https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444242
congratulation for setting a new record 
Axis Zero balance account To -43000
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Today i have opened axis mobile app after long time..shocked to see that -43000 Balance..
Its ASAP Zero balance account..Not using this account from 1year.. can’t understand how can the charges be that much high for a zero balance account..
i already have hdfc account with -25k ..now this zero balance account gone to -43k.
Expiring In
26 days
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444256
I think axis doesn’t want you to buy luna in any case. Send them a thank you mail.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444264
You have to sell 5% of your LIC policy in open market, if that is not enough repeat in tranches, that’s what pros with fiscal deficit do 
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444281
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Tekk wrote:
✌️
Axis BankLeave it, It's a good for nothing bank.
HDFC BankIt’s a private PSU bank 😄
but has good payzapp/smartbuy/other card offers. You can approach your manager and give an application stating you’ll maintain adequate balance in future to waive off the negative balance.
But if your branch is not a rural/semi urban one and requires you to maintain 10k+ and you’re not comfortable maintaining it. Leave it the way it is.
In future if you’re forced to open a new account with them for some reason (salary account etc. ) then you might face some problems otherwise no problem discarding negative balance account.
PS:According to 1 RBI directive SB account can’t have negative balance.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444310
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ZNZ wrote:Axis BankLeave it, It's a good for nothing bank.
HDFC BankIt’s a private PSU bank 😄
but has good payzapp/smartbuy/other card offers. You can approach your manager and give an application stating you’ll maintain adequate balance in future to waive off the negative balance.
But if your branch is not a rural/semi urban one and requires you to maintain 10k+ and you’re not comfortable maintaining it. Leave it the way it is.
In future if you’re forced to open a new account with them for some reason (salary account etc. ) then you might face some problems otherwise no problem discarding negative balance account.
PS:According to 1 RBI directive SB account can’t have negative balance.
i can understand hdfc charges as it’s 10k AMB account .
But i couldn’t understand axis Bank charges.. because it’s a zero balance account..
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444361
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444374
Welcome to axis negative balance Club
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444377
To you n Axis bank both 😂😂
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444382
vkrmjeet wrote:congratulation for setting a new record
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444398
If u have any mutual fund sip or loan
They will try to deduct emi 4 -5 times
They deducted 500-1000 every time
Nearly 3-4k bounce charge Per month
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444402
After how long you opened it?😅 DC charges I guess.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444469
Complaint with RBI as saving account can’t have negative balance.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444483
abhishek360blr888 wrote:If u have any mutual fund sip or loan
They will try to deduct emi 4 -5 times
They deducted 500-1000 every time
Nearly 3-4k bounce charge Per month
No mutual fund or loan..
i didn’t setup any ecs on this account..
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444551
😲😱
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444581
My guess is they converted your acc to normal without consent.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444603
But as per RBI, balance can’t go negetive na
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444610
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abhishek360blr888 wrote:
We have a clear winner here, unless someone with bigger negative balance wants to join this thread
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444766
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444945
Expand
ZNZ wrote:Axis BankLeave it, It's a good for nothing bank.
HDFC BankIt’s a private PSU bank 😄
but has good payzapp/smartbuy/other card offers. You can approach your manager and give an application stating you’ll maintain adequate balance in future to waive off the negative balance.
But if your branch is not a rural/semi urban one and requires you to maintain 10k+ and you’re not comfortable maintaining it. Leave it the way it is.
In future if you’re forced to open a new account with them for some reason (salary account etc. ) then you might face some problems otherwise no problem discarding negative balance account.
PS:According to 1 RBI directive SB account can’t have negative balance.
According to 1 RBI directive SB account can’t have negative balance.
can u share link of that directive? banks dont follow rbi guidelines?
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444979
Read this https://www.rbi.org.in/Scripts/NotificationUser...
Take a screenshot of your negative balances and lodge a complaint to RBI.
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8444982
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8445022
bhopali91355 wrote:Complaint with RBI as saving account can’t have negative balance.
Source?
https://www.desidime.com/discussions/axis-zero-balance-account-to-43000?page=1#post_8445284
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