AU Bank ZERO Balance Saving Account with UPI, retail and Net Banking without Debit Card

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Comrade
stoptomove
AU Small Finance bank is providing Zero balance fully activated saving bank account with  , Netbanking and retail transactions rights and all without a chargeable debit card.
Please find process for it below:

1. Apply a degital zero balance saving account through au0101 application.
2. Do remember to uncheck debit card option that has annual fees ₹177.
3. You can either check or uncheck free 25 leaflet cheque book.
4. After filling all required details do vkyc through video call.
5. Once account is activated open au1010 application and do video banking 》services》other. Then type in problem bos "Netbanking, retail transactions access without debit card"
6. Initiate video banking call.
7. Now video banking agent will provide you an application form. Just print and fill or you can manually write on a paper. Do not sign it you have to sign it online in video banking call.
8. You have option to  give one of verification document like voter id or driving licence photo and three more.
9. Done !!
Special thanks to @1sardarKhan
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Finance Ninja Finance Ninja
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Get RuPay Platinum debit card na at Rs177 ? You will get 20% upto 100 discount per month on mobile recharge/bill payment etc on Amazon.

Some users doing utility bill payment at 2% to 3% off and get monthly Rs85 to Rs90 profit.

Talk-Of-The-Town Talk-Of-The-Town
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Bro offer ending this month stuck_out_tongue_winking_eye

Finance Ninja Finance Ninja
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@ANSH_ March month is our financial year end, it will always auto renew. This offer has been running for years.

@Stone_man
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Post Emperor Post Emperor
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Can we use virtual debit card with this process?

Deal Lieutenant Deal Lieutenant
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Same question 

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Deal Newbie Deal Newbie
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I just opened a platinum account because it was giving upto 1% cashback upto 100 rs per month. also in all accounts they are giving 7.25% interest paid monthly. 

To my surprise, they take 25000 rs initially before opening the account which can also be paid using rupay cards on google pay etc. so i got 25000 directly from rupay card to bank which is a reward for me initially. 

Deal Lieutenant Deal Lieutenant
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25k is MAB or initial funding after that zero balance?

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Deal Cadet Deal Cadet
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Thanks for the info. If you don't mind me asking here (as it is off topic), does AU bank have home branch concept?

If yes, can we switch the home branch after account opening?

Comrade Comrade
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I am assigned a branch near my location. But specific to your question I was told by video kyc agent that AU do not have a home branch constraints as user can go to any branch and they will help. They have a video banking system and belive me i submitted an application via video banking on sunday and it was resolved.

Finance Ninja Finance Ninja
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Get RuPay Platinum debit card na at Rs177 ? You will get 20% upto 100 discount per month on mobile recharge/bill payment etc on Amazon.

Some users doing utility bill payment at 2% to 3% off and get monthly Rs85 to Rs90 profit.

Talk-Of-The-Town Talk-Of-The-Town
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Bro offer ending this month stuck_out_tongue_winking_eye

View 4 more replies
Comrade Comrade
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Is hotness of this topic fluctuating?  Is there any down voting ? How to see?

Finance Ninja Finance Ninja
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If anyone wants a Referral Please DM Me for an AU Zero Balance Account, Kotak 811 Account, Fi-Money Account and Various Credit Cards!

Generous Generous
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Refferal benifits?

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Comrade Comrade
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20240319162155Received welcome kit
Deal Newbie Deal Newbie
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are you able to access internet Banking - netbanking.aubank.in/drb/.

I am not able to register, it is asking credit card details. I am not having any credit card with AU Bank.
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replyuser
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