https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102181
one card with 110 percent limit
BEST CREDIT CARD WITH FD
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I need credit card by fb whice is good i have 4L amount need 5-6 cc
(koun sa bank me fb kr ke cc lena best rhega 9-10 Cc chahiye any one help ) ?
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https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102184
kotak 811 credit card
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102206
Nirav modi ke mohalley se lagtey ho
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102289
I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102305
I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it 
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102314
ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102407
Which bank reports it as unsecured?
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102439
vivek4uuuu wrote:I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details
can you dm me the entire process
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102446
a4aeroplane111160 wrote:kotak 811 credit card
Bhieya eska ek card bn gya hai or bn jayega ?
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102449
mainimanish wrote:one card with 110 percent limit
Yes bro 110 hai but or koi fayda ni hai esme
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102461
Carloss wrote:I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it
Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.
It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.
@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102465
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xxxyyyzzz wrote:Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.
It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨
SBI Unnati is free for 4 years, so why did you close so early
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102491
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decideaim wrote:I didn’t need a credit card back then as i wasn’t earning. Objective was fulfilled in those three months, so chose to close it.
I
I didn’t need a credit card back then as i wasn’t earning. Objective was fulfilled in those three months, so chose to close it.
It was a good looking card though, indian flag color (doesn’t works but still have it) Only think that sucked was the card name, million words available and they choose to named it “Unnati” 🤣🤣
But then it’s sbi, senior citizens run that bank.
https://ibb.co/8...Tc
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102531
@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.
FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.
Btw, itne cards ka kya karna hai??🌚
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102565
xxxyyyzzz wrote:@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.
Btw, itne cards ka kya karna hai??🌚
Phone booking bro and other offer loot
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102573
Santhu4444 wrote:ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.
But only 1 cc give
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102619
xxxyyyzzz wrote:@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.
Btw, itne cards ka kya karna hai??🌚
Any extra trick to earn ?
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102643
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Unstoppable0 wrote:Any extra trick to earn ?
Someone said onecard lite gives 110%.
Establishment banks like sbi,icici won’t give more than 75-80% as limit i think bro.
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102700
vivek4uuuu wrote:I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details
really, do they report as unsecured?
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102701
VeerAmrit wrote:Which bank reports it as unsecured?
+1
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102717
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Unstoppable0 wrote:Yes bro 110 hai but or koi fayda ni hai esme
Why No benefit bro ?
4 month ago I opened with same thoght with 20K FD and in 4 months earned more than 20K cashback
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102727
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102753
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Unstoppable0 wrote:Yes bro 110 hai but or koi fayda ni hai esme
110% limit is a big joke..they will never let you use more than 90% .. if you try to use more than 85% ..they will decline each and every transaction..
Another important thing is they won’t allow “wallet” and “retail” transactions..if you try to do transactions in those categories they will just decline the transaction even if you have 100% available limit..
It’s my personal experience andI know lot of people faced these issues..I HAVE CLOSED THIS CARD AFTER 1ST STATEMENT ITSELF..
CAUTION : It’s not like other credit cards..you just can’t keep this card in your pocket for emergency situation..
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102758
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Tekk wrote:110% limit is a big joke..they will never let you use more than 90% .. if you try to use more than 85% ..they will decline each and every transaction..
Another important thing is they won’t allow “wallet” and “retail” transactions..if you try to do transactions in those categories they will just decline the transaction even if you have 100% available limit..
It’s my personal experience andI know lot of people faced these issues..I HAVE CLOSED THIS CARD AFTER 1ST STATEMENT ITSELF..
CAUTION : It’s not like other credit cards..you just can’t keep this card in your pocket for emergency situation..
You can use this card upto 110% but you can’t use more than 90% in single transaction or same day.
And I have added money in paytm using onecard so don’t know what you are taking about.
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102763
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sanketpero wrote:You can use this card upto 110% but you can’t use more than 90% in single transaction or same day.
And I have added money in paytm using onecard so don’t know what you are taking about.
- I didn’t mentioned in single transaction..even for multiple transactions they declined ..For your better understanding ex: I have 35k available limit they declined 1500 bill payment transaction on Paytm..there is nothing to talk about their customer support..
- They never allowed me to do “Paytm” ,*mobikwik". Transactions even for recharges and bill payments..
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102771
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Tekk wrote:
- I didn’t mentioned in single transaction..even for multiple transactions they declined ..For your better understanding ex: I have 35k available limit they declined 1500 bill payment transaction on Paytm..there is nothing to talk about their customer support..
- They never allowed me to do “Paytm” ,*mobikwik". Transactions even for recharges and bill payments..
I have used it many times on paytm and mobiwick in fact one of my two 5× categories is always bills and utilities.
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102813
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102824
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Rakhi_srikak wrote:How u can earn 20k cashback?
Buy purchase giftcards?
Yes GV or Shopping (
https://www.desidime.com/discussions/best-credit-card-with-fd?page=1#post_8102858
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xxxyyyzzz wrote:Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.
It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨
I think you don’t have knowledge about cibil report
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