Any chance of HDFC SmartBuy days in 2022

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dcb_lover

Any idea if we are going to get the good old smartbuy days or is it over for good. Have not seen it in 2022 i think. Basically i plan to purchase Amazon gift voucher from smartbuy and have to wait till month end hoping to get the smartbuy days. 

Looks like once HDFC came out of credit card ban period, it has become very stingy – reduction in reward points in DCB, i received offer in Regalia card yesterday to spend 73k for 2k “gift voucher” and its applicable in places like Myntra where you have to purchase at least 4k then you can use this 2k. Earlier it used to be straightforward redemption process and no such conditions.

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HDFC is in profit making mode currently.

Get an axis card, has been giving awesome offers since almost an year now. Privilege is good for its low annual spend requirements and high reward rate.

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Knight11 wrote:

HDFC is in profit making mode currently.

Get an axis card, has been giving awesome offers since almost an year now. Privilege is good for its low annual spend requirements and high reward rate.

I just got an Axis Flipkart card last week. Could you please explain about some of the offers available?

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Knight11 wrote:

HDFC is in profit making mode currently.

Get an axis card, has been giving awesome offers since almost an year now. Privilege is good for its low annual spend requirements and high reward rate.

Privilege credit card gives 5000 rs voucher for 1st year fee payment of ₹1500 + gst. Any other benefits??

Deal Cadet Deal Cadet
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For axis privilege card, 5000 rs on payment of joining fee can be redeemed for multi brand vouchers.. But if u wish to redeem for flipkart or amazon, then ur value will be jus 2500 only

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Lobogris wrote:

I just got an Axis Flipkart card last week. Could you please explain about some of the offers available?

Check their grab deals portal. Flipkart cart can get about 5%5% Cashback on Flipkart and 5%1.5% on Amazon.

Besides, there are special festival offers when discount increase upto 20%. Read terms properly before making transactions.

Flipkart is a cashback card and have limited offers, but edge reward based card have more value.

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kannu01092001115 wrote:

Privilege credit card gives 5000 rs voucher for 1st year fee payment of ₹1500 + gst. Any other benefits??

Privilege has a specific feature to redeem edge points for double value against Myntra vouchers. Even the premium axis cards like magnus and reserve have reward rate of 1.2 or 1.5. But if u buy Myntra Vouchers, u can get 2% reward rate here.

So, any offer on edge rewards is of double value here. Like they are running 10x on Amazon and 5x on Flipkart offer on their portal. That gives 20% and 10% value against Myntra Vouchers. Few days back they run 30x offer for first time users and 20x for others. That was flat 60% discount. And best part is the points have no capping. You can earn any amount.

Last year they ran 3x on rent payments, so that was 6% Cashback for this card.

Even u don’t use Myntra Vouchers, u can sell in trading section at 15% discount.

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Knight11 wrote:

Check their grab deals portal. Flipkart cart can get about 5%5% Cashback on Flipkart and 5%1.5% on Amazon.

Besides, there are special festival offers when discount increase upto 20%. Read terms properly before making transactions.

The Flipkart Axis card already provides 5% on shopping at Flipkart. I also have the Amazon ICICI card which provides 5% on Amazon. In addition, Amazon vouchers can be bought at 5% cashback via HDFC. So I don’t see what extra benefits I will get on Grabdeals. Recently they were showing 10% cashback on Uber vouchers and I bought one for 500 to test it. I only got the SMS of 1.5% cashback. Let’s see if later on they credit the extra 10%.i would take months if credited at all. 

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Lobogris wrote:

The Flipkart Axis card already provides 5% on shopping at Flipkart. I also have the Amazon ICICI card which provides 5% on Amazon. In addition, Amazon vouchers can be bought at 5% cashback via HDFC. So I don’t see what extra benefits I will get on Grabdeals. Recently they were showing 10% cashback on Uber vouchers and I bought one for 500 to test it. I only got the SMS of 1.5% cashback. Let’s see if later on they credit the extra 10%.i would take months if credited at all. 

That cashback is separate from card feature. This will come after 3 months.

Deal Subedar Deal Subedar
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So the 5% cb on platinum debit card on buying gv from gftyr is stopped?

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You can buy giftcards from smartbuy using linked cards in January I brought 10k Amazon gift card for lic premium payment using millinia card got 5% cb in my statement but gftyr restricted 10k per month

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srinivas07254754 wrote:

You can buy giftcards from smartbuy using linked cards in January I brought 10k Amazon gift card for lic premium payment using millinia card got 5% cb in my statement but gftyr restricted 10k per month

It is now reduced to 5k amazon gv per month.

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