best non-upi wallet? (without linking bank account)

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Deal Subedar
santosh_blr

Which is the best wallet nowadays?

- money top-up without charges (atleast with UPI)
- wide acceptance (like Paytm wallet)
- should not force UPI / bank account linking
- offers & rewards

Paytm is not accepting new wallet creation. Only other app I know is PhonePe, but haven’t used it. Don’t want to go with Mobikwik (still exists?), Freecharge etc.

What are your suggestions? I need a wallet which doesn’t force me to link it to UPI for using it.

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Rajasthan Royals Rajasthan Royals
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Phonepe

Delhi Capitals Delhi Capitals
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Cool07 wrote:

Phonepe

But phonepe is almost nothing without UPI.

Deal Cadet Deal Cadet
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Pockets by ICICI, Payzapp etc.

Deal Newbie Deal Newbie
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Amazon Pay?

Deal Subedar Deal Subedar
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Guys I am asking for a wallet which is not linked to a bank account in any form (including UPI).

Does payzap work everywhere? Can you scan a paytm QR code and pay at a shop?

Critic Critic
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ICICI Pockets. You can online by virtual card and also by scan and pay. You can load via UPI

Like Magnet Like Magnet
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To pay at local shops paytm.
To get discount on bill payments amazon pay.

Deal Subedar Deal Subedar
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Checked.. none of them come anywhere close to Paytm when it comes to wide acceptance (non UPI based payments). And, Paytm unfortunately has stopped enrolling for new wallets sad

Deal Subedar Deal Subedar
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Checked.. none of them come anywhere close to Paytm when it comes to wide acceptance (non UPI based payments). And, Paytm unfortunately has stopped enrolling for new wallets sad

Chennai Super Kings Chennai Super Kings
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Is pockets money transfer working for anyone , i have money in it
But for the past week whenever i try to send money through upi it says Invalid data #11. Money is stuck

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Is pockets money transfer working for anyone , i have money in it
But for the past week whenever i try to send money through upi it says Invalid data #11. Money is stuck

You can use request money from other upi app.
Ex for amazon
Got to upi-> get payment-> request money-> use pockets app upi address

Critic Critic
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santosh_blr wrote:

Checked.. none of them come anywhere close to Paytm when it comes to wide acceptance (non UPI based payments). And, Paytm unfortunately has stopped enrolling for new wallets sad


ICICI Pockets UPI is linked to the wallet acct, not linked to the bank acct. Your bank acct is not exposed. Also offers virtual card for online payments. So you can pay with this almost everywhere.

Pro Tech Guru Pro Tech Guru
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Tanmayyy wrote:

Is pockets money transfer working for anyone , i have money in it
But for the past week whenever i try to send money through upi it says Invalid data #11. Money is stuck

You can transfer your stuck money by using the ICICI NB option in Paytm or Airtel Money etc. I thought I had experienced every different error in Pockets but this is a new one! 

Pro Tech Guru Pro Tech Guru
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ashish0193 wrote:

You can use request money from other upi app.
Ex for amazon
Got to upi-> get payment-> request money-> use pockets app upi address

Nice! I couldn’t figure out how to enter UPI address manually off late in Amazon app.

Critic Critic
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Tanmayyy wrote:

Is pockets money transfer working for anyone , i have money in it
But for the past week whenever i try to send money through upi it says Invalid data #11. Money is stuck

pay credit card bill through amz using other upi option, use desktop browser.

Chennai Super Kings Chennai Super Kings
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LIMBO wrote:

You can transfer your stuck money by using the ICICI NB option in Paytm or Airtel Money etc. I thought I had experienced every different error in Pockets but this is a new one! 

I have savings account too , how to open nb for pockets?

Pro Tech Guru Pro Tech Guru
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Tanmayyy wrote:

I have savings account too , how to open nb for pockets?

You can get user name and password while using the forgot un and pw options while logging into the app. Courtesy of abhishek012. 

Deal Lieutenant Deal Lieutenant
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ashish0193 wrote:

You can use request money from other upi app.
Ex for amazon
Got to upi-> get payment-> request money-> use pockets app upi address

Doesn’t work with mi kyc pocket wallet

Deal Lieutenant Deal Lieutenant
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insta wrote:

Doesn’t work with mi kyc pocket wallet

Min kyc doesn’t allow upi transfer, for that you have to use netbanking of pockets

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

I have savings account too , how to open nb for pockets?

U need pockets login id
Its like 4letters of ur name followed by 4 digits
U get it when u create wallet

Chennai Super Kings Chennai Super Kings
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ashish0193 wrote:

You can use request money from other upi app.
Ex for amazon
Got to upi-> get payment-> request money-> use pockets app upi address

@panchabhut @ashish0193 not working , payment getting refunded instantly back to pockets

Deal Lieutenant Deal Lieutenant
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ashish0193 wrote:

Min kyc doesn’t allow upi transfer, for that you have to use netbanking of pockets

Yes, but even my paytm is min kyc, so not loading thr. only option is merchant payments

Deal Lieutenant Deal Lieutenant
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insta wrote:

Yes, but even my paytm is min kyc, so not loading thr. only option is merchant payments

You can try  cc payment in cred

Chennai Super Kings Chennai Super Kings
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ashish0193 wrote:

It is working for me no idea what happened with yours. I use [email protected] upi id, try if it helps.

I am trying that , but it just debits and refunds it back. Asked chat support they said we’ve already highlighted the issue to the team

Deal Lieutenant Deal Lieutenant
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ashish0193 wrote:

You can try  cc payment in cred

Doing that only grin

Critic Critic
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Tanmayyy wrote:

I have savings account too , how to open nb for pockets?

Pockets would reflect in the same user ID, if mapped to same mobile no. 

Pro Tech Guru Pro Tech Guru
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Tanmayyy wrote:

I am trying that , but it just debits and refunds it back. Asked chat support they said we’ve already highlighted the issue to the team

It works in my Airtel Payments Bank account. Even got Rs 25 reward for the first time but thereafter “Oops you just missed out on a reward” everytime. Never worked in case of Paytm. 

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