Axis credit card payment not credited since 3days

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Last Comment 2022-11-17

2022-11-03

Hi, what's the fastest way for axis card cc payment?

I paid min. On 1st through cred still not credited, send equivalent top up on 2nd through paytm no credit yet( app shows success). paid complete bill today through Neft (my shows credited to beneficiary) no credit revision yet on axis. Also, tried with upi with small amounts that is also not credited.

It use to be credited instantly back then not sure is it issue with axis or payment gateways?

Any suggestions appreciated.

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https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8808975

curiosityfreak2020980

2022-11-03

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I too faced similar issue with cred and HDFC bill pay.

Cred used to be instant but this time it took 1-2 days.

Date mentioned for cred was 1 day later than paid

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8808989

myfungang829

2022-11-03

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The amount paid by neft will reflect in account in 1-2 days, date of credit will be the date of neft. I always pay via neft.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8808996

cashif

2022-11-03

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Facing the same issue. Generally, Axis payments gets reflected immediately but I paid today morning and as yet, no update. Tomorrow being the due date, a bit worried.

Similar thing happened with HDFC, I paid on 23rd Oct but was credited to card on 25th . I assumed it was due to Diwali; Guess have to pay 2 days in advance from now.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8808999

bohemian

2022-11-03

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cashif wrote:
Facing the same issue. Generally, Axis payments gets reflected immediately but I paid today morning and as yet, no update. Tomorrow being the due date, a bit worried.

Similar thing happened with HDFC, I paid on 23rd Oct but was credited to card on 25th . I assumed it was due to Diwali; Guess have to pay 2 days in advance from now.

Taking 2 days now , credit date will be transaction date.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809009

cashif

2022-11-03

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bohemian wrote:
Taking 2 days now , credit date will be transaction date.

Earlier it used to be like that and I always use to pay on due date but in my HDFC, it is showing credit date as 25th- I had paid on 23rd.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809010

Drdrake

2022-11-03

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bohemian wrote:
Taking 2 days now , credit date will be transaction date.

but limit used to update instantly? And later it use to settle

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809012

Drdrake

2022-11-03

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Also, I tried first time using upi shouldn't it settle instantly? (Or like 30mins-1hr) or else what else is the purpose of upi for card payments

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809038

LG50

2022-11-03

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There was always some delay with the bank side, I paid the bill for my Axis Ace card from Cred on 1st and got an instant notification that it was settled by cred but today the amount got credited in cc.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809164

MrMonkey

2022-11-03

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cashif wrote:
Facing the same issue. Generally, Axis payments gets reflected immediately but I paid today morning and as yet, no update. Tomorrow being the due date, a bit worried.

Similar thing happened with HDFC, I paid on 23rd Oct but was credited to card on 25th . I assumed it was due to Diwali; Guess have to pay 2 days in advance from now.

Recently, RBI mandated to give extra 3days from due date before marking the payment as late. I recently forgot settling the bill on due date and next day, I paid and since it's within 3days from due date, it's not considered as late payment. But yeah, paying early is better anytime

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809166

MrMonkey

2022-11-03

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Drdrake wrote:
Also, I tried first time using upi shouldn't it settle instantly? (Or like 30mins-1hr) or else what else is the purpose of upi for card payments

Yes. Used both UPI and Cred in the past, both settled instantly. Paytm seems to be faster now compared to Cred currently

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809397

kkrulesdnation

2022-11-03

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New problem nowadays Cred is not instant Shifted to direct payment from bank portal

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809505

Epsilon_delta

2022-11-03

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I think the issue is with axis Bank card other banks are fine for me, facing issue with axis Bank for last 1 month

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809696

noobDealer

2022-11-03

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paid with hdfc bill pay on 1st, got credit message for axis and icici today

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8809722

naveent178553

2022-11-03

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Same issue with postpe hdfc bill payments not yet credited

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8810755

Rajk007

2022-11-04

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7 sep my due date If I am paid my bill today via postpe when it's reflect?

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8810892

Drdrake

2022-11-04

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Rajk007 wrote:
7 sep my due date If I am paid my bill today via postpe when it's reflect?

Don't pay by Postpe it can take upto 4days to reflect

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8810921

cashif

2022-11-04

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cashif wrote:
Earlier it used to be like that and I always use to pay on due date but in my HDFC, it is showing credit date as 25th- I had paid on 23rd.

Amount was credited last night. Approx 6 hrs to credit.

Paid ICICI today and was settled immediately.

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811157

Rajk007

2022-11-04

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Drdrake wrote:
Don't pay by Postpe it can take upto 4days to reflect

Which app for instant

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811213

Drdrake

2022-11-04

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Rajk007 wrote:
Which app for instant

Neft or pay by paytm axis is taking 2-3days for settlement

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811218

Drdrake

2022-11-04

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Update - My 1st payment of cred is still not settled one of the neft credited though

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811256

MrKool_JJ

2022-11-04

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Drdrake wrote:
Update - My 1st payment of cred is still not settled one of the neft credited though

Paid via Paytm and Cred around 12am..Received bank's confirmation after 12hours...

I thought it would take atleast 1 day but this time it was faster...
I've even seen Axis settling txns within an hour or so too from Cred but don't know what's wrong now sad

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811271

Drdrake

2022-11-04

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MrKool_JJ wrote:
Paid via Paytm and Cred around 12am..Received bank's confirmation after 12hours...

I thought it would take atleast 1 day but this time it was faster...
I've even seen Axis settling txns within an hour or so too from Cred but don't know what's wrong now

Bade logo ka priority pe karwa rahe shayad. Bus hum gareebo se hi axis/Cred wale delayed payment aur intrest vasooli karege

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811276

MrKool_JJ

2022-11-04

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kkrulesdnation wrote:
New problem nowadays Cred is not instant Shifted to direct payment from bank portal

+1
Axis + Cred/Paytm is nowadays not instant.. sad

https://www.desidime.com/discussions/axis-credit-card-payment-not-credited-since-3days?page=1#post_8811280

MrKool_JJ

2022-11-04

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Drdrake wrote:
Bade logo ka priority pe karwa rahe shayad. Bus hum gareebo se hi axis/Cred wale delayed payment aur intrest vasooli karege

Aisa kuch ni hai bhai..me chota admi hi hu boss aur garib b....
Ye to sheer badluck ka case lagrah h...
Axis se msg abi tak nai aya right?
App me update hone ko time lagta hai so message aya to payment receive hua bass yehi samaj k chalta hu...1 ghnte mebi hojata tha lol abi to gadbad chalu hai inke servers me....