https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133302
What CCs do you currently have... a nice one is Regalia Rupay...
Best Rupay Credit Card
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Hi Dimers,
Seeking your suggestions for the best Rupay Credit Card.
The primary use case is to use this on UPI apps and earn rewards.
These would be relatively small payments 100Rs or so mostly. Rarely may go up to 10K(In case the merchant doesn't accept cards).
If there can be an LTF one, there is Nothing better than that.
I was looking for BoB easy, they waive off the annual fee after 35K spend per year. Any other suggestions?
Expiring In
16 days
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133339
Few mins back I applied for BOB easy card, what a coincidence you posted thread for suggestion, I just want rupay variant for upi benefits that's why I applied also the spending limit also easily achievable
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133346
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133355
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sendhil.warrior304 wrote:Millennia on diners, never heard of it till now
Yes, they offer Millenia on Diners. I myself had it when my Diners ClubMiles card expired and they couldn't issue a new one since it was phased out.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133391
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starbearer wrote:Same happened with me.Yes, they offer Millenia on Diners. I myself had it when my Diners ClubMiles card expired and they couldn't issue a new one since it was phased out.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133392
Satish84 wrote:Looks Like BoB Easy is Easy on people.
Few mins back I applied for BOB easy card, what a coincidence you posted thread for suggestion, I just want rupay variant for upi benefits that's why I applied also the spending limit also easily achievable
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133410
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133427
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tappukepapa wrote:These days, Bank can decline any Credit Card application
Not easy for everybody, they declined my application citing CIBIL score , despite cibil of 786. 😊
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133885
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133961
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abhishek012 wrote:Apply for Tata Neu Infinity RuPay credit card from Tata Neu app.
You will get unlimited 1.5% Neu coins on any banks credit card bill pay via Amazon using your Neu card link UPI spend.
Great. Is there any limit on the min transaction? Some of my UPI payments can be as low as 65₹
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133971
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Do only genuine transactions.
aggrox wrote:No minimum transaction limit but bank will block UPI transaction, if you do too much small amount of transactions because transaction under Rs2001, no MDR charges applied.Great. Is there any limit on the min transaction? Some of my UPI payments can be as low as 65₹
Do only genuine transactions.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9133986
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abhishek012 wrote:
No minimum transaction limit but bank will block UPI transaction, if you do too much small amount of transactions because transaction under Rs2001, no MDR charges applied.
Do only genuine transactions.
Awesome. Great to know
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9134954
Agnivo007 wrote:What CCs do you currently have... a nice one is Regalia Rupay...
Any special benefit in regalia rupay? I'm currently having regalia first visa ltf so was thinking about rupay conversion
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9135159
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9135480
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RuPay Regalia link with UPI and get rewards point on UPI spend + milestone benefit also count.
HDFC RuPay regalia details - https://www.desidime.com/discussions/hdfc-bank-...
Your card remain LTF after conversion to LTF RuPay Regalia.
Tips: pay any other banks credit card bill via Amazon using RuPay Regalia link UPI to easily reached milestone benefit and also get rewards point.
@Agnivo007
dimer003 wrote:RuPay is Indian company na. So, use it and support it.Any special benefit in regalia rupay? I'm currently having regalia first visa ltf so was thinking about rupay conversion
RuPay Regalia link with UPI and get rewards point on UPI spend + milestone benefit also count.
HDFC RuPay regalia details - https://www.desidime.com/discussions/hdfc-bank-...
Your card remain LTF after conversion to LTF RuPay Regalia.
Tips: pay any other banks credit card bill via Amazon using RuPay Regalia link UPI to easily reached milestone benefit and also get rewards point.
@Agnivo007
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9136843
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abhishek012 wrote:
RuPay is Indian company na. So, use it and support it.
RuPay Regalia link with UPI and get rewards point on UPI spend + milestone benefit also count.
HDFC RuPay regalia details - https://www.desidime.com/discussions/hdfc-bank-...
Your card remain LTF after conversion to LTF RuPay Regalia.
Tips: pay any other banks credit card bill via Amazon using RuPay Regalia link UPI to easily reached milestone benefit and also get rewards point.
@Agnivo007
Why BOB rupay card is not eligible for 7.5% discount on Amazon?
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9136968
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9136984
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abhishek012 wrote:
Which 7.5% discount offer ? EMI offer on Amazon ?
