AU Bank Launch RuPay SPONT Physical/Virtual Credit Card | Flat 1% Cashback

Finance Ninja

AU Bank Launch RuPay SPONT Physical/Virtual Credit Card | Flat 1% Cashback:

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    Introducing AU SPONT Credit Card

    Turning ALL your spends into Big Rewards!

    Imagine a Credit Card that rewards you for every single transaction, no matter how big or small. From a Chai at your favourite office tea stall to the latest smartphone; rewards, convenience, and special offers are yours to take wherever you go, at all times!

    For your spontaneous and on-the-go transactions, AU Small Finance Bank brings to you AU SPONT Credit Card. A Credit Card that you can link with UPI, use on-the-go and earn cashbacks on each spend! What’s more? Even your smallest payments bring you never-expiring Coins that are redeemable for special gifts and gadgets.

    So, get ready to make little payments with large benefits with AU SPONT Credit Card.

Cashbacks Never End
  • • 1% Cashback on all UPI transactions
    Earn 1% Cashback on all UPI transactions made via any UPI channel.
  • • 1% Cashback on eComm, POS & Contactless transactions.
    Enjoy 1% Cashback on all other transactions.
  • • 1% fuel Surcharge Waiver
    Get 1% Fuel Surcharge Waiver on your fuel transactions between ₹ 400 and ₹ 5000 capped at ₹ 100 per statement cycle.

T&C apply. Cashbacks are not applicable on Fuel, Rent, Cash Withdrawals, EMIs & Insurance spends. Cashback is capped at ₹500 per statement cycle.

Exciting Coins on UPI transactions

Earn never-expiring coins with every UPI transaction made on AU0101 application using your AU SPONT Credit Card. Collect coins over time and redeem them from our specially curated rewards catalogue.• Earn 5 coins on each UPI transaction made on AU 0101 App• Earn 500 coins on first transaction made via AU 0101 App

Login at AU Rewardz to see the catalogue

Domestic Airport Lounge Access

Unwind during your travel with 2 complementary access to Domestic Airport Lounges per quarter upon achieving ₹30,000 in the previous quarter.

Complementary Railway Lounge Access

Get 2 Complimentary Railway Lounge Access per calendar quarter.Click here to see the list of lounges and T&Cs.

Card Liability Cover

In an unfortunate event of loss of Credit Card, rest easy with zero liability on fraudulent transactions post reporting the loss to the bank. Shield against counterfeit/skimming and online frauds.Click here to read the detailed T&Cs.

Contactless Convenience

Tap and pay securely at participating merchants for amounts up to ₹5,000 without entering a PIN.

Xpress EMI

Convert transactions of ₹2,000 or more into easy EMI options on tenure of your preference.Simply call our Customer Care helpline to book your XpressEMI.

Add-on Cards

Extend the benefits to your loved ones with our Complimentary Lifetime-Free Add-on Card offering. Transform your everyday spends into exciting rewards with AU SPONT Credit Card and enjoy convenience of UPI every step of the way!

When will be my cashback get posted?

Cashback will be posted in the statement date and will be reflected in your monthly statement

    Joining/Annual Fee: ₹299 + applicable taxes (Lifetime-Free Add-on Card)
    Eligibility Criteria
    • • Age Range: 21 to 60 years
    • • Citizenship: Resident India
    • • Monthly Income to start from ₹10,000.

    (Please note: Criteria are indicative; approval subject to AU Small Finance Bank's discretion.)

    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
    Top Comments
    Benevolent Benevolent
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    no option for fee waiver, ₹ 353 have to be paid. which means if your spend is less than ₹ 35300 then no benefit.
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    Deal Subedar Deal Subedar
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    hmm good competition to TaTa Neu Cards? hmmmm as this one also concentrates on chai chai offers

    Deal Subedar Deal Subedar
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    can existing customer apply for this?

    Benevolent Benevolent
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    AU follows one person one card rule
    Benevolent Benevolent
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    no option for fee waiver, ₹ 353 have to be paid. which means if your spend is less than ₹ 35300 then no benefit.
    Deal Newbie Deal Newbie
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    Apply button is not found in app for this card. Since I already hv a card may be that's why not showing.

    Deal Cadet Deal Cadet
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    ICICI ammajan is much better

    Deal Cadet Deal Cadet
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    Jay ho Bezos baaba ki 🤡

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