Avoid using HDFC Millenia Debit Card to buy Gift card using HDFC Smartbuy.

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Last Comment 2024-07-18

2024-06-05

Don't use HDFC Millenia Debit card to purchase any Gift card on HDFC Smartbuy. Currently Smartbuy Transactions are not properly tracked for HDFC Millenia DC and they are giving 2.5% instead of 5+5%.

Better use HDFC Millenia DC to pay for CC bill through HDFC Portal to get 400 cashback.

But for CCs its tracked properly.

You will get around 200 cashback(2.5%), instead of 594 for 8236 Amazon GF purchase using HDFC Smartbuy.

Even sending mails to them not working, as they are denying these are not Smartbuy transactions (Eventhough its mentioned - GTFYR VIA SMARTBUY in Transaction).

It's stopped giving cashback from Jan 2024 onwards.

Anybody used HDFC Millenia DC and got cashback for Jan and Feb Month, please let me know.

Disclaimer

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10119351

sendhil.warrior304

2024-06-06

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Yes I too only 205 points for smartbuy transaction

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10119382

Gauravmittal49589

2024-06-06

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Can you pls explain how to get cashback on cc bill via millenia dc ?

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10119394

sendhil.warrior304

2024-06-06

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Pay your bill normally on paytm

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https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10119454

MagicalChat

2024-06-06

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I just bought yesterday 10K GC using HDFC Millenia DC through smartbuy gyftr. They cashback will be credited after 90 days.

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10119487

vasanth_ece

2024-06-06

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Currently, Millenia Debit Card Smartbuy Transactions will fetch 2.5% instead of 5+5%-Proc. CHarges.So, you will be at loss if you purchase Amazon Pay GC.

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https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10121226

Sidhi.Baat.No.Bakwas

2024-06-07

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Hmm they didn't gave qnd every time i complain they send me detail of card.. feature copy paste.. 2 tim a i sent concern eame reply

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10166669

Astraa

2024-07-02

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For all promos , they are making fool of ppl.

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10124126

Agni007

2024-06-09

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Huh, they can't devalue officially to maintain the legacy, so resorted to txn based denial... Looks like finally mill.dc might be devalued officially after the big heads agree...

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10166618

snipersharma

2024-07-02

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What is the difference between these two:

Loyalty Points Millennia Debit Card

Promotional Cashback

https://www.desidime.com/discussions/avoid-using-hdfc-millenia-debit-card-to-buy-gift-card-using-hdfc-smartbuy?page=1#post_10205364

guest_999

2024-07-18

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Loyalty points Millennia debit card is exclusive to millennia debit card feature of 5% cb on smartbuy(which hdfc currently isn't giving correctly)/2.5% on ecommtxns/1% on wallet loads. Promotional cashback is 5% smartbuy offer which is applicable to all hdfc debit & credit cards(some credit cards get 3x/5x points instead)