Hot Deal

Axis Ace card via Google pay - is it worth?

1172°
Comrade
stoptomove
I am getting offer to apply axis ace credit card via google pay. A 500 cashback offer is there.
I have fk and myzone.
Is it worth apply for ace card. If yes then will Axis allow 3rd card?

Screenshot20240308-131914GPay

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Pro DealBaba Pro DealBaba
Link Copied

Need hai toh lelo, else avoid, yearly fee nikalna mushkil ho Jata hai kaio ke liy

The PostMighty The PostMighty
Link Copied

If anyone asked me what card would I like to have if I was allowed only one then it would be this one. Not Infinia or Millennia or SBI Cashback.

The 2% unlimited cashback online/offline is unbeatable. No other card comes close. Yes, the premium cards have a flat 3.33% reward rate but that is in the form of points and not cashback. Points do not equal cashback.

Plus the 5% OFF on recharges/bills and 4% OFF on Ola, Swiggy and Zomato up to Rs 500/month combined is a deal. That's Rs 10k of recharges/bills or Rs 12.5k of Ola, Swiggy, Zomato spends or a combination of both (for example - Rs 5k here, Rs 6.25k there). There are also 4 lounge accesses in Metro airports per year. Tier-2 airports are out of scope.

Location can be a problem. My friends in Goa can't apply for it because none of the Goan pincodes are servicable. I have read posts that Axis will do address verification via at least one document (Aadhar, Passport); so better not to try any tricks there.

Deal Newbie Deal Newbie
Link Copied

To streamline my finances and maximize cashback, I've adopted a simple system:

  • Online Shopping: I use the SBI Cashback Card for all online purchases, taking advantage of their generous up-to-5% cashback offer.
  • Offline Shopping: The Axis ACE Card has become my go-to card for offline transactions, earning a consistent 2% cashback.
  • UPI Payments: When it comes to UPI payments, I leverage the HDFC Tata neu Credit Card, which rewards me with 1% cashback in the form of Coins.
  • Movie Buff Perk: For my movie-loving side, the RBL Movies and More (PLAY) Card comes in handy. With a monthly spend of ₹5,000, I score 2 free BMS movie tickets!

Cashback Reigns Supreme: I prioritize cashback over reward points for their straightforward value. Plus, clearing my credit card bills through the HDFC Bill Pay section nets me an additional 1% cashback, further sweetening the deal.

106 Comments  |  
47 Dimers
  • Sort By
Beacon Beacon
Link Copied

sabko nahi milta hai ye card...mil raha hai to lelo

Comrade Comrade
Link Copied

3rd card ? Axis will allow ? Have not checked as its at google pay dont know its pre-approved or not.

View 2 more replies
Deal Subedar Deal Subedar
Link Copied

yes , axis allows third card , just take it. it's Best for offline spends.

Comrade Comrade
Link Copied

Is there any cooling of period between two cards?

View 4 more replies
Pro DealBaba Pro DealBaba
Link Copied

Need hai toh lelo, else avoid, yearly fee nikalna mushkil ho Jata hai kaio ke liy

Comrade Comrade
Link Copied

Oh ok

View 1 more reply
Post Emperor Post Emperor
Link Copied

Yes it's best for offline spends and utility bill payment.... Must take

Helpful Helpful
Link Copied

What offer on offline?

View 1 more reply
The PostMighty The PostMighty
Link Copied

If anyone asked me what card would I like to have if I was allowed only one then it would be this one. Not Infinia or Millennia or SBI Cashback.

The 2% unlimited cashback online/offline is unbeatable. No other card comes close. Yes, the premium cards have a flat 3.33% reward rate but that is in the form of points and not cashback. Points do not equal cashback.

Plus the 5% OFF on recharges/bills and 4% OFF on Ola, Swiggy and Zomato up to Rs 500/month combined is a deal. That's Rs 10k of recharges/bills or Rs 12.5k of Ola, Swiggy, Zomato spends or a combination of both (for example - Rs 5k here, Rs 6.25k there). There are also 4 lounge accesses in Metro airports per year. Tier-2 airports are out of scope.

Location can be a problem. My friends in Goa can't apply for it because none of the Goan pincodes are servicable. I have read posts that Axis will do address verification via at least one document (Aadhar, Passport); so better not to try any tricks there.

Generous Generous
Link Copied

Are you sure about Lounge Claim ?

View 16 more replies
Crusader Crusader
Link Copied

Firstly..the offer is not available for users who hold axis credit cards already ..

So u will not be eligible for the offer..

When u proceed to next page..

Error screen will show up as OFFER IS NOT AVAILABLE.. @stoptomove

Comrade Comrade
Link Copied
That was my doubt also, thanks
View 2 more replies
Crusader Crusader
Link Copied

If your other axis credit cards are 3 to 6 months old..

Try checking in the pre-approved section of the axis app..many got it

Comrade Comrade
Link Copied
Its less then 3 month
View 6 more replies
Deal Cadet Deal Cadet
Link Copied

Have already have FreeCharge Axis card,Applied today on gpay,it shows your application have been reviewed,check status here,and the status page shows as below pic-

Screenshot2024-03-09-10-48-43-744336b74596784d9a2aa81f87c2016f50

Comrade Comrade
Link Copied

If you apply directly from axis site gpay cash back will be lost

Deal Cadet Deal Cadet
Link Copied

Mine got decline even with 30l per year 😝

Comrade Comrade
Link Copied

I was also getting it as pre-approved offer for existing card holders. But opted for a ltf version other then ace. Will wait for cooling off period then will apply again if offered

View 3 more replies
Deal Cadet Deal Cadet
Link Copied

Best card for many reasons. You can easily recover your fees.

