anyone use HOME CREDIT loan ? any idea about it, need suggestion regarding loan

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Deal Lieutenant
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they are offering me 2 lac loan at 14% (interest type fixed) and processing fee is 0

any idea about the loan provider or any idea about the loan itself is it a good offer ?

personal loan
offer is coming in cibil website after I login in my account

website of the website offering me loan via cibil website
https://www.homecredit....n/

11 Comments  |  
6 Dimers
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Deal Lieutenant
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2 more queries.
Is it based on salary? Personal loan?

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Deal Cadet
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reducing rate or flat?

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Deal Cadet
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Simply tell that what amount u will get and what u have to return that will clear the picture about what percentage u have to pay.

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Deal Lieutenant
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caks2006407 wrote:

2 more queries.
Is it based on salary? Personal loan?

personal loan
offer is coming in cibil website after I login in my account

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Deal Lieutenant
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3522
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ZitOO wrote:

reducing rate or flat?

I dont know that because
in one column its written interest as 14% and another column its written as fixed interest rate

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Deal Subedar
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Bro you never mentioned who are ‘they’?

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Deal Lieutenant
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yes they are trying too fool
just found out
saying 14% on cibil website
and when I tried to apply via their app its showing as 28.8% reducing rate
deleted the app

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Deal Cadet
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Is it cash loan?
It must be offline shopping loan.

Update:
Review from playstore
—Hari Om Sharan Chaudhary
23 September 2019
worst app, first they will take all your details and at last stage they will show interest rate 31 %, busy plz do not install it, they will take all your details even net banking I’d and password and reject your application at last stage, there are some good reviews that is fake given by team and their friends itself.

Reply:
Home Credit India23 September 2019
Dear Sharan, We apologize for the inconvenience ! Contract eligibility depends on all the details you provide. Your information is highly significant to understand your qualification for our Personal Loan. Capturing your personal information does not mean 100% guaranteed loan approval. Best regards Home Credit India

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Deal Lieutenant
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3522
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ramadesidime wrote:

Is it cash loan?
It must be offline shopping loan.

Update:
Review from playstore
—Hari Om Sharan Chaudhary
23 September 2019
worst app, first they will take all your details and at last stage they will show interest rate 31 %, busy plz do not install it, they will take all your details even net banking I’d and password and reject your application at last stage, there are some good reviews that is fake given by team and their friends itself.

Reply:
Home Credit India23 September 2019
Dear Sharan, We apologize for the inconvenience ! Contract eligibility depends on all the details you provide. Your information is highly significant to understand your qualification for our Personal Loan. Capturing your personal information does not mean 100% guaranteed loan approval. Best regards Home Credit India

yes I also deleted the app right away

wonder how they got so many good reviews

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