Axis Ace Card closed

i asked close my two axis bank credits(Flipkart and  privilege)  and they offered 5000 edge rewards for Privilege and closed the Flipkart card.

avgn wrote:

590 is not a big amount to pay for this card.

I am also planning to close this card.

guest_999 wrote:
How you calculated 1400 cb for 1 lakh spend on ace?

Look at the header -> online/offline 70%  => 70000 spend => 2% cb => 1400

caks2006407 wrote:

Axis is better than SBI, u should have retained Ace card, SBI may take U turn any day

I have LTF Flipkart axis card. To break even the 590 charges on ACE (considering Flipkart axis gives 1.5% compared to 2% on ACE), I need to spend 1.18 Lacs on the card. last 2 years I held, I spent less than 1 lac on the ACE.. so not much use for me. 

GoogleCA wrote:

I am also planning to close this card.

Agreed, if I was using it. I have LTF Flipkart axis and Diners Black(paid). Dont really have need to keep a paid card with no added benefits for me. Other people's view would be different.

Seinfeld wrote:

Any prizes? I gave away the oppurtunity of owning an ace too.
Had seen an ace in my axis app.
 
Even offline purchases nowadays is so miniscule, probably a LTF axis FK will trump over a paid Ace. All online txns are handled currently by sbi cashback, 5% till it gives. Luckily a LTF Infinia gives 3.3% on offline purchases, don't bother much with 2%.

Well played @akki4554 . Maybe SBI will devalue in future, same what axis has been doing.. so can't hold an paid card thinking that it might come to mighty use 1 year latter.

I have Diners Black and tried to upgrade to Infinia. They rejected. 😞

akki4554 wrote:
I have Diners Black and tried to upgrade to Infinia. They rejected. 😞

Any reason mentioned?

caks2006407 wrote:
Any reason mentioned?

"it does not meet the internal criteria of the bank."

They had denied me Diners Black also couple time but finally budged and upgraded. I guess I just need to keep trying every few months

akki4554 wrote:

"it does not meet the internal criteria of the bank."

They had denied me Diners Black also couple time but finally budged and upgraded. I guess I just need to keep trying every few months

What is the credit limit in your card? 

caks2006407 wrote:

Axis is better than SBI, u should have retained Ace card, SBI may take U turn any day

Axis has already made uturn .gpay cashback is stopped as Bill payment is not working on axis Ace

guest_999 wrote:
I have no hopes of getting any new sbi card because of my insistence on not doing any kyc based on aadhaar not to mention sbi card has proved itself to be even worse than axis support & that's saying something. Millennia is indeed as good as ace for paying electricity bills currently but again that is a loophole. Ace main point since the beginning is 5% cb on bill payments via google pay so it is most likely this feature will never go away even if some limit is placed on max cb(which should be fine for any genuine user). I also don't expect ace to be given as ltf as long as 5% cb is unlimited.

5% cashback is gone. Just received Ace card last week,may be it's only for old users but customer care told me gpay is stopped.

I have closed axis select credit card they offered 7500 edge rewards still I denied they closed the card immediately.

akki4554 wrote:

Look at the header -> online/offline 70%  => 70000 spend => 2% cb => 1400

Why you didn't consider it as bill payments on google pay for which 5% is applicable as this card's main use is that only?

BilluTheDimer wrote:

5% cashback is gone. Just received Ace card last week,may be it's only for old users but customer care told me gpay is stopped.

Believing anything customer care say of any credit card in India(except amex maybe) is like believing a politician's promises during election campaign. As long as it is "written" on credit card website & its T&C then it is there.

BilluTheDimer wrote:

5% cashback is gone. Just received Ace card last week,may be it's only for old users but customer care told me gpay is stopped.

Don't spread rumours. It's still continuing. Intact gpay is now giving the card to many many new users.

Can we get Axis Ace card LTF?

jain01010199 wrote:

Can we get Axis Ace card LTF?

No.

guest_999 wrote:
Why you didn't consider it as bill payments on google pay for which 5% is applicable as this card's main use is that only?

