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Apay Limits Revised?

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Post Emperor
coolkish7
What are the transaction limits for using Amazon Pay balance UPI ID?

  • In the first 24 hours of registration of your Amazon Pay balance UPI ID, you can only transact up to INR 5,000.
  • Send Money to Bank:

    o A maximum of 10 bank transfers per day

    o Monthly transfer limit of INR 10,000

    o This feature will be available only to Full KYC users

  • Merchant payments on UPI - Scan & pay & online merchants:

    o Monthly spend limit INR 20,000 for Full KYC and INR 10,000 for Small PPI account customers

  • 5 collect requests from Amazon Pay balance UPI ID to anyone per day
  • In case you reach your monthly spend limit, you will be able to use your remaining balance next month.


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34 Comments  |  
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Deal Cadet Deal Cadet
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Yes. I loaded more than 10k from cc and tried to transfer it to my bank account. It was failing everytime.  Then i saw this post and tried 10k and it worked

Deal Newbie Deal Newbie
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Which app did you use to load it?
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Benevolent Benevolent
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Source?

Deal Cadet Deal Cadet
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Go to apay balance, scroll to bottom and click on "help and faq". It's mentioned there
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Deal Subedar Deal Subedar
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mera 60k 2 months mein nikalega ab yr

Benevolent Benevolent
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Is there any way to transfer money to credit card under 10K bank transfer quota without actually transacting to bank?

I tried entering credit card neft and UPI details manually, but it is still considering it as merchant and not allowing (as 20k merchant quota is over).

Deal Subedar Deal Subedar
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10k send money and 20k merchant , after that over nah or anythinf still left?
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Deal Subedar Deal Subedar
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If we Scan QR code at offline shops, how to know which QR code is of individual account or merchant account?
Deal Cadet Deal Cadet
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Shops will have merchant account mostly
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Cool Cool
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Was so confused why my transactions were failing. Thanks for this post
Deal Cadet Deal Cadet
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Can we use the amazon pay wallet load via uber for fulfilling cc spends condition quota?

Deal Newbie Deal Newbie
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Yes u can
Benevolent Benevolent
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The cancelled Amazon pay transactions are being refunded as gift card😅. I placed one order on jiomart and now my real cash is converted into Amazon gift card.

Deal Newbie Deal Newbie
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Oh that is not fair. Earlier it used to be refunded as the original form. If it was in the form of real cash they it gets refunded as same. While gift card payments are always refunded as Gift Cards.

Deal Newbie Deal Newbie
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Any idea how month is defined? Is it based on calendar month or month between two transactions 

replyuser
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