anyone got charged for doing upi transaction?

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Today i got call from hdfc…. Few month  earlier from  icici …saying bla bla .. is thete any charges or any kind of trouble if i do many upi transfer…

Answer if know better else you can ignore. I have all regular accounts.. no jandhan or basic account..

24 Comments  |  
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not to my knowledge as of now rolleyes

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Only kotak have limits, but other have no limits….. But if you hold normal saving account, bank may freeze your account for doing too many transaction.

Then you have to provide source and destination of money transfer. Better to use maximum 50 transaction per account per month.

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No such charges or limits
I have used Indian Bank dbs HDFC axis idfc paytm IOB
Some have daily 10 trns limit others have 1lakh limit some like removed allow unlimited per day

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rohit_agarwal wrote:

Only kotak have limits, but other have no limits….. But if you hold normal saving account, bank may freeze your account for doing too many transaction.

Then you have to provide source and destination of money transfer. Better to use maximum 50 transaction per account per month.

Upi jyada transaction hai to ovious ye offera ke karan hai.. source destination bhi yahi hai.. koi black money thode hai.. mera hi paisa hai is acc se us acc

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Sidhi.Baat.No.Bakwas wrote:

Upi jyada transaction hai to ovious ye offera ke karan hai.. source destination bhi yahi hai.. koi black money thode hai.. mera hi paisa hai is acc se us acc

An inko mirchi kyo lag rahi pata nahi.. mera paisa kah dalu kisko du.. kitne transfer karu.. inko kya matlab.. btw saving acc freeze kyo karenge.. limit hai kya kaha likha hai kitna kare kitna na kare.. sabing hota hai savw kw liye maan liya.. par restrictions kya hai kidhar dhundhe.. jab hai nahi info to main kaha ae jan lu. sving acc ke all charges maine dekhe limit dwkhe kahi dikha nahi restrictions of saving acc.. warna ye karne na dete ek limit ke baad.. mujhe phone ki kya jarurat acc me laga dete apka quota khatm is month ka.. try nedt month.. like upi. Say 10 ke baad kal aaye.. sale logo ke bank me sara fraud paisa hai unko nahi dekhte.m inko faltu ka time hai.. mere liye.. karlo check all transactions kidhar gaya kidhar aayam. Kitna badha.. total 10 20k hi hain acc me na badha hai na ghata haim. Bas number jyda hai..

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no charges or it will be dead

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looter_no1 wrote:

UPI platform he meant i think

Right.. fokat ka dimag dahi kiya wo ladki ne.. mat kijiye heda branch se aaya complain etc etc.. i just said why i have to worry if i have just 20k in my acc..from the day i opened acc.. kamai ka paisa kha jate hai.. daalne ke liye hai nahi..

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Sidhi.Baat.No.Bakwas wrote:

An inko mirchi kyo lag rahi pata nahi.. mera paisa kah dalu kisko du.. kitne transfer karu.. inko kya matlab.. btw saving acc freeze kyo karenge.. limit hai kya kaha likha hai kitna kare kitna na kare.. sabing hota hai savw kw liye maan liya.. par restrictions kya hai kidhar dhundhe.. jab hai nahi info to main kaha ae jan lu. sving acc ke all charges maine dekhe limit dwkhe kahi dikha nahi restrictions of saving acc.. warna ye karne na dete ek limit ke baad.. mujhe phone ki kya jarurat acc me laga dete apka quota khatm is month ka.. try nedt month.. like upi. Say 10 ke baad kal aaye.. sale logo ke bank me sara fraud paisa hai unko nahi dekhte.m inko faltu ka time hai.. mere liye.. karlo check all transactions kidhar gaya kidhar aayam. Kitna badha.. total 10 20k hi hain acc me na badha hai na ghata haim. Bas number jyda hai..

arey chill karo bhai, woh log aise he security reason k liye puchte ha.

tumhe koi rokega nhi, bas yuhi puchte rahega.

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Sidhi.Baat.No.Bakwas wrote:

Upi jyada transaction hai to ovious ye offera ke karan hai.. source destination bhi yahi hai.. koi black money thode hai.. mera hi paisa hai is acc se us acc

But bank will ask you details in written…. So beware.

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kirandr221996 wrote:

No such charges or limits
I have used Indian Bank dbs HDFC axis idfc paytm IOB
Some have daily 10 trns limit others have 1lakh limit some like removed allow unlimited per day

Only UBI bank takes charges for UPI transaction. It is flat 3 rupees for every UPI transaction. sad

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Bro use secondary payment bank accounts (Airtel, paytm, 811) for these transactions, no issues with them. Their staff is well equipped with this information because the main purpose of their creation was the facilitation of UPI and online transactions

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I have icici account and no charges for upi. Only issue is Icici restricted amount to Rs.5000 for UPI transactions on third party apps.

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WALL-E wrote:

I have icici account and no charges for upi. Only issue is Icici restricted amount to Rs.5000 for UPI transactions on third party apps.

Paying 15K every month?

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Dr-Stranger wrote:

Only UBI bank takes charges for UPI transaction. It is flat 3 rupees for every UPI transaction. sad

Close that bank account they must be taught a good lesson

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Wo bho***sad hdfc wale ka khata band krdo. Written complaint file kro. Ki konsi limit he batao. Mental Harrasment kiya ja rha. Pesa nikal ke close krdo. Naye account kholo. Airtel paytm wale ye upi ki txn krne ke liye. Aur agli bar phone aye to G**d mar dena unki. Mera suzav. Sidhi bat no bkwas

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androgame wrote:

Bro use secondary payment bank accounts (Airtel, paytm, 811) for these transactions, no issues with them. Their staff is well equipped with this information because the main purpose of their creation was the facilitation of UPI and online transactions

Kotak 811 has limits just like any other kotak bank account but only for person-to-person transfer(50 upi free per month & beyond that charge applied) but merchant/commercial upi transactions have no limits & remain free.

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P_A_N_K_A_J wrote:

Wo bho***sad hdfc wale ka khata band krdo. Written complaint file kro. Ki konsi limit he batao. Mental Harrasment kiya ja rha. Pesa nikal ke close krdo. Naye account kholo. Airtel paytm wale ye upi ki txn krne ke liye. Aur agli bar phone aye to G**d mar dena unki. Mera suzav. Sidhi bat no bkwas

laughing
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getready wrote:

Paying 15K every month?

I didn’t get you. If you are asking about UPI transactions then it is around 1lakh per month.

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WALL-E wrote:

I didn’t get you. If you are asking about UPI transactions then it is around 1lakh per month.

Referring to restrictions via third party apps
Didn’t understand the third party apps thing u mentioned before
I pay 15k every month via NestAway.
Enter UPI ID – Request to iMobile – Pay

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getready wrote:

Referring to restrictions via third party apps
Didn’t understand the third party apps thing u mentioned before
I pay 15k every month via NestAway.
Enter UPI ID – Request to iMobile – Pay

3rd party upi app simply means paying via any upi handle other than your bank’s official upi app/handle(imobile in case of icici).

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getready wrote:

Referring to restrictions via third party apps
Didn’t understand the third party apps thing u mentioned before
I pay 15k every month via NestAway.
Enter UPI ID – Request to iMobile – Pay

imobile is icici’s own app. With that there are no limits on UPI transactions.
Icici imposed restrictions on other bank UPI handles like @ ybl, fbl, axis, hdfc etc but not on @ icici handles.

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