Valid as on 23rd April 2024. I will keep on updating here and also on https://twitter.com/sm98119/status/178243226540....
1a) RBL signature + dc: 1% cashback for payment by paying using sbi unipay. Cashback through vouchers upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived off on 3L spends). Can open multiple accounts with same pan to get multiple dc.
1b) RBL Enterprise dc: 5% cb on paying cc bills using sbi unipay upto 1k monthly. 9k vouchers if spend of 15L in an year. Fees of 2.2k annual. On joining, 8.9k fees and you get 8.5k voucher.
2) HDFC PLATINUM debit card: can be used on hdfc bill pay and sbi unipay for 1% cashback upto Rs750 pm. No cashback for payment through mobikwik, Cred, paytm, Cheq. Fees 750 (waived for certain account categories).
3) HDFC Millennia debit card: can be used to load Amazon wallets and then pay bill. 1% cashback using wallet load. Alternatively use hdfc billpay to get 2.5%. Cashback monthly limit 400. Fees 500 (waived for certain account categories). Use Amazon UPI to pay bill from amazon wallet.
4) Indusind exclusive or select debit cards (around ~0.9% cashback): There are 3 main cards : visa signature, visa platinum and mastercard world. All 3 can be held together and free of charge with select or exclusive accounts. Use paytm and cred (Dreamplug Paytech merchant) for visa variants. Sbi unipay and Cheq for mastercard variant. Incremental rewards so if spend is for example 10k only <0.5% rewards.
For mc world and visa signature each : Cashback limit is Rs 1050 per month on spends of 112k. Max 3000 reward points at 35 paise.
For visa platinum: Cashback limit is Rs 700 per month on spends of Rs79.3k Max 2000 reward points at 35 paise.
6) FI money ( infinity or salary variant) : pay 1.5k multiple times through cred using fi upi. Get 2% cashback. Max cashback of 500 per month. Max cashback limit : Rs30 per tranx. Rs.100 per day.
7) IDFC Debit cards: Pay cc bill using sbi unipay.
Reward rate depends on account type.
Ex: for wealth account : 0.67% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.12.5k rewards max monthly
Ex: for basic account : 0.33% rewards till 50k(online spends). 1.67% rewards post 50k. Rs.8k rewards max monthly
Dc Fees as per variant.
8) Axis Liberty dc : Use to pay cc through sbi unipay. For 60k spend in a calendar qtr, get 750 cashback. Bonus: spend 10k on gift edge/Amazon (incl voucher)/ FK during weekend and get 500Rs reward pm. Dc fees applies.
9) Other dc: Axis Burgundy 2 ER per Rs200(Mobikwik), Axis Burgundy Private 1.5% ER, sbi dc 0.25%, union bank signature 1%.
Imp note: SBI Unipay is working now for most of people, still try with small amount first. Cheq and Paytm MCC can be different in some trx but mostly working for indus.
If you can, help me add/modify details. Trying to make it easier for people to find info.
Finance
Credit Card
@abhishek012
Paid bill of kotak of Rs. 13000 through sbi bpcl card from unipay, today checking transaction history it showing rent fee charge of Rs. 199 what to do..? Cc hv not seen any charges due to transaction not settled yet.. what can I do for reversal
It is a known issue with Kotak, call them it will get reversed after settlement.
For idfc private DC.whats the best site to get rewards now? UNIpay? What’s the effective reward / cashback rate and is there any max limit per month on how many reward can be used ?
side note - when I click on my idfc rewards number in the idfc app. It’s giving an error for last several weeks — has annyone else also faced this? And how did u resolve ?
Maybe rewards blocked for you. Reach out to cc.
Any one paid credit card bill in paytm using platinum select debit card? And get reward points?
10days back I paid my credit card bill in cred app using signature plus debit card still reward points not credit any one tel me pls?
Paytm directly accepting debit card for payments..why this much complex thread
For rewards
i heard payzapp has dc option to pay cc bill
can i enter any amount to pay or will it automatically fetch bill and i need to pay full amount ?
waiting for some good response
Unipay continuously failing for ICICI Card. Need to pay 1L. Suggest better pay options either thru DC or other means. Thank you 
If not looking for rewards, try cred or Paytm
Update:
HDFC bill pay link?
Use hdfc app or net banking
Can u suggest the app after entering the card number and amount I need a Qr code to make the payment by others which app is giving QR codes like this
How to download sbi unipay app??
Only website
How much time is idfc taking to credit RP?
