Can Paytm survive without Paytm Payments Bank?

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Deal Cadet
vikas111

Their core high margin businesses like lending and broking are going to be affected because of canceling the bank license. Should we buy it if we are getting it at such low levels specially after the parternership with Axis Bank?

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Pro Community Angel Pro Community Angel
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Safe to put gambling money.

If you are looking for serious conviction, then its better to find it yourself because in these kinds of cases newsflow is manipulated.

If you already have half belief then again no point of reading comments and giving in to confirmation bias.

Conclusion- Your money, your decision smile

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Pro Community Angel Pro Community Angel
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Safe to put gambling money.

If you are looking for serious conviction, then its better to find it yourself because in these kinds of cases newsflow is manipulated.

If you already have half belief then again no point of reading comments and giving in to confirmation bias.

Conclusion- Your money, your decision smile

Benevolent Benevolent
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yes.

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read somewhere they will use axis bank now.

Deal Lieutenant Deal Lieutenant
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Only operators can answer this query well.

Deal Subedar Deal Subedar
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It looks like the issue with paytm is around that bank. They can't operate their own accounts and extend wallets.

The people who mostly used those accounts were merchants and money rotators.

The merchants would have found alternatives for accounts by now. The money rotators well they are still on the prowl.

Paytm would have sent its army of cronies to assure the merchants, its business as usual. I still see major businesses that only operate with paytm qr.

Since paytm already opened a nodal account with axis. I don't see any big obstacles for the business anymore.

Not every company with wallets operates its own f....ing bank. Even if rbi never allows them to open up the banking operations, i say it's good riddance.

They can now concentrate on products that will actually set them apart. (What is with that paytm postpaid thing?)

The biggest problem is RBI's very public tongue lashing. If they can get around that, they can survive.

Deal Cadet Deal Cadet
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ED gave them a clean chit, there is no FEMA violation.

Benevolent Benevolent
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IMG20240220154255
Deal Cadet Deal Cadet
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Are there any charges for getting a pos machine

Generous Generous
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Matlab hdfc and paytm dono ka share lekar achha kiye the . Both are booming.. but paytm me abhi bhi mera 5% loss hi hai.. soche the 300 par average karenge.. ye bhag gaya pahle hi

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Paytm has payment bank licence currently they can't lend money or become a stock broker with it. Only affects the payment gateway which can be bypassed by taking a payment aggregator license. So yes, Paytm can survive without it

Deal Cadet Deal Cadet
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So there are chances in future RBI may allow credits again.

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Does any one have Paytm merchant QR?Kindly DM if you have,need small help.

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