Snapdeal BOB card a Good choice for not..??
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BOB Card Approved without any verification

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Deal Cadet
semcularbaaz...
After reading various discussions &  threads in desidime community, finally decided to apply Snapdeal BOB card.

I applied the card on 15th OCT. Then last 12 days no response from BOB.

Today suddenly received dispatch SMS from BOB, speed post tracking number mentioned.

Interestingly BOB doesn't do any Video KYC or Physical KYC, No home Visit, not even got any single phone call from bob for the verification. they automatically dispatched, process is literally very smooth, definitely better than axis.

@abhishek012 @MrKool_JJ
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Agnivo007 wrote:

You're suspecting BoB draws data from OneCard as they are banking partner and if issued, they simply pass without KYC?

Yes & it is logical as well because being banking partner they have access to all the data collected by onecard as per rbi rules so if onecard has already done kyc/collected kyc data earlier from someone then any future banking partner of onecard may issue card based on that data if they want. 
Deal Cadet Deal Cadet
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They rejected mine Premier card, as mentioned @ satragha, share the answers so we get the idea for the approval.

Deal Subedar Deal Subedar
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@bikidas2060 I don't have any offline business, currently full time stock market investor. What needs to be put in details then? Organization: "SELF EMPLOYED" or "STOCK MARKET INVESTOR" ? Address same as home/permanent address?

I'll wait out till next FY for ITR or 1yr for cards to become aged.

Hunk Hunk
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Agnivo007 wrote:

@bikidas2060 I don't have any offline business, currently full time stock market investor. What needs to be put in details then? Organization: "SELF EMPLOYED" or "STOCK MARKET INVESTOR" ? Address same as home/permanent address?

I'll wait out till next FY for ITR or 1yr for cards to become aged.

Bhai, don't worry about address. Unlike Axis, Bob guys allow biz n residence to have same address. 

Under biz just mention as you have already told us. 🙂 They ll ask things regarding your biz over call but that's that. 🙂


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abhishek012 wrote:
BOB offers, RuPay offers and 2.5% cashback online shopping, Grocery, department stores on other websites offer.

2.5% cashback on wallet load and rent payment also? Just curious 😉

Pro Blogger Pro Blogger
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KingRocks wrote:

2.5% cashback on wallet load and rent payment also? Just curious 😉

No, online online shopping.
Pro Blogger Pro Blogger
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KingRocks wrote:

2.5% cashback on wallet load and rent payment also? Just curious 😉

No, online online shopping.
Trailblazer Trailblazer
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Applied Bob card for father on 23rd oct received today without any verification call  but limit is low 
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