BoB Geeks Assemble - Unable to Request Virtual DC for Bank of Baroda Lite Savings A/C

121°
Generous
sahil1033

I opened Bank of Baroda Lite Savings A/C for my mother at the time when RBI had banned onboarding new customers on their mobile banking app (bob World), so, I couldn't request for virtual debit card and then after successful generation of virtual DC, I would've requested for physical DC. I did the exact same drill when I opened my Advantage Savings A/C.

Fast forward to today, RBI has lifted the ban and the app doesn't let me generate virtual DC.

A few questions :

1. Is it true that BoB only lets you generate virtual DC when there's no physical DC associated with the account?

2. In this scenario what can be done? Do I need to hotlist physical DC, generate virtual DC and then again request for physical DC, is that the right approach for this issue?

3. Or, is it true that there's no option to generate virtual DC for Lite Savings A/C (hard to believe this though) ?

Requesting input from people as I do know there would be a few people in the same boat as Lite Savings A/C delivers one of the best value because of conditional LTF RuPay Platinum physical DC.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
20 Comments  |  
9 Dimers
  • Sort By
Helpful Helpful
Link Copied

1. No

2. No

3. Not sure

Deal Subedar Deal Subedar
Link Copied

I was unable to get cvv for virtual card so regenerated new card got same issue again. Now unable to generate virtual card exceeds the yearly limit. Anyone knows how to get a working virtual card now without going to branch

Comrade Comrade
Link Copied

Its a common problem of bob. Do not panic. Solution:

1. Try only in banking hours. (Prefered11 am to 2pm monday to friday)

2. If it gives error dont panic try again next day it will work.

@gojo_sensei @sahil1033

Post Emperor Post Emperor
Link Copied

Can we generate virtual debit card in bob lite account

View 7 more replies
Post Emperor Post Emperor
Link Copied

I think virtual card can't be generated on lite account

Generous Generous
Link Copied
yes, seems like it's been excluded in Lite and Bro account variants
Deal Newbie Deal Newbie
Link Copied

It's a major issue. Bob haven't mentioned it earlier in any info on site that they will not issue virtual DC like they provide on other account variants. But I don't think we can do anything it's their policy. But try to raise it to higher bob authorities & rbi eventually. Try harder.

Generous Generous
Link Copied
fighting with these stupid peeps is a waste of time but yes, one can shake them to the core so that they at least put this information in MITC for others who aren't fooled by BoB the builder
Deal Cadet Deal Cadet
Link Copied

Can i open bob lote account with a number not same as aadhar registered number?

Generous Generous
Link Copied
no idea, you can give it a try, no harm in doing so
Deal Subedar Deal Subedar
Link Copied

How to apply for BoB Geeks? What is the criteria? What if I come here and everyone dis-emble's?

Generous Generous
Link Copied
😄
Deal Subedar Deal Subedar
Link Copied

Did you get any resolution ? I am also facing same issue ,already have physical dc.

replyuser
Click here to reply
Reply