Axis Ace card approved but flipkart axis rejected

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irajnish
My brother's Axis Ace card has been approved today with a credit limit of 40k. (From Google pay banner)
No income proof was required.
Not even a verification call.
No cibil enquiry.
No prior relation with axis bank.

Applied on 23rd.
Vkyc on 24th.
Approved today.


3 days back his application for flipkart axis bank card application was rejected.

Does this imply that in case of co-branded cards the right for card rejection/approval lies with the brand?
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Deal Subedar Deal Subedar
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2 simultaneous ongoing CC applications and both might not get processed due to technical reason/bank policies so one was disqualified and the other processed I guess... Now, did he apply simultaneously?

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Are you sure no CIBIL inquiry?
As far as I know, Google pay offer is not a pre-approved offer.

Tech Guru Tech Guru
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Only one application at a time ..

You will receive email for rejection like You already have 1 active application that's why we are cancelling this request..

Happened with me one kyc was pending and mean time I applied freecharge it got rejected stating same reason

Deal Cadet Deal Cadet
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Should have kept a gap of at least 6 months. My FK Axis got approved, next month I applied for MyZone and it got rejected only because of this reason as per their support team. 

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sauravDD wrote:

Only one application at a time ..

You will receive email for rejection like You already have 1 active application that's why we are cancelling this request..

Happened with me one kyc was pending and mean time I applied freecharge it got rejected stating same reason

@Agnivo007 Oh ok. It might be possible.

For flipkart axis document pickup was done on 17th. and the status was under review till 21st Dec.


Axis ace was applied on 21st while the fk axis application was under review.

The fk axis card was rejected on 22nd citing internal policy, although I did not get any email for rejection.


Below is the screenshot of flipkart axis status page.

fkaxis

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ontherocks wrote:

Are you sure no CIBIL inquiry?
As far as I know, Google pay offer is not a pre-approved offer.

Every time a CIBIL inquiry is done we instantly get following SMS and email 

"Alert from TransUnion CIBIL - Your CIBIL Report has changed."

But in either of this applications no communication from CIBIL was there.

I will reconfirm it though.
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amey_dev143 wrote:

Should have kept a gap of at least 6 months. My FK Axis got approved, next month I applied for MyZone and it got rejected only because of this reason as per their support team. 

I already have flipkart axis. It is good that his application got rejected.
He just applied out of curiosity on seeing the banner OR maybe because I have all the 5% cashback cards like Millennia, apay icici, flipkart axis. While he only has ICICI coral and BoB Easy. 😄

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How to get Axis Ace banner in GPay?

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saurabh1 wrote:

How to get Axis Ace banner in GPay?

Not sure what's algorithm of Google pay to show that banner. My brother got it while I didn't.

But here is my guess:

He has a credit card saved in his Google pay app.  The credit limit of Ace card is slightly lower than that saved card.

Also, my Gpay email address is different from the email which is linked to my credit cards.

Try saving an old credit card with good limit in your Gpay app.

Deal Cadet Deal Cadet
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saurabh1 wrote:

How to get Axis Ace banner in GPay?

Even if one gets the banner, only 0.1 percent people able to apply for it, i got it day before yesterday, applied on the banner to fill application, their tech glitch came offer not available now, thousands of users are facing the issue, when contacted useless gpay cs they told maybe now offer not available to you. Idiots are not aware of the glitch/bug in their own app and acting dumb.

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irajnish wrote:

Not sure what's algorithm of Google pay to show that banner. My brother got it while I didn't.

But here is my guess:

He has a credit card saved in his Google pay app.  The credit limit of Ace card is slightly lower than that saved card.

Also, my Gpay email address is different from the email which is linked to my credit cards.

Try saving an old credit card with good limit in your Gpay app.

Added now. Let's see when I get the offer.

Deal Newbie Deal Newbie
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Apply link

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The congratulatory message showed Approved limit as 40k but he has received the card today and the approved limit is 15k. 🥲

Raised a complaint with PNO and ace cards support.

Aristocrat Aristocrat
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irajnish wrote:

The congratulatory message showed Approved limit as 40k but he has received the card today and the approved limit is 15k. 🥲

Raised a complaint with PNO and ace cards support.

The approved card might doing internship. 🛸
Like Magnet Like Magnet
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shyambagda wrote:

Apply link

No common apply link. It's an Invitation link only for exclusive Gpay users.

Deal Newbie Deal Newbie
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Screenshot20230114142546VideoPlayer

Getting this banner.. but after clicking 

Screenshot20230114142459VideoPlayer

Deal Cadet Deal Cadet
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saurabh1 wrote:

Added now. Let's see when I get the offer.

What's the benefit of this card any more? This is an old card with old age benefits

Deal Cadet Deal Cadet
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the_Kirang wrote:

Screenshot20230114142546VideoPlayer

Getting this banner.. but after clicking 

Screenshot20230114142459VideoPlayer

Same happened to me twice. 
Deal Cadet Deal Cadet
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Mine card approved 

We are pleased to inform you that your Axis

Bank Credit Card application with reference no. XXXXXXX has been
approved and the card will be delivered at your registered address
shortly.

How many days will take to delivery 

Deal Cadet Deal Cadet
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malli_18arjun wrote:

Mine card approved 

We are pleased to inform you that your Axis

Bank Credit Card application with reference no. XXXXXXX has been
approved and the card will be delivered at your registered address
shortly.

How many days will take to delivery 

3-4 days 

Deal Captain Deal Captain
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irajnish wrote:

@Agnivo007 Oh ok. It might be possible.

For flipkart axis document pickup was done on 17th. and the status was under review till 21st Dec.


Axis ace was applied on 21st while the fk axis application was under review.

The fk axis card was rejected on 22nd citing internal policy, although I did not get any email for rejection.


Below is the screenshot of flipkart axis status page.

fkaxis

Salaried or Self-employed/Business?
Deal Captain Deal Captain
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irajnish wrote:
Self employed.
Thanks, bro. +KG for the confirmation.

BTW, which documents were picked up for Flipkart Axis CC? And doesn't it mean physical verification, may be for another card, but helped during the ACE Card Application?

Last Question, from where were the documents picked up, home or office address /  current address? TIA.
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UniqueDimer wrote:
Thanks, bro. +KG for the confirmation.

BTW, which documents were picked up for Flipkart Axis CC? And doesn't it mean physical verification, may be for another card, but helped during the ACE Card Application?

Last Question, from where were the documents picked up, home or office address /  current address? TIA.
Only aadhar and pan image was clicked by the agent.
Nothing else was done. Same process happened in both.

Documents were picked up from home.
Office address and home address were same in this case.

No other verification whatsoever. grin
Wingman Wingman
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irajnish wrote:
Only aadhar and pan image was clicked by the agent.
Nothing else was done. Same process happened in both.

Documents were picked up from home.
Office address and home address were same in this case.

No other verification whatsoever. grin

What was your cibil score during application process? How old is your CIBIL history ? What (if any) is the max limit of your card you were holding during application process? @irajnish help me with this info as i also want to apply through gpay. Thanks in advance.

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MisterTea wrote:

What was your cibil score during application process? How old is your CIBIL history ? What (if any) is the max limit of your card you were holding during application process? @irajnish help me with this info as i also want to apply through gpay. Thanks in advance.

His cibil was around 774.
Cibil history is not that old he got his first card in 2021 end.

Other cards' limit
icici coral - 60k
BOB easy - 50k

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