Snapdeal BOB card a Good choice for not..??
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BOB Card Approved without any verification

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Deal Cadet
semcularbaaz...
After reading various discussions &  threads in desidime community, finally decided to apply Snapdeal BOB card.

I applied the card on 15th OCT. Then last 12 days no response from BOB.

Today suddenly received dispatch SMS from BOB, speed post tracking number mentioned.

Interestingly BOB doesn't do any Video KYC or Physical KYC, No home Visit, not even got any single phone call from bob for the verification. they automatically dispatched, process is literally very smooth, definitely better than axis.

@abhishek012 @MrKool_JJ
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Deal Captain Deal Captain
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U are lucky one,may be u have some existing relationship with bank
Deal Cadet Deal Cadet
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No existing relationship with BOB. Last year was trying to open bob digital account for rupay platinum cards. But those moron rejected my video kyc due to PAN card image. Their system not even recognized my 7 years old image. They suggested me to visit branch, but I clearly ignored that suggestion, and later opened account with au & equitas bank with video kyc for rupay platinum cards without any hassle.
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Deal's Advocate Deal's Advocate
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Lifetime free ..?
Deal Cadet Deal Cadet
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No ..rs249/yr 
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Finance Mentor Finance Mentor
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They had some entry in system, else impossible...

Btw, have savings account with BoB, what is the main benefit of SD card? Any CB or special tricks?

Also, any C2C statement upload option available in online application for this card?

Finance Ninja Finance Ninja
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BOB offers, RuPay offers and 2.5% cashback online shopping, Grocery, department stores on other websites offer.
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Finance Mentor Finance Mentor
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Any online spend rewarded? Or only shopping category like flipkart etc? Education fees, utility bill payments for 2.5%?

Finance Ninja Finance Ninja
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No, only online shopping & Grocery.

other spend 1% cashback rewards.

Also 2.5% cashback rewards upto 500 per month (after that 1% cashback).

Rewards point credit to card statement next month.

Benevolent Benevolent
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Lucky you bro... Anyways, congratulations smiley raised_hands tada🎊 @semcularbaaz_kitepetals
Critic Critic
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Ever applied for/hold onecard?

Finance Mentor Finance Mentor
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You're suspecting BoB draws data from OneCard as they are banking partner and if issued, they simply pass without KYC?

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Crusader Crusader
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Congrats bro.. Have you applied c2c?
Generous Generous
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Me too got in 5 days when I applied few months back without kyc, verification or call. I hold saving account
Finance Mentor Finance Mentor
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Great, so this is an easy to get card. What about income proof? C2C statement upload available?

Card accepted in bank offers?

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Deal Cadet Deal Cadet
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Had the same experience in February. Was out of the country hence couldn't even do vkyc nor attend their calls. The card was dispatched after 96 days.
Finance Mentor Finance Mentor
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Only if this gave 2.5% in other MCCs except online shopping category... Mostly wanted for online education fees payment through eduqfix (categorized as "other" in onecard)

@bikidas2060 C2C through online application too? Option there?

Tech Guru Tech Guru
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Yes bhai. Option is there. You ll need to upload your cc statement along with front photo of your card. 🙂

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Finance Mentor Finance Mentor
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Can holders of this card give examples of various transactions where they got 2.5% CB?

Finance Mentor Finance Mentor
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OK thanks @Dileep_kumar and @bikidas2060 .

Had applied for select card in May, was rejected (maybe due to docs not clear), didn't pursue further. Cool-off period is over. My other cards were recently upgraded/reissued, so that won't work now, right? They need minimum 6 months old card? Also, masking part of card number from front face is allowed?

Trailblazer Trailblazer
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I think minimum 1yr old card is eligible front pic of card without masking card number should be provided
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Finance Mentor Finance Mentor
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@Dileep_kumar Then that spoils things as card issue month is printed on face and all cards got reissues a few months ago...

Also these days, on some cards front side has name and reverse the card number. So both sides needed and cvv needs to be masked?

Anyway, looks like I need to postpone till atleast 6 months of card issue date... @bikidas2060 @bohemian

Tech Guru Tech Guru
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1 year is needed bhai. And one more thing you can always show your itr income as well. 🙂🙂🙂 No issues in that part at all. My own sister, who is a govt servant, applied for Bob card and she had to share the salary slip. No office verification/ no doc verification was done. In case of self employment they do ask questions about signboard of the office etc over phone. Everything is manageable bhai. 

Deal Cadet Deal Cadet
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They rejected mine Premier card, as mentioned @ satragha, share the answers so we get the idea for the approval.

Finance Mentor Finance Mentor
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@bikidas2060 I don't have any offline business, currently full time stock market investor. What needs to be put in details then? Organization: "SELF EMPLOYED" or "STOCK MARKET INVESTOR" ? Address same as home/permanent address?

I'll wait out till next FY for ITR or 1yr for cards to become aged.

Tech Guru Tech Guru
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Bhai, don't worry about address. Unlike Axis, Bob guys allow biz n residence to have same address. 

Under biz just mention as you have already told us. 🙂 They ll ask things regarding your biz over call but that's that. 🙂


Trailblazer Trailblazer
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Applied Bob card for father on 23rd oct received today without any verification call  but limit is low 
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