banner. I think this banner is shown for everyone. But they decide case by case whether to ask for income documents or no. 

But in 90% cases banner is the reason for approval.
Deal Subedar Deal Subedar
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TechPrayog wrote:
But in 90% cases banner is the reason for approval.

I don’t know about that. I still have that banner. But I am not applying as last time income proof documents were asked. 

Deal Cadet Deal Cadet
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romilq wrote:

I don’t know about that. I still have that banner. But I am not applying as last time income proof documents were asked. 

Apply now I think you also a lucky one.... please don't forget to update here.
Deal Subedar Deal Subedar
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TechPrayog wrote:
Apply now I think you also a lucky one.... please don't forget to update here.

Lol no. I already applied once and they asked documents. I am waiting for pre-approved offer now in my ICICI Savings account. Once I get that I will get Amazon card on that basis. 

Deal Cadet Deal Cadet
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romilq wrote:

Lol no. I already applied once and they asked documents. I am waiting for pre-approved offer now in my ICICI Savings account. Once I get that I will get Amazon card on that basis. 

How old your icici saving account? Is this mine saving account? and if you apply on Amazon app any problem to getting pre approved offer from icici?
Deal Subedar Deal Subedar
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TechPrayog wrote:
How old your icici saving account? Is this mine saving account? and if you apply on Amazon app any problem to getting pre approved offer from icici?

ICICI account is two years old. I had FD based card with that which I closed in February. Now waiting. I have read on DD that once you get Amazon card you cannot get preapproved offer. 

Deal Cadet Deal Cadet
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romilq wrote:

ICICI account is two years old. I had FD based card with that which I closed in February. Now waiting. I have read on DD that once you get Amazon card you cannot get preapproved offer. 

Why u close fd based card? Why you do not choose apay card on fd based card.
Deal Newbie Deal Newbie
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7dipanshugulati561 wrote:
I recently got my Amazon ICICI card.I am not holding any account in ICICI and I was not asked for any income documents.Just did normal video kyc and card got delivered within a week
Did you already have an existing credit card with ICICI. also, did they do a hard check of credit score?
Deal Cadet Deal Cadet
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dippy44 wrote:
Did you already have an existing credit card with ICICI. also, did they do a hard check of credit score?
I didn't had any existing card and no hard check was done.
Deal Newbie Deal Newbie
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Any idea if i need a credit score to apply for icici card? I have income proof

Deal Subedar Deal Subedar
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TechPrayog wrote:
Why u close fd based card? Why you do not choose apay card on fd based card.

Because I have 4 unsecured cards already. I want ICICI unsecured card now. 

Deal Cadet Deal Cadet
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romilq wrote:

Because I have 4 unsecured cards already. I want ICICI unsecured card now. 

Are u salaried?
Deal Subedar Deal Subedar
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TechPrayog wrote:
Are u salaried?

No. Dependent on parents right now. 

Deal Cadet Deal Cadet
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romilq wrote:

No. Dependent on parents right now. 

How u get 4 credit cards? Which bank? What is the easiest way to get?
Deal Subedar Deal Subedar
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TechPrayog wrote:
How u get 4 credit cards? Which bank? What is the easiest way to get?

I have Axis cc preapproved after 2 years of savings account. HDFC cc preapproved after 6 months of savings account. Kotak cc preapproved after 3 months of savings account. And AU bank cc I got without any income documents, just address and phone verification. 

Deal Cadet Deal Cadet
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romilq wrote:

I have Axis cc preapproved after 2 years of savings account. HDFC cc preapproved after 6 months of savings account. Kotak cc preapproved after 3 months of savings account. And AU bank cc I got without any income documents, just address and phone verification. 

Is your first card is fd based credit card?
Deal Subedar Deal Subedar
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TechPrayog wrote:
Is your first card is fd based credit card?

No. First card was Kisan credit card as a joint account on a collateral of 8 lakhs in 2015. Still I hold that. 

Deal Newbie Deal Newbie
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What's ur credit score?
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