Total bills monthly is hardly 2-2.5K. Thats about 30K a year.

akki4554 wrote:
Total bills monthly is hardly 2-2.5K. Thats about 30K a year.

That's your usage bro, in a typical mid sized home with 2 ACs & geysers in Delhi-NCR the typical electricity bill will be around at least 4-5k in summer & 3-4k in winters.

guest_999 wrote:
That's your usage bro, in a typical mid sized home with 2 ACs & geysers in Delhi-NCR the typical electricity bill will be around at least 4-5k in summer & 3-4k in winters.

Hey bro,

Does this really mean the CC has been approved and the card will surely be dispatched soon?

The SMS content:
"Congratulations, welcome to Axis Bank Credit Cards! Your Application for Axis Bank Credit Card is approved. The card details will follow shortly."

If the answer is yes to the above question, then how much time does the Axis Bank take to dispatch the card?

UniqueDimer wrote:
Hey bro,

Does this really mean the CC has been approved and the card will surely be dispatched soon?

The SMS content:
"Congratulations, welcome to Axis Bank Credit Cards! Your Application for Axis Bank Credit Card is approved. The card details will follow shortly."

If the answer is yes to the above question, then how much time does the Axis Bank take to dispatch the card?

In my case the sms read like "your application no.123456 approved & card will be delivered shortly" & I got the card on the 3rd day(1st day being the day I received sms) in a tier-1 city.

daydeals wrote:

Don't spread rumours. It's still continuing. Intact gpay is now giving the card to many many new users.

It's not a rumour. Soon it will be for all users. I have just got my Ace card and its not even working on first bill payment.

BilluTheDimer wrote:
It's not a rumour. Soon it will be for all users. I have just got my Ace card and its not even working on first bill payment.

Have you checked if there are others who have the same issue? Ace is a relatively popular card - if the issue were widespread, there'd be quite a few complaints.

starbearer wrote:
Have you checked if there are others who have the same issue? Ace is a relatively popular card - if the issue were widespread, there'd be quite a few complaints.

This is the biggest forum. I have just shared what I faced .

BilluTheDimer wrote:
It's not a rumour. Soon it will be for all users. I have just got my Ace card and its not even working on first bill payment.

Your acc/txn has been flagged as "commercial misuse" which is obvious by the 29k electricity bill.

@starbearer

@daydeals

BilluTheDimer wrote:
It's not a rumour. Soon it will be for all users. I have just got my Ace card and its not even working on first bill payment.

You sure this SS is related to Axis ACE card? The error clearly says transaction value exceeded bank limit and then there's UPI reference too (Many banks got 20/25K per transaction limit)

getready wrote:

You sure this SS is related to Axis ACE card? The error clearly says transaction value exceeded bank limit and then there's UPI reference too (Many banks got 20/25K per transaction limit)

Yes ofcourse.do you want to see my credit card to believe.well you can ignore. The last response I got from axis is that tokenization is stopped so may be it's for new card. Gpay still working on a response.

guest_999 wrote:

Your acc/txn has been flagged as "commercial misuse" which is obvious by the 29k electricity bill.

@starbearer

@daydeals

What is the parameter of commercial? Is there any such thing mentioned in card tnc
?

BilluTheDimer wrote:
Yes ofcourse.do you want to see my credit card to believe.well you can ignore. The last response I got from axis is that tokenization is stopped so may be it's for new card. Gpay still working on a response.

It matters nothing what i believe or don't (Neither i'm trying to make this transaction / Card is mine). You got to pay attention to the error message first, it isn't related to credit card

Your money has not been debited
You've exceeded the bank limit for this payment
Retry with a smaller amount.

Check UPI limit per bank

BilluTheDimer wrote:
What is the parameter of commercial? Is there any such thing mentioned in card tnc
?

No bank mention anything other than "commercial usage on retail cards not allowed". Many ppl not able to pay more than a certain amt electricity bill on google pay using ace card. If there is no limit issue from your side then axis/google pay has put a limit on your card/acc above which you won't be able to pay electricity bill on google pay.