Axis Credit Card - Limit Enhancement process
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As most of them in the forum, applied for Flipkart Axis Card 6 months ago and got it approved as LTF Card. Sad thing is Axis just gave the limit of 15k which was of no use. I contacted Axis CC to increase the credit limit and they told to contact them after 6 months of card issuance.
As per this, contacted them via email in April for Limit Enhancement. I got the below response from the Customer Service Team.
In order to initiate the request to increase your credit limit, kindly share expected limit with following documents are required:
1) For salaried customers: Last 3 months salary slips. If the salary credit is with a different bank, 3 month salary credit bank statement is required.
2) For self-employed customers: Latest ITR with acknowledgment (computation of income and profit and loss account statement)/ Form16 (Part A & Part B)
We request you to send the documents at the earliest, so that we may initiate the process and assist you on priority. The credit limit enhancement is subject to the bank’s approval.
As per this, sent them Salary Slip and corresponding bank statements. Surprisingly, they asked me what Credit Limit I needed. I was not ready to get this request rejected by quoting high limits. So I requested for 1.5 times of my Salary and they approved it without any issues. They told it will get updated within 7 days but it took close to 10 days. Also I received call from them after 10 days to confirm that limit has been increased.
Email address of the Support :
My first long post on DD. Please let me know your feedback too.
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Thanks bro.
Checked with them. Two ways for LE.
One they giving us LE automatically but I was not ready to wait till then with pathetic existing limit.
Second, the method listed above. I felt that is better and opted for this method.
you checked or asking ?
U should have asked for 5x more
Any hard enquiry?
Its been over a month and no hard enquiry done.
It says email id no longer in use
Rechecked bro.
From my personal experience if you request LE they will definitely do hard enquiry. To my surprise for LE of my ace cc an executive visited my office to verify my payslip! This is a first I guess.
This is peaks. Visiting office to verify salary slip.
bhot hi nayi cheej janno ko mili 😒
Axis is one of the best banks when it comes to giving chindi limits even if your itr is ok
All banks increase their limit if you use the card frequently , but axis takes the longest time
Icici also is bad in limit enhancement for non salary customers.
@Santhu4444 Thanks for the detailed post. Feels good to know another LE approval story.
Vu kg+
Thanks bro. Good luck for your journey too.
I hope you lose your much coveted role – Coordinator for prestigious 15k Club 😄.
Used above mail id
I have Dm’ed you bro,
i got 1.9x lookout of my salary. Thanks guys
Congrats man.
@Santhu4444 do check Experian also, they do hard enquiry either on Experian or on CIBIL.
Thanks bro…
I have three cards from AXis and new Credit limit is reflecting only for first card and not for other two cards. Those two are still showing 15000 as credit limit and transaction fails if amount is above 15000. Spoke to Customer Care and guy said he has refreshed, change will reflect in two days but it has been three and no change on app yet.
Any suggestions here folks?
Can anyone please tell if I should explicitly mention the desired limit I’m looking for or shall I mail and let themselves decide. I was hoping to ask for 3x of my salary but then LE would become 6x of my current limit. Will they approve?
I have sent the documents along with the request 10 days ago , still no response received.
is this normal or should I do something ?
Check service request status with your reference number
I am writing mails since 1-2 months.
Still it is in process 
Axis flipkart card.
did you received any response in email ?
where to check if its in pending state or what ?
I got my FK axis card before BBD last year with a 50K credit limit. I did nothing and last week I got a limit enhancement notification and I used it. Now the limit increased to 1.0 Lakh!
In March 2021, I applied for the FK axis card but was rejected, so I applied for an FD-based card with 56K limit/70k fd. This was my first credit card.
I closed this card after 1 year of use(April 2022).
Today Axis called me and offered this same card as pre-approved with 2.5L limited. 😄
I refuse to do any FD with axis bank for any card though I can easily do a large amt fd. If they don't think I am good enough for their cards then I also don't think axis is good enough to keep large amt of my money. 
will they really verify at office address. ?
customer. service @ axisbank. com
i mailed on this mail id but response came email ID does not exist
Is there anyway to increase our CC limit without giving them our salary slip?
Will a simple HDFC cc statement work in this case?
PS – My HDFC cc limit is 4 times more than my axis cc.
HA for this thread and your efforts