Best ICICI Debit card?

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Deal Cadet
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Which is the best ICICI debit card that bank can offer for free? Do they give a free premium debit card to Gold Privilege or Wealth Management accounts?
Looking at the options, couldn’t figure out which variant can be used to get cashback on cc bill payment or online spends etc. Airport lounge access will be a plus.

Any experience or suggestions?

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All ICICI debit cards are chargeable. I have a salary account with them and still, they told me that they will charge annual fees for any debit card I upgrade from the default one provided. The default one provided to me from them was a Visa Platinum Debit Card.

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bdatta1981 wrote:

All ICICI debit cards are chargeable. I have a salary account with them and still, they told me that they will charge annual fees for any debit card I upgrade from the default one provided. The default one provided to me from them was a Visa Platinum Debit Card.

This says it all pensive disappointed

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Skip Icici and go to hdfc to get Mill debit card and get rewards

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bdatta1981 wrote:

All ICICI debit cards are chargeable. I have a salary account with them and still, they told me that they will charge annual fees for any debit card I upgrade from the default one provided. The default one provided to me from them was a Visa Platinum Debit Card.

Don’t know what their logic is, they gave me the titanium debit card. So what’s the benefit of upgrading ICICI savings to Privilege Gold or Wealth Management?

Do they at least offer a premium cc ltf? I guess I am expecting too much. biggrin

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SastaRaju wrote:

Skip Icici and go to hdfc to get Mill debit card and get rewards

Don’t hold hdfc bank account.
But if I had a choice, which is better between hdfc Millenia and hdfc platinum debit cards?

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tyroceur wrote:

Don’t know what their logic is, they gave me the titanium debit card. So what’s the benefit of upgrading ICICI savings to Privilege Gold or Wealth Management?

Do they at least offer a premium cc ltf? I guess I am expecting too much. biggrin

My wife got the Titanium Debit Card too from ICICI upon renewal. Previously she too had the Visa Platinum Debit card. I guess that’s the card they are giving out now by default.

Can’t answer your question about the two account types you mentioned since I never opted for that due to mine being a standard Salary account.

The only LTF credit card you can get from ICICI currently is the Visa Platinum Card or the Amazon Pay co-branded credit card. I am not sure if you can get any premium cc as LTF from them unless you get any pre-approved offers for such a card.

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bdatta1981 wrote:

My wife got the Titanium Debit Card too from ICICI upon renewal. Previously she too had the Visa Platinum Debit card. I guess that’s the card they are giving out now by default.

Can’t answer your question about the two account types you mentioned since I never opted for that due to mine being a standard Salary account.

The only LTF credit card you can get from ICICI currently is the Visa Platinum Card or the Amazon Pay co-branded credit card. I am not sure if you can get any premium cc as LTF from them unless you get any pre-approved offers for such a card.

Thanks. That’s disappointing. Yea, I have the Amazon pay card and Gold account but they never give any card offers except loan rolleyes

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tyroceur wrote:

Don’t hold hdfc bank account.
But if I had a choice, which is better between hdfc Millenia and hdfc platinum debit cards?

Mill

plat if you pay 75k cc bills of other bank cards

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tyroceur wrote:

Don’t know what their logic is, they gave me the titanium debit card. So what’s the benefit of upgrading ICICI savings to Privilege Gold or Wealth Management?

Do they at least offer a premium cc ltf? I guess I am expecting too much. biggrin

Their titanium card in lower var does not earn any payback points

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My gold card is upgraded ti wealth management card and as informed to me it is LTF

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shreyu2105 wrote:

My gold card is upgraded ti wealth management card and as informed to me it is LTF

What is a wealth management card? What are the features of this card?

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shreyu2105 wrote:

Nothing more, but its LTF

Don’t understand, which card are you talking about? Can you send a link of this card?

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I upgraded from default titanium debit card to coral debit card. It is nice and have huge limit. In my case ATM withdrawal/contactless limit is 4.5L and online/pos 7.5L.

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tyroceur wrote:

Thanks. The question is if they’ll be willing to offer it for free. Will check with them.

it’s free with The One account. If you have that or any higher variant, you should get it for free.

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I have a privilege banking gold savings account in ICICI. And currently upgraded to Rubyx debit card (₹750 annually). But now I am thinking to close this Rubyx card and apply for Gold Debit card (https://www.icicibank.com/privilege-banking/per...). In this card’s benefits section it mentioned “Enjoy Visa Platinum Privileges” but I am not sure whether it includes airport lounge access.

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Their Wealth Select debit card & Sapphiro debit card is pretty nice though Sapphiro ain’t free & Select got high NRV requirement.

Missing