Best Credit Card

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Deal Subedar
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You should first try getting credit card through the bank in which your salary of deposited. High chances of approval.
If you wish to get best of credit cards, here’s the package:

- sbi simplyclick(online shopping + most frequent offers)
- icici apay (amazon+bank offers)
- mrcc (wallet loads)
- sbi irctc rupay (train bookings)
- fk axis (flipkart + flat 1.5%)
- any HDFC cc (for occasional surprises)
- newly announced axis Ace looks promising.

Note that all except apay are paid.
Choose as per your requirements.

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Deal Cadet
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nimod wrote:

You should first try getting credit card through the bank in which your salary of deposited. High chances of approval.
If you wish to get best of credit cards, here’s the package:

- sbi simplyclick(online shopping + most frequent offers)
- icici apay (amazon+bank offers)
- mrcc (wallet loads)
- sbi irctc rupay (train bookings)
- fk axis (flipkart + flat 1.5%)
- any HDFC cc (for occasional surprises)
- newly announced axis Ace looks promising.

Note that all except apay are paid.
Choose as per your requirements.

sbi simplyclick(online shopping + most frequent offers)
Is this ltf bro?

Missing
Deal Cadet
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Topsey wrote:

Nope. Gave my aadhar card pincode only.
If you are worried about KYC, you have to opt for Video KYC not physical KYC.
Goodluck

In my Adhar pin code it shows unservicable sleepy . I am planning to put nearby servicable pincode. Anything wrong if i do so?

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Blogger
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Amrit-dada-13. wrote:

How?
I have but didn’t feel its good because if I add money through it and transfer money to bank, I will no reward point on this

On add money it gives 2%

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Money_Heist wrote:

sbi simplyclick(online shopping + most frequent offers)
Is this ltf bro?

no
spend based waive off

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Deal Captain
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Topsey wrote:

Nope. You can try. Many got it as first CC.
And I got it at a rural location. Physical KYC is available for me at a distance of 160+ kms.
So yeah it’s kinda one of the best option
Do try that.

Jai Jagannath bhai 🙏🙏🙏

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Deal Lieutenant
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ZitOO wrote:

Its really Worth to have a rewarding CC . Only thing is to control your temptation of buying through CC just to earn RP thinking you are getting at discount .

Apply directly through online .

Axis Flipkart 1.5% cashback

Is it 1.5% for all categories spend ?

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Deal Cadet
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Abhinav_Pune wrote:

Is it 1.5% for all categories spend ?

Better apply for latest AXIS ace card 2% on all other spend and 5% on bills pay.

BTW which particular category you are asking about , wallet loads ?

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ZitOO wrote:

Better apply for latest AXIS ace card 2% on all other spend and 5% on bills pay.

BTW which particular category you are asking about , wallet loads ?

5% cash back via google pay only or any website like amazon?

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Deal Lieutenant
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ZitOO wrote:

Better apply for latest AXIS ace card 2% on all other spend and 5% on bills pay.

BTW which particular category you are asking about , wallet loads ?

I am looking for card which gives max rewards on general category spend like swipe on any random shops.

Is this 5% on bill payment of utilities or also for cc bill payments by any chance

Wallet load i use for amex (1000*4 ) generally to get 1k points .

Thanks for replying.kg

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Deal Cadet
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Abhinav_Pune wrote:

I am looking for card which gives max rewards on general category spend like swipe on any random shops.

Is this 5% on bill payment of utilities or also for cc bill payments by any chance

Wallet load i use for amex (1000*4 ) generally to get 1k points .

Thanks for replying.kg

indus pinnacle 2.5% for random shops (StmtCredit) (MW wallet too)
axis flipkart 1.5% (stament Credit) (mobikwik wallet reload 1.5% )

if you have ola postpaid option then apply for Ola everyday card and pay in ola sbi CC …7% upto 500/month . (credit to Ola wallet) . even adding money to ola wallet give 7%.
Also if you have mobikwik amex card then load ola wallet for 3% off using Supercoin upto 1k/month , and we can use that ola everyday card for offline buying in any randomshop .

there are many cards like amazonicici ,ols sbi give 1% CB on all offline stores purchases.

sbi simplysave & sbi simply click is also good combination for offline grocery purchases and online too.

HDFC diners and infinia too give 3.3% RP for offline purchases.

regarding ACE card , I think there is no scan&pay option available for credit card payments. also no insurance payment supported only gas, electricity & mobile .

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Deal Cadet
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sravz86 wrote:

5% cash back via google pay only or any website like amazon?

googlepay only , if you see option to add cards of axis & sbi’s

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Deal Lieutenant
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check pm

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Deal Subedar
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ZitOO wrote:

Its really Worth to have a rewarding CC . Only thing is to control your temptation of buying through CC just to earn RP thinking you are getting at discount .

Apply directly through online .

Axis Flipkart 1.5% cashback

Yes axis Flipkart is best, next comes to amazon pay icici card, next comes to ola money sbi card. There could be other cards but these I feel best ones.

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