try via amazon. You can get 2% with the apay card. I always use this for high value insurance payments. You will get 400 back in this case.
what the guy said or use SC ultimate 3.3% flat
Else buy apay gv from trading section if you don't have Apay card too
DEALSTER wrote:But this 2% valid only if we use it inside Amazon website. Right? It's just 1% if used outside then site. What about sbi cashback? Any chances of 5% instead of 1% as it may fall into that category i afraid.try via amazon. You can get 2% with the apay card. I always use this for high value insurance payments. You will get 400 back in this case.
Drdrake wrote:I have Amazon card and sbi cashback. But don't have sc. As I said earlier, it's 1% outside the Amazon world. Let me check if Amazon will recognize the bill. I swear hdfc website. There are various offers but not sure if its applicable to my card.
Thiswhat the guy said or use SC ultimate 3.3% flat Else buy apay gv from trading section if you don't have Apay card too
Look at this email I just received from hdfc . I am just wondering if this is a good deal to go through fir insurance.
praveenss wrote:please check the actual value of the reward points and also if they have any redemption charge and GST. Moreover the online spends might also have limitations and the rate might not be flat. Just a thought from me.
Drdrake wrote:for SC ultimate:
Thiswhat the guy said or use SC ultimate 3.3% flat Else buy apay gv from trading section if you don't have Apay card too
Joining Fee: INR 5,000
Joining Benefits: 6000 reward points
Renewal Fee: INR 5,000
Renewal Benefits: 5,000 reward points
DEALSTER wrote:Yeah. Hdfc is really old in terms of redemption. However, they never miss sending gift vouchers even if we don't know the campaign or subscribed to it. In that section, it's top notch. I received multiple Amazon and Flipkart voucher few times croma them even though I had no idea what eligibility I did to get those.
please check the actual value of the reward points and also if they have any redemption charge and GST. Moreover the online spends might also have limitations and the rate might not be flat. Just a thought from me.
Drdrake wrote:
That card is no brainer and worth every penny
1rp = 1rs
is there any condition for renewal/joining benefits? I mean spend based? Do you have this card? Seems decent without any condition.
FYI: Reward redemption fee of 99+ GST applicable.
IN what form can we redeem these rewards? Can it be adjusted against against the bill or we have buy useless vouchers or buy tickets without discount?
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DEALSTER wrote:Can't be adjusted against bill. Redemption in portal. Vouchers only. No FK/AMZ. Other popular vouchers are available.
FYI: Reward redemption fee of 99+ GST applicable.
IN what form can we redeem these rewards? Can it be adjusted against against the bill or we have buy useless vouchers or buy tickets without discount?
DEALSTER wrote:
it clearly says insurance payment is not eligible. Good luck breaking your head over it with SBI.
. 300/- is guaranteed if I go with Flipkart card. If I go with hdfc, I will definitely get 500/- voucher if only I reach 50k target this quarter. Is quarter is calculated from April to March or January to December? Do you have any idea?
starbearer wrote:OK. Understood that If I pay the joining fees, I will get that back in points. But renewal is the tricky one. If they don't credit those points, it's gonna be the most expensive card
No. You get the points within 90 days or so after paying joining fees.
jileg wrote:Bill payments get 1%. Apart from that all online spending get Flat 5% cashback. Directly credited to the card after statement is generated.
Do we get 5% cb on SBI sb card? Also is the 5% valid on Airtel recharge anywhere?
praveenss wrote:They have been crediting and will credit. If they plan on stopping this feature, they'll inform beforehand with sufficient time to evaluate closure.
OK. Understood that If I pay the joining fees, I will get that back in points. But renewal is the tricky one. If they don't credit those points, it's gonna be the most expensive card
DEALSTER wrote:
FYI: Reward redemption fee of 99+ GST applicable.
IN what form can we redeem these rewards? Can it be adjusted against against the bill or we have buy useless vouchers or buy tickets without discount?
Wide range of selection available on there portal (except fk & amazon). I generally take croma/marriot vocuhers.
Well the best part if you get points even for small spends in multiple of 30rs. So event if you spend 30rs you get 1rp. Pretty cool huh
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LOOK HERE!! The sbi took the transaction of 21000/- Amazon gift cards buy as a normal Amazon online order.
I had 620/- pending cashback for upcoming month before placing the GV order.
I had a doubt that whether cashback a section will be increased to 820/- (1% cashback) or 1620/- (5% cashback). Finally mystery solved for all Amazon gift card buyers.
It's default 5% cashback!!!!