Hot Deal Best Credit Card as per Now

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Hi dimers, need a help, as the topic suggests I need your suggestions regarding the best Credit Card available as of now, I already have HDFC MoneyBack Credit Card and keen to get my second one as per your advice, I need a lifetime free one smile, Best offers, more reward points, and flexible one to be used around for running offers..My average CC bill is around 10k-12k per month. Pls advice and yes thanks in advance smile

106 Comments  |  
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Hdfc infinia & diners black
Scb ultimate
Citi prestige

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kirandr221996 wrote:

For 10k spends what rewards do u expect

That doesn’t include my utility bills, it might spike up to 25k-30k

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Amazon icici or axis Flipkart
If u want only for utility through online then opt for SBI simply click

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kirandr221996 wrote:

Actually it is only 1% for other spends

I would say amazon icici card is better choice . this card gives reward for smaller amounts like those below 100. And reward is for the amount you spend not for multiples of 100.

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and987 wrote:

I would say amazon icici card is better choice . this card gives reward for smaller amounts like those below 100. And reward is for the amount you spend not for multiples of 100.

Amazon ICICI, great, well I am not able to see any offerings in the app, or am I missing something? Pls guide thru

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karanoshan wrote:

Hdfc infinia & diners black
Scb ultimate
Citi prestige

He won’t spend that much brother.

I don’t think it will be useful to him smile

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Gaurav_G wrote:

He won’t spend that much brother.

I don’t think it will be useful to him smile

10k hi spend karna hai toh, koi bhi lelo

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and987 wrote:

I would say amazon icici card is better choice . this card gives reward for smaller amounts like those below 100. And reward is for the amount you spend not for multiples of 100.

Really, points for below 100 too? How do you calculate this? There’s no break up of points in the statement

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karanoshan wrote:

10k hi spend karna hai toh, koi bhi lelo

Koi bhi kyu leneka? Card giving max rewards as per spending should be taken.

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_One_Miller_ wrote:

@flawlessking firstly tell your spend pattern like where you are spending regularly?

I’m spending 1 lac monthly, which one would be best for me, currently having same as OP

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_One_Miller_ wrote:

@flawlessking firstly tell your spend pattern like where you are spending regularly?

Thanks for defending wink, Bro I mostly shop on Amazon, and dine in local restaurants couple of times in a month

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_One_Miller_ wrote:

@flawlessking firstly tell your spend pattern like where you are spending regularly?

I spend mostly on teen patti ..which is best for me?

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Vaastav wrote:

I’m spending 1 lac monthly, which one would be best for me, currently having same as OP

Check comments below.

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Vaastav wrote:

I’m spending 1 lac monthly, which one would be best for me, currently having same as OP

  • BoB Select – 1.25% on Online transactions + 1000 Bonus points on doing 5 transactions of minimum 1000 every month (If you do 5×1000 then 5% cashback)
  • RBL Platinum Delight – same monthly bonus as BoB Select Card+ 0.5% (weekdays) or 1%(weekends)
  • HDFC Millennia Card – 2.5% on online transactions (Minimum transaction of 2000)
  • Indusind Iconia – 1.5% on Weekdays & 2% on Weekends
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_One_Miller_ wrote:
  • BoB Select – 1.25% on Online transactions + 1000 Bonus points on doing 5 transactions of minimum 1000 every month (If you do 5×1000 then 5% cashback)
  • RBL Platinum Delight – same monthly bonus as BoB Select Card+ 0.5% (weekdays) or 1%(weekends)
  • HDFC Millennia Card – 2.5% on online transactions (Minimum transaction of 2000)
  • Indusind Iconia – 1.5% on Weekdays & 2% on Weekends

Annual Charge:

  • BoB Select – 750 (SBW)
  • HDFC Millennia – 1000 (SBW or LTF also possible)
  • RBL Platinum Delight – 1000
  • InduInd Iconia – Either 0 or minimum 3500(Only 1 time joining fees)

SBW = Spend Based Waiver of Annual charges & Spend based Reversal of First year charges also.

Note: GST extra.

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amex smartearn may be look its features once

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flawlessking wrote:

Thanks for defending wink, Bro I mostly shop on Amazon, and dine in local restaurants couple of times in a month

For Amazon take Amazon Pay ICICI.

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Simbha3 wrote:

I spend mostly on teen patti ..which is best for me?

Teeno pati se 1-1 card lelo… Bill pati log bhar denge… Aapko sirf spend karna hai…

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flawlessking wrote:

Thanks for defending wink, Bro I mostly shop on Amazon, and dine in local restaurants couple of times in a month

For dining check Dineout or similar app.

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_One_Miller_ wrote:

Teeno pati se 1-1 card lelo… Bill pati log bhar denge… Aapko sirf spend karna hai…

pray jahapanah tussi gr8 ho !! laughing
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_One_Miller_ wrote:
  • BoB Select – 1.25% on Online transactions + 1000 Bonus points on doing 5 transactions of minimum 1000 every month (If you do 5×1000 then 5% cashback)
  • RBL Platinum Delight – same monthly bonus as BoB Select Card+ 0.5% (weekdays) or 1%(weekends)
  • HDFC Millennia Card – 2.5% on online transactions (Minimum transaction of 2000)
  • Indusind Iconia – 1.5% on Weekdays & 2% on Weekends

Bro ..which is better in terms of reward…Bob select or Bob primier? I think base reward points for select is 1 per 100 and for primer it’s 2 per 100

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