https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8795991
U are lucky one,may be u have some existing relationship with bank
BOB Card Approved without any verification
After reading various discussions & threads in desidime community, finally decided to apply Snapdeal BOB card.
I applied the card on 15th OCT. Then last 12 days no response from BOB.
Today suddenly received dispatch SMS from BOB, speed post tracking number mentioned.
Interestingly BOB doesn't do any Video KYC or Physical KYC, No home Visit, not even got any single phone call from bob for the verification. they automatically dispatched, process is literally very smooth, definitely better than axis.
@abhishek012 @MrKool_JJ
I applied the card on 15th OCT. Then last 12 days no response from BOB.
Today suddenly received dispatch SMS from BOB, speed post tracking number mentioned.
Interestingly BOB doesn't do any Video KYC or Physical KYC, No home Visit, not even got any single phone call from bob for the verification. they automatically dispatched, process is literally very smooth, definitely better than axis.
@abhishek012 @MrKool_JJ
Expired
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8795993
Lifetime free ..?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796001
CostalWaves wrote:No ..rs249/yr
Lifetime free ..?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796004
Abhinav_Pune wrote:No existing relationship with BOB. Last year was trying to open bob digital account for rupay platinum cards. But those moron rejected my video kyc due to PAN card image. Their system not even recognized my 7 years old image. They suggested me to visit branch, but I clearly ignored that suggestion, and later opened account with au & equitas bank with video kyc for rupay platinum cards without any hassle.
U are lucky one,may be u have some existing relationship with bank
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796006
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abhijith143 wrote:Its Rs. 249 + GST.
No ..rs500/yr
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796010
CostalWaves wrote:No. Annual Fees 294 (Rs.249 + 18% GST)
Lifetime free ..?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796013
They had some entry in system, else impossible...
Btw, have savings account with BoB, what is the main benefit of SD card? Any CB or special tricks?
Also, any C2C statement upload option available in online application for this card?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796065
Agnivo007 wrote:BOB offers, RuPay offers and 2.5% cashback online shopping, Grocery, department stores on other websites offer.They had some entry in system, else impossible...
Btw, have savings account with BoB, what is the main benefit of SD card? Any CB or special tricks?
Also, any C2C statement upload option available in online application for this card?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796075
Any online spend rewarded? Or only shopping category like flipkart etc? Education fees, utility bill payments for 2.5%?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796087
🎊
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796089
Ever applied for/hold onecard?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796090
Congrats bro..
Have you applied c2c?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796098
Agnivo007 wrote:Any online spend rewarded? Or only shopping category like flipkart etc? Education fees, utility bill payments for 2.5%?
No, only online shopping & Grocery.
other spend 1% cashback rewards.
Also 2.5% cashback rewards upto 500 per month (after that 1% cashback).
Rewards point credit to card statement next month.
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796100
Me too got in 5 days when I applied few months back without kyc, verification or call.
I hold saving account
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796107
bohemian wrote:
Me too got in 5 days when I applied few months back without kyc, verification or call. I hold saving account
Great, so this is an easy to get card. What about income proof? C2C statement upload available?
Card accepted in bank offers?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796130
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796179
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796249
Had the same experience in February. Was out of the country hence couldn't even do vkyc nor attend their calls. The card was dispatched after 96 days.
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796267
Only if this gave 2.5% in other MCCs except online shopping category... Mostly wanted for online education fees payment through eduqfix (categorized as "other" in onecard)
@bikidas2060 C2C through online application too? Option there?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796274
Can holders of this card give examples of various transactions where they got 2.5% CB?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796295
Agnivo007 wrote:Only if this gave 2.5% in other MCCs except online shopping category... Mostly wanted for online education fees payment through eduqfix (categorized as "other" in onecard)
@bikidas2060 C2C through online application too? Option there?
Yes bhai. Option is there. You ll need to upload your cc statement along with front photo of your card. 🙂
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796298
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bikidas2060 wrote:If u click selfemployed option u wil get credit card statement option 2 days back checkedYes bhai. Option is there. You ll need to upload your cc statement along with front photo of your card. 🙂
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796312
OK thanks @Dileep_kumar and @bikidas2060 .
Had applied for select card in May, was rejected (maybe due to docs not clear), didn't pursue further. Cool-off period is over. My other cards were recently upgraded/reissued, so that won't work now, right? They need minimum 6 months old card? Also, masking part of card number from front face is allowed?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796341
Agnivo007 wrote:I think minimum 1yr old card is eligible front pic of card without masking card number should be providedOK thanks @Dileep_kumar and @bikidas2060 .
Had applied for select card in May, was rejected (maybe due to docs not clear), didn't pursue further. Cool-off period is over. My other cards were recently upgraded/reissued, so that won't work now, right? They need minimum 6 months old card? Also, masking part of card number from front face is allowed?
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796355
@Dileep_kumar Then that spoils things as card issue month is printed on face and all cards got reissues a few months ago...
Also these days, on some cards front side has name and reverse the card number. So both sides needed and cvv needs to be masked?
Anyway, looks like I need to postpone till atleast 6 months of card issue date... @bikidas2060 @bohemian
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796416
Agnivo007 wrote:@Dileep_kumar Then that spoils things as card issue month is printed on face and all cards got reissues a few months ago...
Also these days, on some cards front side has name and reverse the card number. So both sides needed and cvv needs to be masked?
Anyway, looks like I need to postpone till atleast 6 months of card issue date... @bikidas2060 @bohemian
1 year is needed bhai. And one more thing you can always show your itr income as well. 🙂🙂🙂 No issues in that part at all. My own sister, who is a govt servant, applied for Bob card and she had to share the salary slip. No office verification/ no doc verification was done. In case of self employment they do ask questions about signboard of the office etc over phone. Everything is manageable bhai.
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796417
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Dileep_kumar wrote:
I think minimum 1yr old card is eligible front pic of card without masking card number should be provided
Yes, you are right bhai.
https://www.desidime.com/discussions/bob-card-approved-without-any-verification?page=1#post_8796734
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semcularbaaz_kitepetals wrote:Some questions: 1) Applied as Salaried/Self employed? 2) Do you hold any other CC? 3) Once upon a time, were you shopping extensively at Snapdeal? 4) What's the CL you got? TIA @semcularbaaz_kitepetals
No existing relationship with BOB. Last year was trying to open bob digital account for rupay platinum cards. But those moron rejected my video kyc due to PAN card image. Their system not even recognized my 7 years old image. They suggested me to visit branch, but I clearly ignored that suggestion, and later opened account with au & equitas bank with video kyc for rupay platinum cards without any hassle.
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