Buy Shop or House ?

farm land from own savings(my dream)

Considering you are trying to invest the money for a passive income + wealth creation.

Go for the shop, if the location and rent yield is good.

There will be lots of hassles in residential flats/houses/etc.

For shop, location and demand matter a lot, it will be challenging to put the same on rent OR sale if the area/demand is not good.

Don't have sentiments with the property, if you are getting good returns/someone wants to purchase the same from you for a good price, then sell and find another property. (As one complex gets full, people will move to the new one 😉)

Bujurg log lehte the, dukan se makan ban jata hai par makaan se dukan nhi banti.

Shop ..but very very careful analysis should be done before purchasing...coz if demand is not there...money can be stuck forever ..but purchasing land will be a safe option

Commercial land or Shop (If there rent is 1% Per month of property Value) You will get 12% return as passive income + Property inflation (20% PA in my case), Can get easily 30% Return if planned accordingly.