Apay cc bill generated within 3 days of card issue. Is it normal?

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Bk100

Apay cc bill generated within 3 days of card issue. Is it normal?

Applied for card on 11th and approved instantly  and today physical card is despatched. But 1st  bill generated today itself. Is it normal? 

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satraghav wrote:

How did ICICI intimate you about this offer? By Call/While applying for Apay CC?

No. Just in Amazon cc section I seen offer of 1750 welcome  rewards. Just clicked  on that it shown  my icici cc last 4 digits and asked to proceed and got otp and after entering it ,got congratulations message.
Deal Captain Deal Captain
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Bk100 wrote:

Got card just 2 day back. Except these three transaction not done anything else. But i think for bb and fk gv purchase they calculated 5% cashback instead of 2% . that's why difference happened. 

There is an offer for new amazon icici card holder( 15% cb upto 150). It might be this, your 59 cb is yet to be credited i think so, check transactions history Screenshot2022-12-13-17-31-10-898in.amazon.mShop.android.shopping
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Aristocrat Aristocrat
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Yes, normal. I think so. Generally 5-16th of month mostly have bill cycle.

Finance Mentor Finance Mentor
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quantum wrote:

Yes, normal. I think so. Generally 5-16th of month mostly have bill cycle.

My physical card not yet delivered . I think they need to wait till physical card to reach me. Is not it? 

Aristocrat Aristocrat
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Bk100 wrote:

My physical card not yet delivered . I think they need to wait till physical card to reach me. Is not it? 

I got card on 4th, billed on 7th.
Not a big deal, ithink so. Other dimers may help u out. 💫
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quantum wrote:
I got card on 4th, billed on 7th.
Not a big deal, ithink so. Other dimers may help u out. 💫

Now they credited 134 cashback for 3 gv purchase of 1000 + 1000 + 960. I think they will reverse it in next bill. Will they give Breack Up  of  cashback  in cc Statment? 

Deal Newbie Deal Newbie
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No issues AFAIK they've fixed bill generation dates so irrespective of your card delivery date they will generate bill on those days. So, it's fine and you can request statement cycle change once you're loggged in.

Deal Subedar Deal Subedar
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Some sbi cashback card users also got bill on 3rs September with joining fee. Card was launched itself on 1st September.

Generally axis waits for 30-45 days though for first bill.

Finance Mentor Finance Mentor
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Knight11 wrote:

Some sbi cashback card users also got bill on 3rs September with joining fee. Card was launched itself on 1st September.

Generally axis waits for 30-45 days though for first bill.

Yes. Axis bill will be after minimum 30 days. 

Aristocrat Aristocrat
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Bk100 wrote:

Now they credited 134 cashback for 3 gv purchase of 1000 + 1000 + 960. I think they will reverse it in next bill. Will they give Breack Up  of  cashback  in cc Statment? 

Enjoy then.. they'll not reverse it. Only reversal if cancelled. In statement, it doesn't show up the breakdown of RP, shows in Amazon App only till now
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quantum wrote:
Enjoy then.. they'll not reverse it. Only reversal if cancelled. In statement, it doesn't show up the breakdown of RP, shows in Amazon App only till now

Actually in Amazon they are showing only 59 rs reward in transaction page. But icici processed 134.so I think they will deduct additional cash back which I got from next month cash back. 

Deal Captain Deal Captain
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Bk100 wrote:

Actually in Amazon they are showing only 59 rs reward in transaction page. But icici processed 134.so I think they will deduct additional cash back which I got from next month cash back. 

U must have done any other transactions using amazon icici card outside amazon, rest 75 cb is not extra or free

Finance Mentor Finance Mentor
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bankipad wrote:

U must have done any other transactions using amazon icici card outside amazon, rest 75 cb is not extra or free

Got card just 2 day back. Except these three transaction not done anything else. But i think for bb and fk gv purchase they calculated 5% cashback instead of 2% . that's why difference happened. 

Generous Generous
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It's completely normal

Deal Captain Deal Captain
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Bk100 wrote:

Got card just 2 day back. Except these three transaction not done anything else. But i think for bb and fk gv purchase they calculated 5% cashback instead of 2% . that's why difference happened. 

There is an offer for new amazon icici card holder( 15% cb upto 150). It might be this, your 59 cb is yet to be credited i think so, check transactions history Screenshot2022-12-13-17-31-10-898in.amazon.mShop.android.shopping
Finance Mentor Finance Mentor
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bankipad wrote:
There is an offer for new amazon icici card holder( 15% cb upto 150). It might be this, your 59 cb is yet to be credited i think so, check transactions history Screenshot2022-12-13-17-31-10-898in.amazon.mShop.android.shopping

This is billing cycle reward. 

IMG20221213174108

Deal Captain Deal Captain
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Bk100 wrote:

This is billing cycle reward. 

IMG20221213174108

Yes, this is cc reward, well chances are very low for reversal of cb incase of any extra cb get credited mistakenly in the next billing cycle, still icici can revert as it is cc
Like Magnet Like Magnet
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BTW Congrats, You got Apay ICICI CC Instantly, I have some questions.

1) Are you an ICICI customer?

2) Salaried/Self employed?

3) What's the CL?

Elaborate the process, TIA @Bk100

Finance Mentor Finance Mentor
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satraghav wrote:

BTW Congrats, You got Apay ICICI CC Instantly, I have some questions.

1) Are you an ICICI customer?

2) Salaried/Self employed?

3) What's the CL?

Elaborate the process, TIA @Bk100

I had icici coral card. I saved that card in Amazon. Based on that they allotted new card with shared limit of 2.00 lakhs. I am not icici bank customer 
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Bk100 wrote:
I had icici coral card. I saved that card in Amazon. Based on that they allotted new card with shared limit of 2.00 lakhs. I am not icici bank customer 

How did ICICI intimate you about this offer? By Call/While applying for Apay CC?

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satraghav wrote:

How did ICICI intimate you about this offer? By Call/While applying for Apay CC?

No. Just in Amazon cc section I seen offer of 1750 welcome  rewards. Just clicked  on that it shown  my icici cc last 4 digits and asked to proceed and got otp and after entering it ,got congratulations message.
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