Best Sggestion for investment of 10L to get 12-15% sure return

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Arjun_0007
Good afternoon Dimers,

I just want diffrent idea of investment  to get 12-15%  fixed return and also should  safe investment.
As i feel  after retirement everyone should have fixed return  for some  one time investment.
Your ideas will be appriciable.

Thanks and regards
Arjun kumar
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Commentator Commentator
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Safe investment will always be under 10% that too for super senior citizens and anything above that (10%) will be risk investment only, so for safe investment currently its Suryoday Bank which gives 9.01% (9.25% for senior folks) for 5yrs FD meaning 3.2L invested for 5yrs fetches 5L (11.23% annualized/ for senior citizen close to 11.5% annualized), the reason for 3.2L is for 5L insurance coverage by DICGC 

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Hunk Hunk
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I don't think you will find anything safe that will give you anywhere close to the return you want.
12% is a fairly high return which no safe option will give you.

You can invest in mutual funds and can most probably get 12% return in long term but it's not a safe guaranteed return.

Beacon Beacon
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Thanks for your suggestion sir..

All sugesstions are most welcome

Commentator Commentator
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Safe investment will always be under 10% that too for super senior citizens and anything above that (10%) will be risk investment only, so for safe investment currently its Suryoday Bank which gives 9.01% (9.25% for senior folks) for 5yrs FD meaning 3.2L invested for 5yrs fetches 5L (11.23% annualized/ for senior citizen close to 11.5% annualized), the reason for 3.2L is for 5L insurance coverage by DICGC 

Deal Cadet Deal Cadet
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Most people casually say, we have insurance for 5 lakh, so we can invest upto that amount. But if things go wrong, how long it takes for that amount to be recovered? Please read stories on internet. 

In IMHO, one should avoid all these extra interest banks, if safety is priority. 

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Post Emperor Post Emperor
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If you need 12% or higher than forget about safety, still you can get 9-10% as safest way by investing in government bonds obviously not 100% safe but safest available in market for upto 10% return

Talk-Of-The-Town Talk-Of-The-Town
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Which govt bonds are giving 10%

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Hunk Hunk
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Sure shot 12-15% return isn't possible. Mutual funds have been giving these returns but there is no guarantee that trend will continue.

Benevolent Benevolent
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Do FD for 5 lacs and 5lacs in MF or shares so avg may be 12-15%

u can even include Gold, say for 2lacs

- almost safe IMO

Generous Generous
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Gold return gave me 20% in month

Deal Cadet Deal Cadet
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For Long Term Go Ahead with Gold, Sure 12%.

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