Hot Deal

BEST CREDIT CARD WITH FD

547°
Deal Cadet
Unstoppable0

I need credit card by fb whice is good i have 4L amount need 5-6 cc


(koun sa bank me fb kr ke cc lena best rhega 9-10 Cc chahiye any one help ) ?

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
60 Comments  |  
24 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

one card with 110 percent limit

Deal Cadet Deal Cadet
Link Copied

Yes bro 110 hai but or koi fayda ni hai esme

View 11 more replies
Wingman Wingman
Link Copied

kotak 811 credit card

Deal Cadet Deal Cadet
Link Copied

Bhieya eska ek card bn gya hai or bn jayega ?

Deal Cadet Deal Cadet
Link Copied

Nirav modi ke mohalley se lagtey ho

Deal Cadet Deal Cadet
Link Copied

I would say take indusind fd card they report fd card as unsecured then take other cards unsecured on behalf of that and order fd card on securecc.indusind.com and fill details as salaried so that it gets reported in cibil and fill MNC details

Deal Cadet Deal Cadet
Link Copied

can you dm me the entire process

View 5 more replies
Deal Cadet Deal Cadet
Link Copied

I have taken sbi simply save on fd with 75% limit.
But not sure will it gonna improve cibil Or not? Can someone confirm it flushed rolleyes

Finance Ninja Finance Ninja
Link Copied

Yes it will. I took sbi unnati 4 years ago on fd, closed it after 3 month.

It reflects as Credit Card in cibil and other bureau’s.
Just keep paying bills on time and you’re good to go.

@vivek4uuuu Credit cards are reported as credit card in report, doesn’t matters if it’s secured or unsecured. Are you sure IndusInd reports as consumer loans? 🤨

View 15 more replies
Deal Cadet Deal Cadet
Link Copied

ICICI with 90% limit. If you have an existing account with ICICI, process will be completed in 2 minutes and card will be dispatched asap.

Deal Cadet Deal Cadet
Link Copied

But only 1 cc give

Deal Newbie Deal Newbie
Link Copied

Which bank reports it as unsecured?

Deal Cadet Deal Cadet
Link Copied

+1

Finance Ninja Finance Ninja
Link Copied

@Unstoppable0 4-5cards ke liye
Har bank me ek fd kar ke utha lo bhai, google top 10 banks in India, give location access (visit each nearest to you) 🤣.
You’ll get 60-80% of credit limit against fd value on each card.

FD based cards won’t have hard enquiry on cibil. Just make sure to choose the first card as a long term card.
Closing your first card later in future will affect your score.




Btw, itne cards ka kya karna hai??🌚

Deal Cadet Deal Cadet
Link Copied

Phone booking bro and other offer loot

View 2 more replies
Deal Newbie Deal Newbie
Link Copied

Nice post

Finance Ninja Finance Ninja
Link Copied

9-10 cc chahiye? flushed

Deal Cadet Deal Cadet
Link Copied

Yes

View 5 more replies
Shopping Friend Shopping Friend
Link Copied

I think taking OneCard with 2k limit is bad for CIBIL as no lender will want to give us cc/loan of they see that we capable of taking a cc (that too secured) with only 2k limt wink

Deal Subedar Deal Subedar
Link Copied

One of the Bank Executive advised me to take at least 1 lacs limit secured credit card as my first card for unsecured card in future

View 1 more reply
Helpful Helpful
Link Copied

My all Bro 😊,
I already have my first ever unsecured credit card from Amazon ICICI with limit 1.30 lakh which approved in September month & now I also taken FD basis CC from Onecard limited 61k (FD amount 56k) for improve my CIBIL data…..So it’s Reported in CIBIL secore OR unsecure.
My CIBIL improve or not….
& Taken till now 25 Loan from Zestmoney, Bob, Lazypay etc & have only 3 loan + 1 unsecured cc + 1 secure cc (not reported)

So Taken too Much loan good or not?

replyuser
Click here to reply
Reply