https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8915921
Value of 50k MR points?
Bumper benefits on AMEX Credit Card
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If you can spend 4L in a year get amex platinum travel credit card.
Welcome bonus- 2000 MR (No Joining Fees Via Referral, Link- DM me for link
Regular points for spending 4L- 8000
1.9L milestone- 15K MR
4L milestone- 25K MR
10K Taj GV
Total Value back- 50K MR Points + 10k gv at zero cost
Welcome bonus- 2000 MR (No Joining Fees Via Referral, Link- DM me for link
Regular points for spending 4L- 8000
1.9L milestone- 15K MR
4L milestone- 25K MR
10K Taj GV
Total Value back- 50K MR Points + 10k gv at zero cost
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Top Comments
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8915933
hemant_111 wrote:Depending upon how you redeem.it varies between 0.25 paise to 1 ₹ per point
Value of 50k MR points?
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8915939
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kumarrahul67873565 wrote:Max value i got was 50 paise for Taj voucher redemption.. how u can get 1 rs value?
Depending upon how you redeem.it varies between 0.25 paise to 1 ₹ per point
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8915947
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hemant_111 wrote:If you transfer your point to marriot bonvoy then you will get value of 1 ₹
Max value i got was 50 paise for Taj voucher redemption.. how u can get 1 rs value?
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8915949
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kumarrahul67873565 wrote:
Depending upon how you redeem.it varies between 0.25 paise to 1 ₹ per point
0.4 is realistic value...
Flipkart redemption is at 0.3 and Taj is 0.5...
Click bit thread to gain referral benefits 🤦♂️
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916046
And you forgot to mention the Renewal Fee of ₹5,000 + taxes!!
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916134
In the current scenario there are many better cards than Plat. Travel. I have this card with me but I find the travel rewards are very limited and of lesser value considering the annual fee paid. The lounge access is also 2 per quarter I guess. If anyone wanna experience AMEX cards, consider MRCC (membership rewards) available at a lower annual fee. Even coupon redemptions are of better value.
Only perk of plat travel is 10k Taj Voucher and the reward points can be converted to taj coupons at 0.50 rupee conversion rate. Not worth for any other redemptions.
Forgot to mention the 10K voucher offers not many stay options with Taj as all good properties in good cities and tourist places are 15k or more per night. You have to try and choose the most off beat location and Taj/ Vianta properties to make use of the voucher.
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916147
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Sudarshan61 wrote:OP is endorsing AMEX more dedicatedly than AMEX itself here since last couple of days 😄0.4 is realistic value...
Flipkart redemption is at 0.3 and Taj is 0.5...
Click bit thread to gain referral benefits 🤦♂️
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916221
pm007 wrote:Rs5900😌 paid this month only - no txns since 6 months; I should close next yrAnd you forgot to mention the Renewal Fee of ₹5,000 + taxes!!
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916289
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caks2006407 wrote:If you want to hold an Amex card with very minimal usage - better to switch to MRCC. With 6K spends per month - you can accumulate 12K points. And spend 1.5L, you can get the annual fee waived off!
Rs5900😌 paid this month only - no txns since 6 months; I should close next yr
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916290
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caks2006407 wrote:Yes. If you are not using
Rs5900😌 paid this month only - no txns since 6 months; I should close next yr
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8916460
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caks2006407 wrote:My renewal is pending is Jan.. i will just call and ask for retention offer else will close the card.. no use of paying 6000 rs annual charge...
Rs5900😌 paid this month only - no txns since 6 months; I should close next yr
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8917123
someone explain this all in percentage term
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8917625
50000 rewars = 20k cash, 10k taj = 7k cash Total = 27k - fees 6k Net = 21k on spent of 4 lac soo appx 5%
MRCC Every month 20k, 2400 rewards so Yearly 28,800 rewards Value = 11,200 in spend of 2.4 lac so appx return 4.6% Almost same
MRCC Every month 20k, 2400 rewards so Yearly 28,800 rewards Value = 11,200 in spend of 2.4 lac so appx return 4.6% Almost same
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8917982
i got upgrade offer with 1k amz gv and 10k MR points . If i upgrade my existing MRCC will close ?
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8918744
Amex cards are useless now even 4x1500 for MRCC is pretty difficult as paytm/mobikwik loading does not work many times
take only if u have spends coming up later, discount offers on Amazon or FK dried up
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8919059
if anybody wanna apply .. can apply through my refer link apart from other benifits i will give 500 amazon gv from my side upon card approval.
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8919201
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8919207
TEMPER wrote:Not necessarily, you can keep MRCC as a companion card for free as long as you pay Plat. Travel annual fee. I have both cards under that offer. But I was holding Plat travel first and they gave MRCC as a companion card. You should ask the customer care.i got upgrade offer with 1k amz gv and 10k MR points . If i upgrade my existing MRCC will close ?
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8919313
Hotsoup wrote:Or just keep SBI Cashback and have things simple ..
50000 rewars = 20k cash, 10k taj = 7k cash Total = 27k - fees 6k Net = 21k on spent of 4 lac soo appx 5%
MRCC Every month 20k, 2400 rewards so Yearly 28,800 rewards Value = 11,200 in spend of 2.4 lac so appx return 4.6% Almost same
Instead of relying on 1.5K x4 or 1Kx6 transactions and doing all point game
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8929457
Anyone needs instant referral PM Me :0
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8929535
TEMPER wrote:Upgrade offer still has first year fee as well, right? This post says no joining fee thoughi got upgrade offer with 1k amz gv and 10k MR points . If i upgrade my existing MRCC will close ?
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8930697
demerius2020 wrote:someone explain this all in percentage term
AS nobody answer it , so i done the maths and found that MRCC is the best card of amex , and amex will give u one rank lower card as companion
so amex MRCC+smartearn is the better combo as compared with any other card together they will give 7% reward return for spend of 11000/month
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8930707
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demerius2020 wrote:I have mrcc, how can I get smartearn? And what's the benefit.AS nobody answer it , so i done the maths and found that MRCC is the best card of amex , and amex will give u one rank lower card as companionso amex MRCC+smartearn is the better combo as compared with any other card together they will give 7% reward return for spend of 11000/month
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8930850
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8930870
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demerius2020 wrote:what will be fees of smartearn CC ? Can we get this LTF along with Amex MRCC LTF ?call amex customer care , and say "i wud like to have a companion card "benefit 7% on paytm/amazon/flipkart upto 5000/month
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8931004
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mojo_jojo123 wrote:
what will be fees of smartearn CC ? Can we get this LTF along with Amex MRCC LTF ?
yes completely free as long as MRCC is there with u
https://www.desidime.com/discussions/bumper-benefits-on-amex-credit-card?page=1#post_8931065
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demerius2020 wrote:but my MRCC is itself LTFyes completely free as long as MRCC is there with u
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0.4 is realistic value...
Flipkart redemption is at 0.3 and Taj is 0.5...
Click bit thread to gain referral benefits 🤦♂️
Amex cards are useless now even 4x1500 for MRCC is pretty difficult as paytm/mobikwik loading does not work many times
take only if u have spends coming up later, discount offers on Amazon or FK dried up