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Here is the Best payment mode for credit card if you don't want to use cred

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decideaim

Pay credit card bills using SBI rupay card, pay with it at Paytm and you will get 100 sbi rewardz points for each 10000 transaction.
Each point worth 0.25 paise, so 25 rupees, redeemable on a hundred brand vouchers including Amazon and flipkart or you can use it for recharge.

Note: transaction cap 10000 for single transaction, multiple transactions give 25 rupees for each 10K

Bonus: if you apply for rupay platinum you can use it for load 400 get 500 (20% off)  on Amazon one Friday a month.

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Cred se sataya hua ek or insaan

T- harrassed by Cred.

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IDBI RuPay Platinum debit card give 0.5% rewards points.

No idea, rewards point eligible for credit card bill pay through paytm or not.

Bonus: RuPay platinum debit card – you can use it for load 400 get 500 (20% off) on Amazon once per month (only on fridays).

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Walter-O-Brien wrote:

Cred se sataya hua ek or insaan

T- harrassed by Cred.

Lol I never tried it stuck_out_tongue

Any sbi debit card would give rewardz points but not any card can be used for paying credit card bills, hence the rupay variant specifically.
@parveenkk

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abhishek012 wrote:

IDBI RuPay Platinum debit card give 0.5% rewards points.

No idea, rewards point eligible for credit card bill pay through paytm or not.

Bonus: RuPay platinum debit card – you can use it for load 400 get 500 (20% off) on Amazon once per month (only on fridays).

Credit card bills through debit cards are not generally rewarded by private banks, but sbi although made a formal announcement last year that credit card bills won’t count for rewardz is still giving it for me every month.

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I dont hate cred because it is one stop where you can get info related to you due amount

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decideaim wrote:

Credit card bills through debit cards are not generally rewarded by private banks, but sbi although made a formal announcement last year that credit card bills won’t count for rewardz is still giving it for me every month.

Any t&c link you have for IDBI debit card rewards point ?

By the way IDBI bank is Govt bank, subsidiary of LIC & DFI

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Walter-O-Brien wrote:

Cred se sataya hua ek or insaan

T- harrassed by Cred.

Ye cred waale kaise sata rhe?

T: how is cred troubling ppl?

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decideaim wrote:

Rupay not given here, we have to wait for someone to confirm, who used idbi rupay debit card for credit card payment. Other than rupay we can’t pay anyway.

https://www.idbibank.in/revision-debit-card-loy...

IDBI Bank RuPay Platinum debit card – https://www.idbibank.in/rupay_platinum_NCMC_deb...

2 loyalty points for every Rs. 100 purchase.

1 loyalty points = Re 0.25.

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abhishek012 wrote:

IDBI Bank RuPay Platinum debit card – https://www.idbibank.in/rupay_platinum_NCMC_deb...

2 loyalty points for every Rs. 100 purchase.

1 loyalty points = Re 0.25.

If the “purchase” includes credit card bill then I’d take one myself, waiting for someone to confirm the same .

Btw since you are a rupay fan, can you tell me what the difference between NCMC and regular card is, I mean is it better to have it as compared to the regular platinum card?

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Sbi rewardz has excluded cc transactions for points recently.

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Tjs15 wrote:

Sbi rewardz has excluded cc transactions for points recently.

I know but It’s still working with paytm-sbi rupay combo dude, I’m using the same every month, try to pay a 500 yourself and see, rewardz will be credited in a few days without fail.

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decideaim wrote:

If the “purchase” includes credit card bill then I’d take one myself, waiting for someone to confirm the same .

Btw since you are a rupay fan, can you tell me what the difference between NCMC and regular card is, I mean is it better to have it as compared to the regular platinum card?

NCMC means – National Common Mobility Card or also called One Nation, One Card.

RuPay NCMC card is NFC contactless cards but comes with separate offline wallet option for transit payment in Metro, Buses, retail, toll, parking etc.

You can load money in your offline wallet and pay metro ticket payment or bus ticket payment at AFC gates.

Work just like any Metro card or Transit card.

Your offline wallet money loaded in your RuPay EMV chip, that why RuPay Cards to make Offline Payments, Even Without Internet. Reducing the wait time, traffic congestion and transit time by enabling automatic quick cashless payments.

It is a unique feature that enables customers to use the card for merchant/operator specific application e.g. travel passes, season tickets, etc.

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decideaim wrote:

I know but It’s still working with paytm-sbi rupay combo dude, I’m using the same every month, try to pay a 500 yourself and see, rewardz will be credited in a few days without fail.

Okay, I’ll try it thanks

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mrcool999 wrote:

I dont hate cred because it is one stop where you can get info related to you due amount

See it’s not against cred or anything bro, cred is the gold standard for cc payment thats why comparing with it.
The other thing is even Paytm is asking me access to read mails and messages, to inform about due dates and amounts, I didn’t allow that feature though.

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decideaim wrote:

See it’s not against cred or anything bro, cred is the gold standard for cc payment thats why comparing with it.
The other thing is even Paytm is asking me access to read mails and messages, to inform about due dates and amounts, I didn’t allow that feature though.

Right cred is the best currently for cc bill payment
Although it gives very less return but remember cred started the trend of cashback for cc payment.
It had paid very generous in initial days
(I had won 1k for atleast 5 times and total of 20k+ I’ll now)

Rest mobikwik is best (atleaset in return in comparison) then amazon paytm phonepe had passed their prime

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Same offer apply with hdfc rupay card?

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Xtreme1319 wrote:

Same offer apply with hdfc rupay card?

No bud, sbi rewardz points are specific to sbi debit card only

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Cashbacks are shortlived pal, they are a bait to onboard customers.
Discount offers over many websites and sales throughout year are only possible by big fishes. So you decide.

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Tjs15 wrote:

Okay, I’ll try it thanks

Have you tried it yet bro?

Unlike payment gateway hacks, this trick to pay credit cards works with all credit cards. 0.25 percent return on credit Card payment is decent as per my opinion, particularly for high amounts in multiples of 10k

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Use hdfc platinum debit card.1% upto 750 per month.

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decideaim wrote:

Have you tried it yet bro?

Unlike payment gateway hacks, this trick to pay credit cards works with all credit cards. 0.25 percent return on credit Card payment is decent as per my opinion, particularly for high amounts in multiples of 10k

I have hdfc cc to be paid this month. I guess i also saw bharatpe upi offer

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vasanth_ece wrote:

Use hdfc platinum debit card.1% upto 750 per month.

How, through which payment?

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decideaim wrote:

How, through which payment?

Hdfc saving account needed.Pay through hdfc bill pay.Available only with hdfc platinum debit card.
For millennia card,you’ll get 1% cashback by paying through Paytm add money,but it’ll take 90 days to credit.

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I have hdfc visa platinum card only

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Tjs15 wrote:

I have hdfc cc to be paid this month. I guess i also saw bharatpe upi offer

Okay I’ll check other offers, I need to pay soon too

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decideaim wrote:

Okay I’ll check other offers, I need to pay soon too

Don’t do if it’s nearing die date.hdfc credit by 5 days

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