https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9184438
Not renewing Zomato Gold and Swiggy Super
Are you taking any financial pledge this year?
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It's new financial year. Is there anything which you are going to do differently this year regarding managing your money?
e.g - not investing in debt mutual funds or not buying Amazon GV unnecessarily etc
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https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9184496
Today April fool bro 🤣
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9184648
Thinking to invest in mobikwik xtra
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9185635
Managing all My Bank Accounts and Limiting them only to that account for Eg-
I have 6 Bank Accounts and I will use one for UPI Expenses, One for Investment, One for Savings, etc.
Because till 31st March 2023. My Account Statements was so headache for me because using all 6 accounts,
Now, will limit it! @bnbauri
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9185714
shraaj wrote:Managing all My Bank Accounts and Limiting them only to that account for Eg-
I have 6 Bank Accounts and I will use one for UPI Expenses, One for Investment, One for Savings, etc.
Because till 31st March 2023. My Account Statements was so headache for me because using all 6 accounts,
Now, will limit it! @bnbauri
I have six accounts too and have the first hand experience of how nightmarish that can be.
With UPI lite and favourable Government policy towards wallets ( introduction of interchange fees) soon most upi payments may move to wallets though leaving bank accounts alone.
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9185715
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9185962
Not renewing hotstar
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9186065
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9186112
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DealMan999 wrote:That's around 23 plates per day 🫠 71/plate. 1600/day on idly. Guess this guy must be drinking bathing sleeping in idly
Or a reseller of Idlis.
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9186275
Not renewing sonyliv , it's useless
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9186734
Stop investing in real estate. Want to invest in stocks. Create an emergency fund as I'm afraid of job losses.
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9186762
Close some of the bank accounts i do not use.
Move mutual fund portfolio from fund house websites to my Zerodha account for easy management and tracking.
Closing credit cards I haven't used even if they are ltf (axis flipkart, Kotak etc)
Plan to close stock portfolio as I do not have time to research them, move that money to smallcase or mf.
Switch my job. 
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9187001
LordGane wrote:Stop investing in real estate. Want to invest in stocks. Create an emergency fund as I'm afraid of job losses.
Real estate gives way better return than stocks. But it's capital intensive and illiquid assets class.
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9187004
SnippierJoker wrote:Close some of the bank accounts i do not use.
Move mutual fund portfolio from fund house websites to my Zerodha account for easy management and tracking.
Closing credit cards I haven't used even if they are ltf (axis flipkart, Kotak etc)
Plan to close stock portfolio as I do not have time to research them, move that money to smallcase or mf.
Switch my job.
You are on your way to financial Nirvana 😀
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9187012
shraaj wrote:Managing all My Bank Accounts and Limiting them only to that account for Eg-
I have 6 Bank Accounts and I will use one for UPI Expenses, One for Investment, One for Savings, etc.
Because till 31st March 2023. My Account Statements was so headache for me because using all 6 accounts,
Now, will limit it! @bnbauri
Use 2 Accounts For Upi, In The Past I Experienced One Situation , After Eating Food 🥝🥑 Then Scan And Pay Says Bank Servers Facing Issue Pls Try Again After Some Time.
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9187133
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hese wrote:damn... heard for the first time.. reseller of idlis.
It's pretty common. The canteen guy in my college hostel used to do that. Order snacks etc from swiggy/zomato and sell those to us. Not sure how he made profit. It was some years back though during the time of deep discounting. Also having a good order volume helped.
By best guess it's a dimer living in hostel. They got a single account for free delivery and everyone orders using that account. 😀
https://www.desidime.com/discussions/are-you-taking-any-financial-pledge-this-year?page=1#post_9187141
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UnderNation wrote:Use 2 Accounts For Upi, In The Past I Experienced One Situation , After Eating Food 🥝🥑 Then Scan And Pay Says Bank Servers Facing Issue Pls Try Again After Some Time.
That's why sometimes I feel cash will always be king. Worse if your cellphone battery dies, no matter how many upi accounts you have, you are going to be emberrased.
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Not renewing Zomato Gold and Swiggy Super
Managing all My Bank Accounts and Limiting them only to that account for Eg-
I have 6 Bank Accounts and I will use one for UPI Expenses, One for Investment, One for Savings, etc.
Because till 31st March 2023. My Account Statements was so headache for me because using all 6 accounts,
Now, will limit it! @bnbauri