Deal Newbie Deal Newbie
Link Copied

Just want to highlight this card is useless if you have apple phone sad

Comrade Comrade
Link Copied

scream

View 3 more replies
Deal Newbie Deal Newbie
Link Copied

To streamline my finances and maximize cashback, I've adopted a simple system:

  • Online Shopping: I use the SBI Cashback Card for all online purchases, taking advantage of their generous up-to-5% cashback offer.
  • Offline Shopping: The Axis ACE Card has become my go-to card for offline transactions, earning a consistent 2% cashback.
  • UPI Payments: When it comes to UPI payments, I leverage the HDFC Tata neu Credit Card, which rewards me with 1% cashback in the form of Coins.
  • Movie Buff Perk: For my movie-loving side, the RBL Movies and More (PLAY) Card comes in handy. With a monthly spend of ₹5,000, I score 2 free BMS movie tickets!

Cashback Reigns Supreme: I prioritize cashback over reward points for their straightforward value. Plus, clearing my credit card bills through the HDFC Bill Pay section nets me an additional 1% cashback, further sweetening the deal.

Helpful Helpful
Link Copied

Ace Card is much sought after for sure...

However, i've had bad experience overall with Axis,

Been stuck with Basic Limit for more than 2 years...

Plus, When the agent came for verification, he kept insisting to open a Bank Account,

Kept following up day after day,

They keep your documents hostage, until you give in! I hate the competitive environment that Axis forces them...

Deal Subedar Deal Subedar
Link Copied

I thought Axis Airtel was better than Axis Ace....  ?

Tech Guru Tech Guru
Link Copied

It's but cashbacks are capped to 300 rupees per category with the exception of Bigbasket, where the cashback is capped to 500 rupees. 🙂

Deal Cadet Deal Cadet
Link Copied

Hi,

Which is the best LTF card with Free Airport Lounge access benefit (without minimum quarterly spending limitation clause) ?

Savings Mentor Savings Mentor
Link Copied

It is worth if you are getting easily but Airtel Axis I think is better. I first got My Zone via Cash K, then Kiwi RuPay pre-approved and finally Ace pre-approved in Feb from Axis Mobile app. I am using Ace but not finding it that rewarding. If anyone wants to use me Ace for unlimited 2% CB, they're welcome to. Honestly I don't find it that rewarding. 2% of even a big amount is a smaller amount. There are better rewarding cards IMHO.

Blaze Blaze
Link Copied

Tata Neu Infinity is the best

Deal Cadet Deal Cadet
Link Copied

Chargeable 1499+ gst from 2nd  year onwards?

View 1 more reply
Finance Mentor Finance Mentor
Link Copied

It's showing for me too, same offer, but I think axis doesn't like self-employed people with work address same as residence, so didn't apply yet, historically they declined every card I've applied for... any suggestions?

Comrade Comrade
Link Copied
Many banks do this yes, hdfc, better to arrange a work address different then your residence.
View 8 more replies
Deal Newbie Deal Newbie
Link Copied

I have 4 cards in axis

1.axis Flipkart

2.axis ace

3.airtel axis

4.myzone LTF..

Crowdpuller Crowdpuller
Link Copied

Me too. Fk ltf, neo ltf, fc, air

Benevolent Benevolent
Link Copied

After recent devaluation it has lost its charm.It's not worth it anymore.Moreover, due to Ax$h!t's bizarre so called "internal policies" you risk unfair rejection and uncessary CIBIL hit.

Comrade Comrade
Link Copied
✅️
Hunk Hunk
Link Copied

Is it over 45 days because mine was reversed just after completing the 10k. Even before 1st billing

View 2 more replies
Hunk Hunk
Link Copied

Worth it bro

Deal Newbie Deal Newbie
Link Copied

They rejected it after 10days .. don't know axis always rejects my application..I have sbi icici HDFC kotak

Benevolent Benevolent
Link Copied

Yahi to Ax$h!t ki innnterrrrnallll policy ka kamaal hai. sweat_smile Even Elon Musk can get denied.

Deal Cadet Deal Cadet
Link Copied

I applied yesterday after reading this thread. They have asked me to conduct the video verification, does that mean my application has been approved or can it still be rejected after this stage? Thanks.

Benevolent Benevolent
Link Copied

VKYC is just a part of verification process,card hasn't been approved yet.Ax$hit can do anything.Can cancel even after dispatching it.Thanks to its internal organs & interrrrrrrrnal policy. sweat_smile

View 5 more replies
Deal Newbie Deal Newbie
Link Copied

If u have already Axis Card then Gpay will say sorry to you joy

Deal Cadet Deal Cadet
Link Copied

Ace is a excellent card just for the unlimited 2% base cashback everything else is a bonus

Cool Cool
Link Copied

If I swip this card in offline store

It is eligible for 2% cashback?

Deal Subedar Deal Subedar
Link Copied

yup.

Deal Newbie Deal Newbie
Link Copied

Is it possible to make this card as ltf?

Freebie Finder Freebie Finder
Link Copied
Axis Ace credit card itself is hard to get now forget about making it LTF.
Deal Newbie Deal Newbie
Link Copied

Ace is the best. I bought a fridge during the Flipkart sale with 10% instant discount for Axis card, 2% cashback on the statement, and also shopped through the Grab Deal for an extra 5% cashback after 90 days. In total, that’s a whopping 17% savings! 😇

Comrade Comrade
Link Copied
17% Wow
replyuser
Click here to reply
Reply