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Best Way to Pay HDFC Bank CC Bill of approx. Rs. 22k - Rs. 22.5k ?

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sahil1033

Apologies for asking redundant question but the landscape keeps on changing and wanted to ask this as it's quite urgent.

So, earlier, I tried paying off excess bill amount over Rs. 10k to use MobiKwik's FULLPAY coupon code coupled with SBI DC to get effective 1.25% cashback. But recent changes in MobiKwik has made things even worse now.

This time, I've accumulated approx. Rs. 28k - Rs. 29k bill for Tata Neu Infinity RuPay HDFC Bank CC whose billing date is 1st of every month. What's the best way to pay off around Rs. 22k bill before the statement generates?

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Hunk Hunk
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Best way is to keep paying around the month using all the offers and keep 7500 for billing only.

Deal Cadet Deal Cadet
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@sahil1033 Yes. i used to pay over MK. its been some time they stopped it.
Any wallet or other options.
Generous Generous
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@Rag_NLR

the best option I see is, pay via Park+ for Rs. 500 and get Rs. 5 back in Park+ wallet (coupon code : CREDITBONANZA) and use SBI debit card for this which will give 4 reward points equivalent to Re. 1

pay again, so, this time you'll pay only Rs. 495 by utilizing Rs. 5 cashback from previous payment

this way, effective reward rate is 1.2% and within span of 24 hours, it can be used twice only

do this before bill generation date to bring down bill value till Rs. 7.5k for a particular CC and use MobiKwik with FULLPAY coupon code to avail Rs. 75 cashback in wallet

after introduction of MobiKwik's Pocket UPI, wallet balance can be used to pay via UPI, so, it's a win-win getting cashback in MobiKwik wallet

for billers available under HDFC Bank Bill Pay, use HDFC Bank Platinum DC to get 1% cashback upto Rs. 750 ... time and again several things has changed but I'm seeing this option has stayed rock solid, so, if required, go ahead and open a SavingsMax Savings A/C and avail the benefit

Deal Subedar Deal Subedar
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@sahil1033

Don't know if this will work or any charges. Have you paid credit card bill through snapay? Snapay is said to have utility mcc.

If that's true, plat DC should give cb on payment via snapay right?

I never tried it. Maybe try with just 100 Rs to check.

Generous Generous
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@Demon_slayer I've stayed away from Snapay as I keep hearing about money stuck with them bill not being settled ... so, choosing to still stay away from them

peace of mind >>>>>> cashback 😇
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Deal Cadet Deal Cadet
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Please help me too

Hunk Hunk
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Best way is to keep paying around the month using all the offers and keep 7500 for billing only.

Generous Generous
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@am_Batman ... I'm looking for that only, so that bill generated is of less than Rs. 7.5k ... I don't see any offer available to pay off Rs. 22k - Rs. 23k worth HDFC Bank CC bill

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Deal Subedar Deal Subedar
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If you have millenia DC, load in paytm wallet and pay directly to get 1%.

Generous Generous
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@Demon_slayer ... I don't have, I've HDFC Bank Platinum DC 🥲

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Deal Cadet Deal Cadet
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i have HDFC platinum DC. Any option to pay HDFC CC with cashback?

Generous Generous
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I guess no, earlier it was possible through MobiKwik, then they changed MCC for CC bill payments and now ultimately started charging 0.59% extra for CC bill payments via debit card.

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Deal Newbie Deal Newbie
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Even I am interest to know the best way currently to pay hdfc cc bills. Please do share someone 

Generous Generous
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UPDATE :

Use Park+, coupon code : BILLS100 which is applicable 3 times in an hour

pay minimum bill of Rs. 100, I've paid thrice and got Rs. 2 cashback in Park+ wallet all the three times ... highly irritating but reward rate is 2% till now

for Park+ referral benefits, feel free to DM

@anuraggarg @Rag_NLR @ragavbpl

Deal Cadet Deal Cadet
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It is applicable only 50 times per user so no luck
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Generous Generous
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UPDATE :

Finally had to settle paying bill on Park+ via SBI debit card for 0.25% reward rate. Hoping they credit it on time so that when bill is generated on 1st March, bill amount is Rs. 7,500 or less than that.

Deal Subedar Deal Subedar
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If you were just relying on DC, why use park+? Paytm credits instantly, mobiqwik  settles in 3 days.

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Freebie Finder Freebie Finder
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Avoid paying the CC bills from Park+ and Snapay as they take a long time to settle the payment, in most of the cases they will do it in 3-5 working days. In case, the payment due date remains only a day then it's better to use Paytm, Cred and Mobikwik for instant settlements.

Generous Generous
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Park+ settles IDFC First Bank CC bill instantly but in case of HDFC Bank CC bill, it's taking forever 😞
Firestorm Firestorm
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Does indie dc gives 0.5% cb on paytm also. Anyone tried for cc payment? Park+ gives 0.5% cb via indie dc.

Hunk Hunk
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@sahil1033 Any summary for the post ?

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Cool Cool
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Mobikwik is charging convenience fees (around 0.5%) for using debit cards now. However it's still free using UPI.

Hotshot Hotshot
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One card by sbm bnk bill payment ka koi offer

Deal Newbie Deal Newbie
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Mobik

Deal Newbie Deal Newbie
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Kitni garibi hai yaha stuck_out_tongue_winking_eye🤣

Deal Newbie Deal Newbie
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Still finding but cred and mobik are good

Wingman Wingman
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Any suggestions for One Card bill payment, most of the apps doesn't support bill payment for One Card. As far as I am using only Cred is giving chindi cashback. Mobikwik is giving 1% upto Rs. 75 but not supporting One Card.

Deal Subedar Deal Subedar
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I had paid HDFC Rupay Regalia with PhonePe, Payzapp using SBI debit card and with also with Cred UPI on 3rd March. None of the transactions are credited to the account. Had to pay one more time using HDFC net banking.

All of these portals say that the transaction is settled from their end, and I am yet to receive any reply from HDFC CC. Not sure if it is any issue for me or with everybody having HDFC Rupay card

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