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Axis Flipkart Credit card application doubts

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Deal Lieutenant
rohan8397

I had applied for Axis Flipkart credit card. The executive came for documents and asked for my aadhaar and pan. Also gave them fingerprint. Then asked for a nominee pan, aadhaar and photo.  I gave the same of my father.  Also he ticked for addon card saying it is free. I refused but they said it’s free and were adamant on ticking it. And submitted my application

My questions are:
1. What is need of nominee in credit card?
2. Any issue if i get the add on card?

#creditcardusers

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Deal Cadet Deal Cadet
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Same thing happened to me but it has been more than 10 days still its showing as in process

Deal Lieutenant Deal Lieutenant
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Its been a month and a half and its still showing In process.

Cc are a bunch of low lives with 0 info of their product.
Twitter handle is a bot .
So there’s no way to escalate this issue even.
So yeah ! Hellalujah

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Deal Cadet Deal Cadet
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which is better to apply..amazon icici card for flipkart axis card..i just buy things which are cheaper either on it..so there is no preferred choice for amazon etc

Deal Subedar Deal Subedar
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Amazon icici is ltf whereas axis flipkart is 500 from second year.

So icici should be first preference

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Analyst Analyst
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Nominee and addon: Nothing to worry. No problems.

Axis slow or pathetic response depending on luck: That could be issue.

Mobile Guru Mobile Guru
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1. Not nominee..it is KYC for Add-on card
2. No

Deal Subedar Deal Subedar
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They are insisting for nominee as nominee ‘inherits the estate’ and is second liable person.
Axis doc guy insisted with me also but I refused.
They can’t force you.

Deal Lieutenant Deal Lieutenant
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they are making fool in the name of nominee, they just want you to get a add on in the name of nominee
please anyone who doesn’t want add on don’t take one, its not compulsory
my axis doc collection guy was also giving me gyan
I gave him some back and in a minute he knew that I will not be made a fool so he backed up

Deal Lieutenant Deal Lieutenant
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In addition to taking photo of pan of nominee in tablet, he also took photo of pan in separate phone. I am worried that it would be misused. Or they might be making credit card application for my father also.
Cc: @nimod @getready @rpal @beawre1

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Benevolent Benevolent
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ideally the executive guy should not have forcefully ticked the add on. in the other hand there is no issue with add on card its totally free. and its statement will be clubbed with your primary card only.

Deal Subedar Deal Subedar
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The same has been happened with me last year when I applied for Axis privilege card. Executives are applying for add-on by misinforming nominee to customer. I don’t think any Credit card has nominee funda.

Deal Subedar Deal Subedar
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that what I said earlier:

They are insisting for nominee as nominee ‘inherits the estate’ and is second liable person.

They are insisting someone must be there to inherit the debt. stuck_out_tongue

Deal Cadet Deal Cadet
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Most Rubbish bank AXIS Bank ever seen

First Received sms APPROVED
After 5 days, received sms DECLINED

Called Customer care and they are telling, unable to find anything!

Most pathetic customercare and USELESS PNO DESK, most unprofessional Management.

Really frustrating.

Analyst Analyst
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Yes, Axis cc is much below the mark. Almost pathetic and no way out if luck is not in ur favor.

With pandemic, they managed to deteriorate their level even further! Remarkable feat. flushed

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Deal Lieutenant Deal Lieutenant
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I got the below message:
“Thank you for applying Axis Bank Credit Card. Your application xxxxx is being reviewed. Kindly expect an update within 5 – 7 working days”

Deal Lieutenant Deal Lieutenant
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Received verification call from axis today

Deal Cadet Deal Cadet
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2 applications on 2 CIBIL scores of over 800 and 850. Both declined. Wonder why.

Customer care can’t even find my application.

Deal Lieutenant Deal Lieutenant
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I checked on the website and it shows status as approved and credit limit is also shown. Is any virtual card generated like Amazon icici?

Mobile Guru Mobile Guru
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Yes
But VCC only for Applications via FK app

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Deal Cadet Deal Cadet
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Do we get Flipkart gift voucher of 500 on completing first transaction?I did my first transaction around a week back got nothing.

Deal Lieutenant Deal Lieutenant
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If first year free then you won’t get it

Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/640757/medium/Screenshot_2020-10-02-21-25-57.png?1601654176When i click on Apply now, showing this error since 15 days, what i do

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