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best non-upi wallet? (without linking bank account)

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Generous
santosh_blr

Which is the best wallet nowadays?

- money top-up without charges (atleast with UPI)
- wide acceptance (like Paytm wallet)
- should not force UPI / bank account linking
- offers & rewards

Paytm is not accepting new wallet creation. Only other app I know is PhonePe, but haven’t used it. Don’t want to go with Mobikwik (still exists?), Freecharge etc.

What are your suggestions? I need a wallet which doesn't force me to link it to UPI for using it.

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Generous Generous
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Phonepe

Pro Entertainer Pro Entertainer
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But phonepe is almost nothing without UPI.

Hunk Hunk
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Pockets by ICICI, Payzapp etc.

Deal Cadet Deal Cadet
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Amazon Pay?

Generous Generous
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Guys I am asking for a wallet which is not linked to a bank account in any form (including UPI).

Does payzap work everywhere? Can you scan a paytm QR code and pay at a shop?

Benevolent Benevolent
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ICICI Pockets. You can online by virtual card and also by scan and pay. You can load via UPI

Like Magnet Like Magnet
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To pay at local shops paytm.
To get discount on bill payments amazon pay.

Helpful Helpful
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talkcharge but not too famous

Generous Generous
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Checked.. none of them come anywhere close to Paytm when it comes to wide acceptance (non UPI based payments). And, Paytm unfortunately has stopped enrolling for new wallets sad

Generous Generous
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Checked.. none of them come anywhere close to Paytm when it comes to wide acceptance (non UPI based payments). And, Paytm unfortunately has stopped enrolling for new wallets sad

Benevolent Benevolent
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ICICI Pockets UPI is linked to the wallet acct, not linked to the bank acct. Your bank acct is not exposed. Also offers virtual card for online payments. So you can pay with this almost everywhere.

Finance Ninja Finance Ninja
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Is pockets money transfer working for anyone , i have money in it
But for the past week whenever i try to send money through upi it says Invalid data #11. Money is stuck

Generous Generous
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You can use request money from other upi app.
Ex for amazon
Got to upi-> get payment-> request money-> use pockets app upi address

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Deal Newbie Deal Newbie
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😚hii

Deal Cadet Deal Cadet
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so what are you using nowadays @santosh_blr ?

Generous Generous
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Still using regular UPI and getting tons of lines in my account statement disappointed

Don't want to pay money to load my own ₹₹ into my own wallet. They said UPI now has wallet functionality, but I don't find it in Google pay or phonePe. Haven't used BHIM, but have heard it generally won't work in evenings (aka peak hours).

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Deal Newbie Deal Newbie
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Fam App, Omni Card for UPI payments and PayZapp for Tap & Pay

Deal Newbie Deal Newbie
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i need a app which dont need face verify and we can send money on it without adding bank and pay someone from wallet 

and omni app otp not coming

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