Are you taking any financial pledge this year?
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It's new financial year. Is there anything which you are going to do differently this year regarding managing your money?
e.g - not investing in debt mutual funds or not buying Amazon GV unnecessarily etc
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Managing all My Bank Accounts and Limiting them only to that account for Eg-
I have 6 Bank Accounts and I will use one for UPI Expenses, One for Investment, One for Savings, etc.
Because till 31st March 2023. My Account Statements was so headache for me because using all 6 accounts,
Now, will limit it! @bnbauri
I have six accounts too and have the first hand experience of how nightmarish that can be.
With UPI lite and favourable Government policy towards wallets ( introduction of interchange fees) soon most upi payments may move to wallets though leaving bank accounts alone.
Real estate gives way better return than stocks. But it's capital intensive and illiquid assets class.
Close some of the bank accounts i do not use.
Move mutual fund portfolio from fund house websites to my Zerodha account for easy management and tracking.
Closing credit cards I haven't used even if they are ltf (axis flipkart, Kotak etc)
Plan to close stock portfolio as I do not have time to research them, move that money to smallcase or mf.
Switch my job. 
You are on your way to financial Nirvana 😀
Not renewing Zomato Gold and Swiggy Super