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Axis FreeCharge credit card with Unlimited cashback

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Deal Subedar
sri222

Axis FreeCharge credit card revised features and T&Cs. Removed monthly Rs.500 capping and now with unlimited cashback.

www.axisbank....fc

What has changed?

Following are the changes in cashback starting 12th Aug 2021.
1. Unlimited Cashback – The Rs.500 capping on cashback earned in a statement cycle will be removed for all cashback credited post 12th Aug 2021. (For transactions between 12th July and 12th Aug, customer will earn unlimited cashback)
2. Cashback on Rent Pay – This category will not be eligible for cashbacks starting 12th Aug 2021

What remains same?

Cashback on Freecharge  5%
Local Commute  2%
Other Spends  1%
Annual fee Rs.350+GST
Annual fee waiver on Rs.50000 spends

https://ibb.co/j...Lm

https://cdn0.desidime.com/attachments/photos/700757/medium/IMG_20210722_211938.jpg?1627024018    

75 Comments  |  
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Tech Guru Tech Guru
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First year fee?
Looks good now smile

Deal Subedar Deal Subedar
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Original wrote:

First year fee?
Looks good now smile

Joining fee 350+GST
First year Annual fee Zero

Welcome benifits: Total Rs.700, you will get 2 vouchers worth Rs.350 each within 30 days of first transaction. You can select 2 vouchers from Uber, Flipkart, Myntra, Dominos, SPAR, PVR Cinema, UrbanCompany, Big Basket, Cafe Coffee Day.

Deal Lieutenant Deal Lieutenant
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denied for my family memeber with existing credit card and savings account with them, then later i got a call guaranteeing approval.later rejected also

Deal Subedar Deal Subedar
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karthi4052752 wrote:

denied for my family memeber with existing credit card and savings account with them, then later i got a call guaranteeing approval.later rejected also

Just to upgrade to Ace credit card, few months back, few of my friends applied for this card through FreeCharge app. It had less demand. So luckily everyone got the card (few even without any relationship with the bank).

Tech Guru Tech Guru
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sri222 wrote:

Just to upgrade to Ace credit card, few months back, few of my friends applied for this card through FreeCharge app. It had less demand. So luckily everyone got the card (few even without any relationship with the bank).

plz check PM grinning

Hunk Hunk
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karthi4052752 wrote:

denied for my family memeber with existing credit card and savings account with them, then later i got a call guaranteeing approval.later rejected also

I m also one of those kind of victim.. stuck_out_tongue_winking_eye

Hunk Hunk
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karthi4052752 wrote:

denied for my family memeber with existing credit card and savings account with them, then later i got a call guaranteeing approval.later rejected also

6 months over .still m not getting the option to apply for this FC app? Urs?

Critic Critic
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Does Freecharge has convenience charges for electricity bill payment over 2-3k?

Hunk Hunk
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guest_999 wrote:

Does Freecharge has convenience charges for electricity bill payment over 2-3k?

Nope..no charges for using cc..

Deal Lieutenant Deal Lieutenant
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VimAl_Raj wrote:

6 months over .still m not getting the option to apply for this FC app? Urs?

Ingot denied recently only. Anyways i ak not trying again smile

Deal Cadet Deal Cadet
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Will Payment of Insurance will be considered for 5% Cashback?.Seems LIC is missing in Insurance

Deal Subedar Deal Subedar
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VimAl_Raj wrote:

6 months over .still m not getting the option to apply for this FC app? Urs?

Year back, I have applied for Flipkart credit card through Flipkart app and it was rejected within 2 minutes.
Flipkart app Still showing application rejected and not getting option to apply again.
I think there is some issue with update in the app after application rejected or they won’t give other chance to apply again through same account after 6 months !!

Deal Subedar Deal Subedar
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vasanth_ece wrote:

Will Payment of Insurance will be considered for 5% Cashback?.Seems LIC is missing in Insurance

It should bee considered as mentioned but don’t know any further terms & condition

Deal Subedar Deal Subedar
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vasanth_ece wrote:

Will Payment of Insurance will be considered for 5% Cashback?.Seems LIC is missing in Insurance

According to T&C’s, 5% CB on all FreeCharge spends.
So all bill payments (including insurance) should get unlimited 5% CB. But I doubt, they will exclude insurance payments just like Ace credit card (gives only 2% CB).

Deal Cadet Deal Cadet
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sri222 wrote:

According to T&C’s, 5% CB on all FreeCharge spends.
So all bill payments (including insurance) should get unlimited 5% CB. But I doubt, they will exclude insurance payments just like Ace credit card (gives only 2% CB).

Pathetic way of these restrictions..query here is wallet loads, jewellery, fuel,insurance are all excluded from cashback.Will bank won’t earn comission if we use these cards for these transactions.Simply nonsense.

Deal Cadet Deal Cadet
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But now its give 2% to all other spent which one reduce to 1%

Deal Subedar Deal Subedar
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vasanth_ece wrote:

Pathetic way of these restrictions..query here is wallet loads, jewellery, fuel,insurance are all excluded from cashback.Will bank won’t earn comission if we use these cards for these transactions.Simply nonsense.

Wallet loads, fuel are regular transactions and Jewellery, insurance are high amount transactions…for these they have to give high cash backs. So most of the credit cards excluded them.
Now Isurance payment is not excluded from 5% CB but I think soon they will do.

Critic Critic
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Ripalbaria wrote:

But now its give 2% to all other spent which one reduce to 1%

All transactions done outside of freecharge & local commute category(ola/uber).

Deal Subedar Deal Subedar
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Ripalbaria wrote:

But now its give 2% to all other spent which one reduce to 1%

Its limited period offer from last year October to this year March. Again extended for 3 more months. Now they are giving unlimited cashback, so removed 2% CB.

Deal Subedar Deal Subedar
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guest_999 wrote:

All transactions done outside of freecharge & local commute category(ola/uber).

All transactions done outside of freecharge – 1% CB
Local commute category(ola/uber) – 2% CB

Deal Cadet Deal Cadet
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karthi4052752 wrote:

denied for my family memeber with existing credit card and savings account with them, then later i got a call guaranteeing approval.later rejected also

Same here…
Inspite of telling them that my Axis CC application has been rejected in the past, Branch still pushed me to apply – and it still got rejected

Deal Newbie Deal Newbie
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5%unlimited on freecharge application

Cool Cool
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rooney167 wrote:

5%unlimited on freecharge application

we can apply coupon code cashback as well?

Deal Cadet Deal Cadet
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Is it valid for FreeCharge rent also?

Deal Newbie Deal Newbie
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raman12 wrote:

we can apply coupon code cashback as well?

Yes ( my opinion)

Deal Newbie Deal Newbie
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desaimrahul865 wrote:

Is it valid for FreeCharge rent also?

No…. Its exception… can refer tnc

Deal Cadet Deal Cadet
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Wait till it gets LTF sweat_smile

Deal Lieutenant Deal Lieutenant
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Deal_Destructor wrote:

Wait till it gets LTF sweat_smile

I don’t think if they will offer as LTF.
unlike Fk axis  as it does not have any competition in category.

replyuser
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