Amazon is not enabled yet RuPay credit cards for EMI transactions.
So, no relation with discount offer. EMI transaction is not supported on Amazon.
Iske liye kuch kijiye na sir!
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9140699
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abhishek012 wrote:
Which 7.5% discount offer ? EMI offer on Amazon ?
Amazon is not enabled yet RuPay credit cards for EMI transactions.
So, no relation with discount offer. EMI transaction is not supported on Amazon.
Is it possible to get Bob visa add on card along on BOB premier rupay card?
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9140719
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9140768
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abhishek012 wrote:Lekin bahut sare offer miss ho rahe hai jo BOB ke hai but only visa/mc ke liye hai
No, aise bhi EMI 1% log use karte hai. EMI lene k baad bhi cancel kar dete hai maximum log charges k karan.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146004
@abhishek012 Hi, what is the best way to Pay Rupay Credit card bill? Can we pay via CheQ or HDFC bill pay?
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146038
HereForDeals wrote:Yes.@abhishek012 Hi, what is the best way to Pay Rupay Credit card bill? Can we pay via CheQ or HDFC bill pay?
If you have HDFC RuPay credit card then pay any other banks credit card bill via Amazon using your RuPay CC link UPI and also get Reward points/Neu coins on UPI spend.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146078
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abhishek012 wrote:Ok, then we can pay HDFC Rupay Credit card bill via CheQ or HDFC bill pay right?
Yes.
If you have HDFC RuPay credit card then pay any other banks credit card bill via Amazon using your RuPay CC link UPI and also get Reward points/Neu coins on UPI spend.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146233
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HereForDeals wrote:Yes. why not.
Ok, then we can pay HDFC Rupay Credit card bill via CheQ or HDFC bill pay right?
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146327
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abhishek012 wrote:
RuPay is Indian company na. So, use it and support it.
RuPay Regalia link with UPI and get rewards point on UPI spend + milestone benefit also count.
HDFC RuPay regalia details - https://www.desidime.com/discussions/hdfc-bank-...
Your card remain LTF after conversion to LTF RuPay Regalia.
Tips: pay any other banks credit card bill via Amazon using RuPay Regalia link UPI to easily reached milestone benefit and also get rewards point.
@Agnivo007
The thing with rupay cards is card offers. While rupay offers are super good and UPI linking is good, most of the bank offers don't apply on rupay cards. Have experienced it personally and raised a few times as well.
https://www.desidime.com/discussions/best-rupay-credit-card?page=1#post_9146396
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And all other bank offers also applied on RuPay cards too.
It will take some time for the newly launched RuPay card BINs to be updated in their banking system and bank offers.
One more thing, Since, banks launch first time RuPay credit cards on their system.
It took at least 1 year for NPCI to give Go Live Certificate to newly launched bank RuPay credit cards.
You will see all 1 year+ old RuPay debit and RuPay credit cards. All bank offers applied on old RuPay cards.
For example - ICICI RuPay coral credit card currently on beta testing and ICICI-Amazon 10% discount offers is not applying on this card yet. 2 more ICICI RuPay credit cards are coming soon. Once all ICICI RuPay credit cards fully integrated on ICICI bank's system. You will see all discount offers applied on ICICI RuPay credit cards too.
Fanil wrote:All HDFC RuPay debit/credit cards - 99% all bank offers applied.The thing with rupay cards is card offers. While rupay offers are super good and UPI linking is good, most of the bank offers don't apply on rupay cards. Have experienced it personally and raised a few times as well.
And all other bank offers also applied on RuPay cards too.
It will take some time for the newly launched RuPay card BINs to be updated in their banking system and bank offers.
One more thing, Since, banks launch first time RuPay credit cards on their system.
It took at least 1 year for NPCI to give Go Live Certificate to newly launched bank RuPay credit cards.
You will see all 1 year+ old RuPay debit and RuPay credit cards. All bank offers applied on old RuPay cards.
For example - ICICI RuPay coral credit card currently on beta testing and ICICI-Amazon 10% discount offers is not applying on this card yet. 2 more ICICI RuPay credit cards are coming soon. Once all ICICI RuPay credit cards fully integrated on ICICI bank's system. You will see all discount offers applied on ICICI RuPay credit cards too.
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