Applying credit card for my father
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Can I apply credit card for my father, he is an retired government employee is there any easy way to get credit card approval...?
Applying for "AIRTEL AXIS CARD".
~Thanks in advance ~
Applying for "AIRTEL AXIS CARD".
~Thanks in advance ~
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https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997078
Thay may ask to share ITRs in absence of income proof
https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997095
ok if they do I will provide
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https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997100
Although Axis readily issues a credit card by creating a lien on a term deposit made, I would rather suggest to let them live their life peacefully (as far as possible).
Unless your parents travel more than two three times a year and need lounge access, such pennies saved here and there (via cashbacks, offers) at the of heartburn (due to chasing thousand other things), besides one more thing to care for during (tax returns) filing .. are all avoidable hassles (in my view).
(Based on the existing relationship with Axis, say card against term-deposit, have seen Airtel-Axis card getting issued.)
Maybe he is a savvy person, despite being employed by the government, so I am not being judgemental here.
Unless your parents travel more than two three times a year and need lounge access, such pennies saved here and there (via cashbacks, offers) at the of heartburn (due to chasing thousand other things), besides one more thing to care for during (tax returns) filing .. are all avoidable hassles (in my view).
(Based on the existing relationship with Axis, say card against term-deposit, have seen Airtel-Axis card getting issued.)
Maybe he is a savvy person, despite being employed by the government, so I am not being judgemental here.
https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997922
Might be op will use that card, just applying on father's name to save his limit of having maximum 3 cards.
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https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997699
If he has a pension and less than 65, the chances are high.
Just apply online or through a bank agent.
Better approach the bank he has the pension account. There is high chance of getting.
https://www.desidime.com/discussions/applying-credit-card-for-my-father?page=1#post_9997919
What if the pensioner is not filling ITR as he is not getting salary more than 5 lac pa, what are the chances in that case?
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He should get it.