BEST CREDIT CARD WITH FD

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Unstoppable0

I need credit card by fb whice is good i have 4L amount need 5-6 cc


(koun sa bank me fb kr ke cc lena best rhega 9-10 Cc chahiye any one help ) ?

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Deal Cadet Deal Cadet
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I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details

Deal Cadet Deal Cadet
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I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it flushed rolleyes

Deal Cadet Deal Cadet
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ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.

Deal Newbie Deal Newbie
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vivek4uuuu wrote:

I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details

can you dm me the entire process

Post Emperor Post Emperor
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Carloss wrote:

I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it flushed rolleyes

Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.

It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.

@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.

It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.

@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨

SBI Unnati is free for 4 years, so why did you close so early

Post Emperor Post Emperor
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decideaim wrote:

I didn’t need a credit card back then as i wasn’t earning. Objective was fulfilled in those three months, so chose to close it.

I

I didn’t need a credit card back then as i wasn’t earning. Objective was fulfilled in those three months, so chose to close it.

It was a good looking card though, indian flag color (doesn’t works but still have it) Only think that sucked was the card name, million words available and they choose to named it “Unnati” 🤣🤣
But then it’s sbi, senior citizens run that bank.


https://ibb.co/8...Tc

Post Emperor Post Emperor
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@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.

FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.




Btw, itne cards ka kya karna hai??🌚

Commentator Commentator
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xxxyyyzzz wrote:

@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.

FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.




Btw, itne cards ka kya karna hai??🌚

Phone booking bro and other offer loot

Commentator Commentator
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Santhu4444 wrote:

ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.

But only 1 cc give

Commentator Commentator
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xxxyyyzzz wrote:

@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.

FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.




Btw, itne cards ka kya karna hai??🌚

Any extra trick to earn ?

Post Emperor Post Emperor
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Unstoppable0 wrote:

Any extra trick to earn ?

Someone said onecard lite gives 110%.
Establishment banks like sbi,icici won’t give more than 75-80% as limit i think bro.

Deal Cadet Deal Cadet
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vivek4uuuu wrote:

I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details

really, do they report as unsecured?

Deal Lieutenant Deal Lieutenant
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Unstoppable0 wrote:

Yes bro 110 hai but or koi fayda ni hai esme

Why No benefit bro ?

4 month ago I opened with same thoght with 20K FD and in 4 months earned more than 20K cashback

Deal Cadet Deal Cadet
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sauravDD wrote:

Why No benefit bro ?

4 month ago I opened with same thoght with 20K FD and in 4 months earned more than 20K cashback

How u can earn 20k cashback?
Buy purchase giftcards?

Deal Newbie Deal Newbie
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Unstoppable0 wrote:

Yes bro 110 hai but or koi fayda ni hai esme

110% limit is a big joke..they will never let you use more than 90% .. if you try to use more than 85% ..they will decline each and every transaction..

Another important thing is they won’t allow “wallet” and “retail” transactions..if you try to do transactions in those categories they will just decline the transaction even if you have 100% available limit..

It’s my personal experience andI know lot of people faced these issues..I HAVE CLOSED THIS CARD AFTER 1ST STATEMENT ITSELF..

CAUTION : It’s not like other credit cards..you just can’t keep this card in your pocket for emergency situation..

Post Emperor Post Emperor
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Tekk wrote:

110% limit is a big joke..they will never let you use more than 90% .. if you try to use more than 85% ..they will decline each and every transaction..

Another important thing is they won’t allow “wallet” and “retail” transactions..if you try to do transactions in those categories they will just decline the transaction even if you have 100% available limit..

It’s my personal experience andI know lot of people faced these issues..I HAVE CLOSED THIS CARD AFTER 1ST STATEMENT ITSELF..

CAUTION : It’s not like other credit cards..you just can’t keep this card in your pocket for emergency situation..

You can use this card upto 110% but you can’t use more than 90% in single transaction or same day.
And I have added money in paytm using onecard so don’t know what you are taking about.

Deal Newbie Deal Newbie
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sanketpero wrote:

You can use this card upto 110% but you can’t use more than 90% in single transaction or same day.
And I have added money in paytm using onecard so don’t know what you are taking about.

  • I didn’t mentioned in single transaction..even for multiple transactions they declined ..For your better understanding ex: I have 35k available limit they declined 1500 bill payment transaction on Paytm..there is nothing to talk about their customer support..
  • They never allowed me to do “Paytm” ,*mobikwik". Transactions even for recharges and bill payments..
Post Emperor Post Emperor
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Tekk wrote:
  • I didn’t mentioned in single transaction..even for multiple transactions they declined ..For your better understanding ex: I have 35k available limit they declined 1500 bill payment transaction on Paytm..there is nothing to talk about their customer support..
  • They never allowed me to do “Paytm” ,*mobikwik". Transactions even for recharges and bill payments..

I have used it many times on paytm and mobiwick in fact one of my two 5× categories is always bills and utilities.

Commentator Commentator
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sauravDD wrote:

Why No benefit bro ?

4 month ago I opened with same thoght with 20K FD and in 4 months earned more than 20K cashback

How u got 20k cashback in this card ?

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:

Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.

It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.

@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨

I think you don’t have knowledge about cibil report

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