https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8727276
rockingneo
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BOB credit card approval time
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Applied for BOB Premier today on C2C based. Completed the vkyc same time. CIBIL enquiry show Rs50,000 amount with no cibil drop as of now. Application is in review. What is the min-max time to get approved?
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https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8730000
What's the income criteria for Premier, Select and Swawlamban ccs and which one is the best out of these?
@batmanbaba
@batmanbaba
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https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8727941
Currently with application load they have.... Anything below two months will be a miracleÂ
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8729600
I applied and completed KYC on the 3rd, it got approved today.Â
Is there any way to view the card details online like SBI?Â
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8729694
Wow bhai, congrats, are you BOB customer? Kaise apply kiya tha bro, ITR or C2C?
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https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8729873
They took more than a quarter in my case to issue BoB RuPay Premier.
And, for the first time in my life, someone has done so thorough investigation of residence and personal details. The person who came for physical verification, literally took photos of me, my house and asked information in depth which I really didn't even want to answer. For a credit card with credit limit of mere Rs. 75,000 ... they did CBI level investigation and I felt like breach of privacy. 😬
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8729920
wow man, you had to go through a lot of things. You had no option for Vkyc?
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https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8730247
@batmanBABA Hi, could you also help me to find out the value I will get on international payments. I see this(below) however Premier not mention anything about online payments. It seems like i applied for wrong card as i mainly do international transactions like paying in USD, EUR. Thanks.
Premier: 5X i.e. 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad (International spends)
2 Reward Points for every Rs. 100 spent on other categories
Select: 5X i.e. 5 Reward Points for every Rs. 100 spent on Dining, Utility bills, Online spends
1 Reward Point for every Rs. 100 spent on other categories
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8730273
U will get 2.5 % on international spends on premier... And guess markup charges are around 3.5% plus gst
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8738107
Applied a month ago verification guy called me a few days ago.. I told him I don't want him.. Today. Got approval msg n will b dispatched soon lol.. Very late
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8738118
Bhai VKYC option nahi tha kya? Select card?
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8753226
When everyone applied, were they shown cards with some kind of pre approved limit after entering the phone and PAN?Â
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8753236
yes it show estimated but can come with lower limit, i was forget to see that, was so overwhelmed. btw 11days, no update and application is in progress.
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8756934
I tried to track the status and seems to be rejected but not received any mail as of now.
"As per our internal policies, please note that the current decision is
in no way reflective of your credit stature, and we will be happy to
consider your application when you apply again with updated financial
information at a later date.
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8757192
Worst process ecer I have seen.
Applied on 12th July 2022, after no update from bob team
After a month i tried checking the status, was unable to track.
Raised the concern on Twitter, two week later physical kyc person called, took multiple photos of house, asked multiple questions. Then he went, again two weeks gone but no update.
Raised again on Twitter, still checking was replied back.
Cut to end of sep, Tracked and it showed rejected 🤣
Already having HDFC, SBI, ICICI & few more cc with good limit still don't what bob wants 🤣🤣🤣 
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8757267
I am afraid, seems like i will have to go through hell. Vkyc was done, also own HDFC, ICICI, now Axis too, SBI is also approved. I wonder if i had to do physical kyc and stuff. Will wait 2-3days and then will write to crm@bob
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8757595
Applied on 29th September, approved on 6th. Got message card will be dispatched soon.
Only vkyc. No income documents asked, no visit.
Had opened digital savings account with them on 8th September.
https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8769533
Hi, can you confirm which bob digital account you opened? is it a zero balance a/c? Share the link.
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https://www.desidime.com/discussions/bob-credit-card-approval-time?page=1#post_8761412
Rejected. 😥
After a careful review of your application, we regret to inform that we
are unable to issue a credit card at this time basis our internal risk
criteria.
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