Can OTP come even after card closure ?

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Last Comment 2022-09-24

EkdamSastaRaju

2022-09-23

I closed my SBI card earlier this month CC confirming the same

Yesterday on Amazon I mistakenly selected this card and to my surprise I rec a OTP for the transaction

Anyone knows how this is possible ?

Is the card not closed fully ?

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https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8716767

noobDealer

2022-09-23

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now that the card if closed if you can transact you aren't necessarily bound to pay, use the otp, it won't work 😊

https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8717763

EkdamSastaRaju

2022-09-23

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Tagging the whole team

@akki.akki @BlueFlash @xxxyyyzzz @ZNZ @RockyBond @Suman_Kolkata @pranavcool @SandipxDip @Seinfeld @Gaurav_G @freedealexpert @desiman @Seinfeld @cadence @BlueFlash @RockyBond @VimAl_Raj @adi22raj @TEMPER @cadence @DimeDime @desiman @Swaggamer @pikkuboss @AJ89 @hritikviko @akki.akki @vasanth_ece @BlueFlash @pingpong @MinionPotter @prem.chopra @siyagpk @Smak @sauravDD @guest_999 @Ash-D @tappukepapa

@kukdookoo @Ramta_Jogi @goss8877 + Any others if I have missed

https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8718720

akki.akki

2022-09-24

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bs yhi dekhna reh gya tha.

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https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8717771

Swaggamer

2022-09-23

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After entering otp mostly transaction will fail similarly like if we order product greater than card limit value, just a guess.

https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8717835

tappukepapa

2022-09-23

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Try if it works, then order for all of us. @MrKool_JJ wants a tv with sbi card and i want s20FE with that. Will pay half of money. stuck_out_tongue_winking_eye

Serious Note : I think it hasn't yet updated in their system. Wait for somedays or call customer support/mail them for this issue.

https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8717838

cadence

2022-09-23

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Transaction would have failed most probably though it's still surprising. Try doing a recharge of 10 & see if it goes through - unlikely in my opinion.

https://www.desidime.com/discussions/can-otp-come-even-after-card-closure?page=1#post_8717895

BlueFlash

2022-09-23

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Ideally when you are being redirected from merchant to the bank's payment gateway page, it should tell that the card is invalid or something like that... shouldn't land till the otp page itself... however it's SBI, so can't expect it XD

Most prolly it will take a month or two before the bank marks that card as blocked/closed/hotlisted and the same be displayed on payment gateway.