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BEST CREDIT CARD WITH FD

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Deal Cadet
Unstoppable0

I need credit card by fb whice is good i have 4L amount need 5-6 cc


(koun sa bank me fb kr ke cc lena best rhega 9-10 Cc chahiye any one help ) ?

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Deal Subedar Deal Subedar
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one card with 110 percent limit

Deal Cadet Deal Cadet
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Yes bro 110 hai but or koi fayda ni hai esme

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Wingman Wingman
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kotak 811 credit card

Deal Cadet Deal Cadet
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Bhieya eska ek card bn gya hai or bn jayega ?

Deal Cadet Deal Cadet
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Nirav modi ke mohalley se lagtey ho

Deal Cadet Deal Cadet
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I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details

Deal Cadet Deal Cadet
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can you dm me the entire process

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Deal Cadet Deal Cadet
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I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it flushed rolleyes

Finance Ninja Finance Ninja
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Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.

It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.

@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨

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Deal Cadet Deal Cadet
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ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.

Deal Cadet Deal Cadet
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But only 1 cc give

Deal Newbie Deal Newbie
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Which bank reports it as unsecured?

Deal Cadet Deal Cadet
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+1

Finance Ninja Finance Ninja
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@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.

FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.




Btw, itne cards ka kya karna hai??🌚

Deal Cadet Deal Cadet
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Phone booking bro and other offer loot

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Deal Newbie Deal Newbie
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Nice post

Finance Ninja Finance Ninja
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9-10 cc chahiye? flushed

Deal Cadet Deal Cadet
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Yes

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Shopping Friend Shopping Friend
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I think taking OneCard with 2k limit is bad for CIBIL as no lender will want to give us cc/loan of they see that we capable of taking a cc (that too secured) with only 2k limt wink

Deal Subedar Deal Subedar
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One of the Bank Executive advised me to take at least 1 lacs limit secured credit card as my first card for unsecured card in future

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Helpful Helpful
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My all Bro 😊,
I already have my first ever unsecured credit card from Amazon ICICI with limit 1.30 lakh which approved in September month & now I also taken FD basis CC from Onecard limited 61k (FD amount 56k) for improve my CIBIL data…..So it’s Reported in CIBIL secore OR unsecure.
My CIBIL improve or not….
& Taken till now 25 Loan from Zestmoney, Bob, Lazypay etc & have only 3 loan + 1 unsecured cc + 1 secure cc (not reported)

So Taken too Much loan good or not?

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