First we add money and then pay through payzapp is possible ? I want to know that because we get more reward points this way.
try paying without adding money
if payzapp wallet option shows along with card option in payzapp interface then possibly you can
Yes, you can add money to payzapp wallet and then pay your rent via red-girraffe from payzapp pre-paid card (in which your money will get added) n use promocode ‘billpay’ to get 5% cashback – upto Rs 150.. but just be aware of your wallet limits… If your payzapp wallet limit is 10k and your rent is more than that, then I wouldn’t advise loading wallet to pay the rent as you cannot pay partially from 2 cards.
Yes you can.
But how more rewards? Say rent is 8000 and your 💳 gives 1% 💴 back.
Method 1: load to wallet and get 80 cb. Then pay using BIllpay and get 150. Total 230 cb.
Method 2: add 💳 to payzapp and use that to pay rent. You will get same 80+150 cb
On the contrary, Method 1 is risky as some 💳s give less cb on wallet loads. And if txn fails then 💰 is stuck in wallet!
pingpong wrote:Yes you can.
But how more rewards? Say rent is 8000 and your 💳 gives 1% 💴 back.
Method 1: load to wallet and get 80 cb. Then pay using BIllpay and get 150. Total 230 cb.
Method 2: add 💳 to payzapp and use that to pay rent. You will get same 80+150 cb
On the contrary, Method 1 is risky as some 💳s give less cb on wallet loads. And if txn fails then 💰 is stuck in wallet!
I have Indusind Credit Card That Gives 0.70% on utility and 1.5% on wallet load.
Sushil_patwari wrote:I have Indusind Credit Card That Gives 0.70% on utility and 1.5% on wallet load.
Which varient of indusind card?
Pinnacle
Sushil_patwari wrote:I have Indusind Credit Card That Gives 0.70% on utility and 1.5% on wallet load.
Pymt is on payzapp so not sure if it will be shown as utility and not regular ecom txn. But i don’t have indusind card and this is relatively high cb on wallet load so lagee raho!
pingpong wrote:Pymt is on payzapp so not sure if it will be shown as utility and not regular ecom txn. But i don’t have indusind card and this is relatively high cb on wallet load so lagee raho!
Any transaction which shows as bbps/insta bill payment in statement/transaction msg is considered as utility transaction.
That is why paytm has introduced charge on loading of paytm wallet by any credit card for any amount now.
Sushil_patwari wrote:Pinnacle
Is indusInd (or BankBazaar) still offering it as LTF ??
indiansoul wrote:Is indusInd (or BankBazaar) still offering it as LTF ??
I think nowadays almost all indusind cards comes with no annual fee & one time joining/issuance fee.
guest_999 wrote:I think nowadays almost all indusind cards comes with no annual fee & one time joining/issuance fee.
You are right, I meant waive off joining/issuance fees. Many had received Pinaccale card without fees.
Can we apply directly on IndusInd website with LTF? I tried with my details on BankBazaar and to my surprise, they came back saying “no cards found”.
indiansoul wrote:You are right, I meant waive off joining/issuance fees. Many had received Pinaccale card without fees.
Can we apply directly on IndusInd website with LTF? I tried with my details on BankBazaar and to my surprise, they came back saying “no cards found”.
I don’t know of anybody getting pinnacle for free recently, I know that you get same amount of voucher as issuance fee(excl gst) so maybe by getting it free they meant this.
guest_999 wrote:I don’t know of anybody getting pinnacle for free recently, I know that you get same amount of voucher as issuance fee(excl gst) so maybe by getting it free they meant this.
https://ddime.i...Iz
Check this link bro.. many people were lucky to get it..
indiansoul wrote:https://ddime.i...Iz
Check this link bro.. many people were lucky to get it..
That was why I mentioned “recently” 
Only that time many people who specifically applied for iconia amex through bankbazaar got it free but after that no more such cases.
Sushil_patwari wrote:I have Indusind Credit Card That Gives 0.70% on utility and 1.5% on wallet load.
If we directly pay rent thru payzapp by rentgirafe, wont we get 2.5%? Did you try it?
I am paying 35k rent monthly by hdfc diners club. Thinking of to change it to Pinnacle if i receive 2.5%.
@Sushil_patwari
Do you know how to avail free zero balance savings account in indus for Pinnacle card holders?
--AJ-- wrote:@Sushil_patwari
Do you know how to avail free zero balance savings account in indus for Pinnacle card holders?
Yes, You can avail free Indus Exclusive account. Contact nearby branch.
Sushil_patwari wrote:Yes, You can avail free Indus Exclusive account. Contact nearby branch.
Are you holding exclusive account? Which debit card they gave?