Paid cc bill on April 29 using idfc dc on sbiunipay ,
amount credited to card yesterday ,
but not credited RP yet
how much time does it take to credit payment for HDFC credit card using SBI Unipay - Rupay CC UPI ?
Paid 50k via Uni pay... transaction was successful..but the money hasnt been still credited in the account...its been more than 24 hrs...how much time does it usually take..??
So, if the transaction is below 400, then I will get nothing.
Does, it gives fractional points like HDFC Plat DC.
Suppose if transaction amount is 510, how much cb I will get (Considering @ 1%)? 4 or 5.1
Idfc shows unipay as 9399 @abhishek012
9399: Government Services, Not Elsewhere Classified
Have you paid using DC or UPI?
I'm trying to pay HDFC CC Bill from HDFC Netbanking BillDesk(New GUI), I don't see HDFC at all in the billdesk page of HDFC.
I'm only allowed to pay via the netbanking section directly.
I'm tired of using CRED, not adding any value. Please help me with this resort. I see lot of them mentioning of 1% cashback with bill desk of HDFC, which doesn't seem to have support for its own card!
how can i add money to wallet and transfer it to bank account except Amazon?
Tried paying hdfc cc using SBI unipay, 100 sucess 1k success, thought will do rest 30k in 1 shot and failed. Total BS website just same as SBI. Dont know when refund will be processed + still need to pay 30k bill. Touched SBI after long time and its still just waste, if txn fails reverse in 48hrs(everyone is able to do why not SBI)?
What is the maximum bill amount we can pay through sbi unipay.
I tried 1,67,000 and payment was successful even on the sbi transaction page but next page it showed some error like amount exceeded !!
also, how much time it would take to refund the amount ?
Itni himmat ho gai .. wow.. 167k on sbiunipay in one go 
@abhishek012 bhai or others, please help, I loaded 40k into Apay wallet using millenia debit card (since paytm wallet gone), now how can I use the Apay balance to pay a HDFC credit card. Thanks in advance
How to track if HDFC millennia dc giving cashback on paying cc bill.
Any other possibilities apart from SBIunipay? For RBL signature+
Hi @abhishek012, Still have not received the refund for the 21 March Payment, using IDFC DC in SBI Unipay.
I Emailed all possible emails, but still have not received a refund, also dispute rise with IDFC Bank.
What is the next step for complaining again about SBI Unipay?
Is it possible in RBI?
Wait for dispute to get resolved
I see park+ removed debit card option, where are you using idfc dc to pay cc bill to get RP?
If I've 70k cc bill which gives more rewards
A. Hdfc billpay flat 1% upto 75000 =₹700
B. Idfc select dc on park+ will give more or less?
Hdfc will give 700. Idfc select will give 0.5% till 50k and 2.5% post 50k. So, 750..
How to use amazon upi to pay bill from wallet and what is 500 mentioned in millennia dc one
Will this work - I have Tata Neu HDFC Rupay credit card so make CC payment from SBI unipay portal using UPI Rupay CC and get 1.5% Neucoins (capped to 500 pm). Then use HDFC Easyshop Platinum debit card to pay this Rupay card dues via Unipay portal and get 1% cb. So basically double dipping on the rewards plus additional days to pay Rupay CC as per statement payment date.
+1 also how to check if we earn the points for the transaction on app
![Amazon : Flat ₹75 Cashback On ₹100 Shopping [Selected Accounts]](https://cdn2.desidime.com/topics/photos/1786229/medium/IMG20240505200820397.jpg?1714920347)
 - 2024 version for Rs. at ){kind=link}
 - 2024 version for Rs. at ){kind=link}
@Sachin9811 If I do any recharge / CC Bill payment through payzapp and pay using HDFC Millenia then how much cashback will I receive, will it be 5% or 2.5%
If I will buy amazon Gift card using HDFC Smartbuy will I get 5% or 2.5% ?
Answer to question 2: 5% (upto 1k) + 5% (upto 400)
Try Shriram One Application for paying Credit Cards with Debit cards without any convenience fees, the MCC is 4900 (Checked with RBL Bank) for SHRIRAM FINANCE Ltd on the payment gateway, and thus Rewards should be there. Enjoy while it lasts! 😌
Thanks!
Note - first time try Rs100 and then 1k, 5k, 10k or max 20k. Do multiple transactions.
Dnt use SBI unipay at night, if possible try on bank working hours.
@Sachin9811