Apay Limits Revised?

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coolkish7
What are the transaction limits for using Amazon Pay balance UPI ID?

  • In the first 24 hours of registration of your Amazon Pay balance UPI ID, you can only transact up to INR 5,000.
  • Send Money to Bank:

    o A maximum of 10 bank transfers per day

    o Monthly transfer limit of INR 10,000

    o This feature will be available only to Full KYC users

  • Merchant payments on UPI - Scan & pay & online merchants:

    o Monthly spend limit INR 20,000 for Full KYC and INR 10,000 for Small PPI account customers

  • 5 collect requests from Amazon Pay balance UPI ID to anyone per day
  • In case you reach your monthly spend limit, you will be able to use your remaining balance next month.


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Deal Newbie Deal Newbie
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Yes. I loaded more than 10k from cc and tried to transfer it to my bank account. It was failing everytime.  Then i saw this post and tried 10k and it worked

Deal Newbie Deal Newbie
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Knight11 wrote:

Source?

Go to apay balance, scroll to bottom and click on "help and faq". It's mentioned there
Deal Subedar Deal Subedar
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RangerG wrote:
Go to apay balance, scroll to bottom and click on "help and faq". It's mentioned there

Now my 20k is stuck there😭 for 1 month. They should have put limits on uber cc wallet load. Now we can't load it even by normal bank account via upi 😔.

Deal Newbie Deal Newbie
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Knight11 wrote:

Now my 20k is stuck there😭 for 1 month. They should have put limits on uber cc wallet load. Now we can't load it even by normal bank account via upi 😔.

I added 17k. Now my 7k will be struck there for a month 😂
Deal Subedar Deal Subedar
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RangerG wrote:
I added 17k. Now my 7k will be struck there for a month 😂

You can do credit card payments, that count as merchant transaction. So 20k limit remaining for u.

Edit: I just reset my device 2 days back, otherwise I would have emptied it yesterday only. Bad timing.

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Knight11 wrote:

You can do credit card payments, that count as merchant transaction. So 20k limit remaining for u.

Edit: I just reset my device 2 days back, otherwise I would have emptied it yesterday only. Bad timing.

How?
Deal Subedar Deal Subedar
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RangerG wrote:
How?

Amazon itself allows it, just enter UPI address in other UPI app. Close the app and open again. Go approval section and pay.

Deal Newbie Deal Newbie
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Knight11 wrote:

Amazon itself allows it, just enter UPI address in other UPI app. Close the app and open again. Go approval section and pay.

Ya i did it from indusfund online( i have indusind account)
Deal Subedar Deal Subedar
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mera 60k 2 months mein nikalega ab yr

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RangerG wrote:
I added 17k. Now my 7k will be struck there for a month 😂
60k stuck for 2 more months 
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pranavcool wrote:
60k stuck for 2 more months 

10k normal upi transfer and 20k through merchant say karlo abi. Next month phirse karlo

Deal Subedar Deal Subedar
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Is there any way to transfer money to credit card under 10K bank transfer quota without actually transacting to bank?

I tried entering credit card neft and UPI details manually, but it is still considering it as merchant and not allowing (as 20k merchant quota is over).

Deal Subedar Deal Subedar
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RangerG wrote:

10k normal upi transfer and 20k through merchant say karlo abi. Next month phirse karlo

this i already did this month , now 2 more months , yesterday i guess ppl saying nothing like that was there i was late , shit mann
Deal Subedar Deal Subedar
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Knight11 wrote:

Is there any way to transfer money to credit card under 10K bank transfer quota without actually transacting to bank?

I tried entering credit card neft and UPI details manually, but it is still considering it as merchant and not allowing (as 20k merchant quota is over).

10k send money and 20k merchant , after that over nah or anythinf still left?
Deal Subedar Deal Subedar
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If we Scan QR code at offline shops, how to know which QR code is of individual account or merchant account?
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pranavcool wrote:
10k send money and 20k merchant , after that over nah or anythinf still left?

Yeah, 30k total.

Deal Newbie Deal Newbie
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pranavcool wrote:
10k send money and 20k merchant , after that over nah or anythinf still left?
Yes over
Deal Newbie Deal Newbie
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sri222 wrote:
If we Scan QR code at offline shops, how to know which QR code is of individual account or merchant account?
Shops will have merchant account mostly
Deal Cadet Deal Cadet
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Knight11 wrote:

Yeah, 30k total.

Yestarday I did 20k merchant transaction will it allow again 20k this month, since limits are from today
Deal Subedar Deal Subedar
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Tron wrote:
Yestarday I did 20k merchant transaction will it allow again 20k this month, since limits are from today

Yeah, I think so. Try with 1rs transaction first.

Blaze Blaze
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Was so confused why my transactions were failing. Thanks for this post
Critic Critic
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sri222 wrote:
If we Scan QR code at offline shops, how to know which QR code is of individual account or merchant account?

Merchant QR code will show an unusual upi id different from usual ones ppl create like paytmxyz1234567.. or @ paytmqr etc

@RangerG many small shopkeepers just use personal upi ID.

Deal Newbie Deal Newbie
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Can we use the amazon pay wallet load via uber for fulfilling cc spends condition quota?

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heyboys wrote:

Can we use the amazon pay wallet load via uber for fulfilling cc spends condition quota?

Yes u can
Deal Subedar Deal Subedar
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The cancelled Amazon pay transactions are being refunded as gift card😅. I placed one order on jiomart and now my real cash is converted into Amazon gift card.

Deal Newbie Deal Newbie
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Knight11 wrote:

The cancelled Amazon pay transactions are being refunded as gift card😅. I placed one order on jiomart and now my real cash is converted into Amazon gift card.

Oh that is not fair. Earlier it used to be refunded as the original form. If it was in the form of real cash they it gets refunded as same. While gift card payments are always refunded as Gift Cards.

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