Best Credit Card for online purchases(EMI)

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Deal Cadet
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Hi guys,I am looking for credit card of online purchasing mostly(including movie ticket booking).I seen here many of here have credit cards,so i was hoping to find best one suited for me.

Also i am looking to use my Mother and father’s Monthly income to get a credit card.My mother Govt employee with monthly salary around 23k and father is NRI and his salary is above 40k.Which one i have more chance to get a credit card with higher limit?

28 Comments  |  
8 Dimers
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Deal Subedar
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With their salary bank will issue card to them not you, what about your earning?

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Deal Lieutenant
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Only mother can get CC and an add on card for you too.
Father NRI so no local CC possible
Go for SBI simplyclick to start with

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Deal Cadet
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Well to be honest without any credit history getting credit card will be tough for you. Best way here is to apply card to bank where your parents salary account is. According to your preferred usage pattern I can suggest you 3 cards.
1. ICICI Amazon pay card
2. Axis Flipkart card or axis bank buzz credit card
3. SBI simply click credit card

Note: try your luck and see if you can get any of these 3 cards. If not then go to your parents salary account bank.

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Deal Subedar
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caks2006407 wrote:

Only mother can get CC and an add on card for you too.
Father NRI so no local CC possible
Go for SBI simplyclick to start with

No few banks issues NRI CREDIT CARD like this one

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DaBomb wrote:

Well to be honest without any credit history getting credit card will be tough for you. Best way here is to apply card to bank where your parents salary account is. According to your preferred usage pattern I can suggest you 3 cards.
1. ICICI Amazon pay card
2. Axis Flipkart card or axis bank buzz credit card
3. SBI simply click credit card

Note: try your luck and see if you can get any of these 3 cards. If not then go to your parents salary account bank.

I have a zero credit score. Few days ago i applied for (my first credit card)HDFC money back credit card and on 1 August credit card approved with 85k limit.

Ps. I don’t have an any relationship with HDFC bank except above credit card.

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AatmaNirbhar wrote:

I have a zero credit score. Few days ago i applied for (my first credit card)HDFC money back credit card and on 1 August credit card approved with 85k limit.

Ps. I don’t have an any relationship with HDFC bank except above credit card.

Then try with ICICI Amazon pay card. It’s all rounder card with LTF. You can also try SBI simply click card. Axis won’t approve your request for axis Flipkart card for sure.

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DaBomb wrote:

Then try with ICICI Amazon pay card. It’s all rounder card with LTF. You can also try SBI simply click card. Axis won’t approve your request for axis Flipkart card for sure.

Already applied for ICICI Amazon pay card on june 21 but no one came for documents verification.

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Community Angel
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AatmaNirbhar wrote:

I have a zero credit score. Few days ago i applied for (my first credit card)HDFC money back credit card and on 1 August credit card approved with 85k limit.

Ps. I don’t have an any relationship with HDFC bank except above credit card.

Applied in Payzapp app?

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schumacher wrote:

PayZapp allows non HDFC Bank customer to apply Insta credit cards?

It’s not Insta Credit card.

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AatmaNirbhar wrote:

Can i apply for Amazon pay icici credit card on card to card?

My friend did that and got rejected last month, may be because of limit, you can try if you have good limit, he had good limit but 90 % utilized

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AnnamalaiNryaa wrote:

My friend did that and got rejected last month, may be because of limit, you can try if you have good limit, he had good limit but 90 % utilized

Is 85k limit is enough?

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_One_Miller_ wrote:

Salary slip is mandatory?

I am self employed so don’t know about salary slip. Funny thing is no one came for verification. Only received call from HDFC that " you applied for HDFC Money back credit card?". I said yes and application forwarded for processing. After around 8-9 days got a message from HDFC that your application is approved with 85k limit.

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Deal Newbie
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AatmaNirbhar wrote:

I am self employed so don’t know about salary slip. Funny thing is no one came for verification. Only received call from HDFC that " you applied for HDFC Money back credit card?". I said yes and application forwarded for processing. After around 8-9 days got a message from HDFC that your application is approved with 85k limit.

This is great. They don’t want to lose market in competition with amazon pay/ other similar cards.

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AnnamalaiNryaa wrote:

With their salary bank will issue card to them not you, what about your earning?

Hi,i just completed my BTech.So i am unemployed,but i looking for to get credit for them not me.

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caks2006407 wrote:

Only mother can get CC and an add on card for you too.
Father NRI so no local CC possible
Go for SBI simplyclick to start with

Someone told me Nri get cc easily..

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DaBomb wrote:

Well to be honest without any credit history getting credit card will be tough for you. Best way here is to apply card to bank where your parents salary account is. According to your preferred usage pattern I can suggest you 3 cards.
1. ICICI Amazon pay card
2. Axis Flipkart card or axis bank buzz credit card
3. SBI simply click credit card

Note: try your luck and see if you can get any of these 3 cards. If not then go to your parents salary account bank.

Actually i want get credit card for them to buy Realme x for me in emi(i am not hardcore shopper).

Thanks for the suggestions.

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AatmaNirbhar wrote:

I am self employed so don’t know about salary slip. Funny thing is no one came for verification. Only received call from HDFC that " you applied for HDFC Money back credit card?". I said yes and application forwarded for processing. After around 8-9 days got a message from HDFC that your application is approved with 85k limit.

Ok i am gonna try this.My cibil score is about 749.How much you put on for your annual income?

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